{
 "as_of": "2026-09-23",
 "cards": [
  {
   "id": "redotpay",
   "name": "RedotPay Card",
   "issuer": "RedotPay group. Visa. Programme is assigned by country of ordinary residence: Hong Kong Programme (Visa) issued by Red F. Technology Limited (RFTL), Hong Kong, business registration 75073741, card 'categorised as a credit card under Hong Kong laws'; Singapore Programme (Visa debit) with Redotpay Technology Pte. Ltd. (RTPL), Singapore company 202346379C, acting as programme manager under card issuance services from an unnamed BIN Sponsor, for persons 'ordinarily resident outside of Singapore'. The terms pages read do not name a bank.",
   "custody": "custodial",
   "thailand": "available",
   "thailand_evidence": "Thailand is absent from all four RedotPay exclusion lists read on 2026-09-23: 'Unsupported Countries/Regions' (by citizenship; updated over 3 weeks before 2026-09-23), 'Card Issuance Restrictions' (by residence: 'Residents of these areas are ineligible for both virtual and physical cards'; updated over 3 weeks before 2026-09-23), 'Card Delivery Restrictions' (physical card shipping; dated July 21, 2026) and 'Location-Based Access Restrictions'. RedotPay publishes exclusion lists, not an allow-list, so this status rests on Thailand's absence from those lists.",
   "nationality_note": "Two separate tests. KYC is refused to citizens of listed countries, including United States, Mainland China, Myanmar, Russia, Ukraine, Iran, North Korea, Venezuela and others (citizenship list). Card issuance is refused to residents of listed places, which add India, Indonesia, Morocco, Nepal, Singapore and Turkey. Thai nationals do not appear on either list. A foreign resident of Thailand holding a passport from a listed country (for example a US citizen) fails the citizenship test. KYC: original physical ID (search-result snippets from the help centre name passport, identity card or driver's licence, and say residence permits are generally not supported), valid at least 3 months, residential address required, age 18+.",
   "fees": {
    "issue": "Virtual card 10 USD; physical card 100 USD (help centre, July 27, 2026). Deducted from account balance.",
    "annual": "None stated on the help-centre fee articles read. HK and SG terms say a renewal fee may be charged 'as indicated on the App'.",
    "fx": "1.2% for transactions in a different currency; 1% crypto conversion fee (help centre ATM/fees article, July 27, 2026). Separate 1.5% transaction fee (minimum 0.50 USD) at listed merchants such as Facebook Ads, Discord, PUBG Mobile, first 3 eligible transactions per card per month waived.",
    "atm": "HKD card: 2%. USD card: 2% up to 10,000 USD per month, 3% above that (help centre, July 27, 2026). ATM operator fees not addressed.",
    "topup": "Crypto deposit fee not stated on pages read; minimum deposits and networks shown only in the app. Card-funding fee article could not be fetched (redirect loop)."
   },
   "atm_limit": "Not readable on the provider's fee page (the table is an image). Third-party search snippets conflict: 100,000 USD per transaction and 1,000,000 USD per day (transferfees.io / cryptocardhub) versus 50,000 USD per month and 3,750 USD per day (spendnode.io). Physical card only for ATM use per the same snippets.",
   "spend_limit": "Not readable on the provider's fee page. Third-party search snippets report 100,000 USD per transaction and 1,000,000 USD per day. Terms say limits are set by RTPL/RFTL and shown in the app.",
   "assets": "USDT, USDC, BTC, ETH 'and more' (help centre, July 21, 2026); networks shown only on the in-app deposit page. RedotPay news pages state USDT on TRON and USDC/USDT withdrawals to Solana.",
   "physical": "yes",
   "apple_google_pay": "Google Pay and PayPal linking supported per help centre. Apple Pay: from August 22, 2025, new Apple Pay enablement for Hong Kong 'Cards-as-a-Service' programmes was suspended; cards already added keep working (help centre, July 21, 2026). A July 22, 2026 help article describes adding a card to Apple Pay after a free card 'upgrade' but does not say which cards or regions qualify.",
   "affiliate": {
    "exists": true,
    "pays_in": "USDT",
    "terms": "User referral (in-app 'Invite Friends', help centre July 26, 2026): rewards in USDT; card-order commission as a percentage of the friend's card fee, payment commission as a percentage of the friend's card spend (settled after 30 days), secondary commission of 10% of a referred user's commission; levels raise the rates; exact percentages not stated in text. Affiliate programme (redotpay.com/affiliates, undated): 'up to 40% commission', four levels, instant commission on card applications, apply in app/website with identity verification. Level-by-level rates appear only as an image in the December 23, 2024 news post.",
    "url": "https://www.redotpay.com/affiliates"
   },
   "sources": [
    {
     "title": "Unsupported Countries/Regions | RedotPay",
     "url": "https://helpcenter.redotpay.com/en/articles/10339263-unsupported-countries-regions",
     "date": "updated over 3 weeks before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Card Issuance Restrictions | RedotPay",
     "url": "https://helpcenter.redotpay.com/en/articles/14254838-card-issuance-restrictions",
     "date": "updated over 3 weeks before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Card Delivery Restrictions | RedotPay",
     "url": "https://helpcenter.redotpay.com/en/articles/14255319-card-delivery-restrictions",
     "date": "2026-07-21",
     "accessed": "2026-09-23"
    },
    {
     "title": "Location-Based Access Restrictions | RedotPay",
     "url": "https://helpcenter.redotpay.com/en/articles/14252906-location-based-access-restrictions",
     "date": "updated over 3 weeks before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Are There Any Fees for Getting a Card? | RedotPay",
     "url": "https://helpcenter.redotpay.com/en/articles/10566200-are-there-any-fees-for-getting-a-card",
     "date": "2026-07-27",
     "accessed": "2026-09-23"
    },
    {
     "title": "Can I Withdraw Cash from an ATM, and Are There Any Fees? | RedotPay",
     "url": "https://helpcenter.redotpay.com/en/articles/10622095-can-i-withdraw-cash-from-an-atm-and-are-there-any-fees",
     "date": "2026-07-27",
     "accessed": "2026-09-23"
    },
    {
     "title": "RedotPay Card Limitations & Fees (fee table is an image, not readable)",
     "url": "https://helpcenter.redotpay.com/en/articles/10339271-redotpay-card-limitations-fees",
     "date": "2026-07-24",
     "accessed": "2026-09-23"
    },
    {
     "title": "Which Purchases Have a Transaction Fee? | RedotPay",
     "url": "https://helpcenter.redotpay.com/en/articles/10339275-which-purchases-have-a-transaction-fee",
     "date": "updated over 2 weeks before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Supported Cryptocurrencies, Networks & Minimum Deposits | RedotPay",
     "url": "https://helpcenter.redotpay.com/en/articles/10693364-supported-cryptocurrencies-networks-minimum-deposits",
     "date": "2026-07-21",
     "accessed": "2026-09-23"
    },
    {
     "title": "RedotPay's Response to Recent Apple Pay Service Adjustment",
     "url": "https://helpcenter.redotpay.com/en/articles/12065037-redotpay-s-response-to-recent-apple-pay-service-adjustment",
     "date": "2026-07-21",
     "accessed": "2026-09-23"
    },
    {
     "title": "How to Invite Friends and Earn Rewards | RedotPay",
     "url": "https://helpcenter.redotpay.com/en/articles/10339296-how-to-invite-friends-and-earn-rewards",
     "date": "2026-07-26",
     "accessed": "2026-09-23"
    },
    {
     "title": "RedotPay Affiliate Program",
     "url": "https://www.redotpay.com/affiliates",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Unlock Earnings with RedotPay Crypto Card Affiliate Program",
     "url": "https://www.redotpay.com/news/redotpay-affiliate-program",
     "date": "2024-12-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Hong Kong Cardholder Terms & Conditions - RedotPay",
     "url": "https://www.redotpay.com/terms/HK-cards",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Singapore Cardholder Terms - RedotPay",
     "url": "https://www.redotpay.com/terms/SG-cards",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Identity Verification Requirements | RedotPay",
     "url": "https://helpcenter.redotpay.com/en/articles/10920717-identity-verification-requirements",
     "date": "updated over 2 weeks before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "RedotPay Physical Card Review 2026 (third party, search snippet only)",
     "url": "https://www.spendnode.io/crypto-cards/redotpay-physical-card/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "RedotPay Fees 2026 (third party, search snippet only)",
     "url": "https://transferfees.io/redotpay-fee-calculator/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "bybit-card",
   "name": "Bybit Card (Asia Pacific)",
   "issuer": "Bybit. Asia Pacific card is a 'Visa credit card' denominated in USD (Bybit FAQ, 2026-09-03). The issuing entity is not named on any page that rendered; the Asia Pacific cardholder terms page (help centre entry updated 2026-06-10) links to a legal page that did not render without JavaScript.",
   "custody": "custodial",
   "thailand": "not available",
   "thailand_evidence": "Bybit's own wiki page 'Bybit Card Countries: Availability 2026' (bybit.com, dated Aug 5, 2026, 'Last Updated: June 2026') states 'Thailand: Not currently available'. That page carries the notice 'This article was generated by AI. Please verify important information independently.' Bybit's help-centre 'Service Restricted Countries' (updated 2026-09-01) does not list Thailand among excluded jurisdictions, and the 'FAQ — Bybit Card General Inquiries (Asia Pacific)' article returns 'This article is currently not supported on this site' (fetched 2026-09-23 from a Thai IP and from a US fetcher). The card application flow says unsupported countries of residence are placed on an interest list. No human-written Bybit page naming Thailand was found. Separately, the SEC reported bybit.com to the Ministry of Digital Economy and Society, which restricts access from Thailand from 28 June 2025 (SEC News 134/2025, 29 May 2025); see the bybit entry under exchanges.",
   "nationality_note": "Card fiat currency follows the country of Advanced Identity Verification; Asia Pacific and Australia cards require residential address verification; physical card shipping address must be in the same country as the residential address; only Tier 2 and above can get the Asia Pacific physical card. Bybit platform excluded jurisdictions (2026-09-01): United States, Chinese Mainland, Hong Kong, Singapore, Canada, North Korea, Cuba, Iran, Uzbekistan, Russian-controlled regions of Ukraine, Sevastopol, Sudan, Syria. Thai nationals vs foreign residents of Thailand: not addressed on pages read.",
   "fees": {
    "issue": "Asia Pacific: virtual none ('until further notice'); physical 5 USDT; waived for VIPs (Fees and Limits, 2026-09-10).",
    "annual": "None (annual, inactivity and cancellation fee all 'None').",
    "fx": "Asia Pacific: 2% on top of Mastercard's/Visa's rate; crypto conversion fee 0.9% on top of Bybit One-Click Sell rate (minimum conversion 1 USD); FX padding 0%.",
    "atm": "Asia Pacific: 2% after the first 100 USD each month; ATM operators may add their own fee.",
    "topup": "No separate card balance; card spends from the Bybit Funding Account and Flexible Easy Earn. Crypto deposit fee not stated on card pages."
   },
   "atm_limit": "Asia Pacific physical card: Tier 1 none; Tier 2: 3 withdrawals / 3,000 USD per 24 hours, 30 / 10,000 USD per month, 360 / 75,000 USD per year; Tier 3: same daily and monthly, 100,000 USD per year.",
   "spend_limit": "Asia Pacific (virtual and physical each have their own limit): Tier 1 10,000 USD per transaction and per day, 50,000 USD per month, 150,000 USD per year; Tier 2 50,000 / 150,000 / 500,000 USD daily/monthly/annual; Tier 3 100,000 / 350,000 / 900,000 USD.",
   "assets": "Fiat USD first, then crypto by user-set priority; default priority USDT > USDC > GRAM > BTC > ETH > XRP (FAQ). Deposits to Funding Account from other wallets or via Buy Crypto.",
   "physical": "yes",
   "apple_google_pay": "Asia Pacific: Apple Pay no, Google Pay yes, Samsung Pay no (FAQ table, 2026-09-03).",
   "affiliate": {
    "exists": true,
    "pays_in": "Card referral: USDT. Affiliate programme: commission withdrawn to the Bybit trading account; currency not stated on the FAQ.",
    "terms": "User referral (Bybit Card Referral Program, 2026-06-08): referrer earns 20 USDT and referee 10 USDT after the referee, resident in an eligible card country, applies for a virtual card and spends at least 100 USDT within 30 days; EEA excluded; credited within 10 days. Affiliate programme (FAQ, 2026-09-19): application and approval at affiliates.bybit.com; lifetime share of trading-fee profit from referred traders, paid daily by 4 AM UTC; VIP-client rebate capped at 50%, master affiliate override 10% of sub-affiliate rebate. Trading-based, not card-spend-based.",
    "url": "https://www.bybit.com/en/help-center/article/Bybit-Affiliate-Program-General-FAQ"
   },
   "sources": [
    {
     "title": "Bybit Card Countries: Availability 2026 | Bybit Wiki (AI-generated per its own notice)",
     "url": "https://www.bybit.com/en/wiki/article/bybit-card-countries-availability-2026/",
     "date": "2026-08-05 (states 'Last Updated: June 2026')",
     "accessed": "2026-09-23"
    },
    {
     "title": "Service Restricted Countries - Help Center",
     "url": "https://www.bybit.com/en/help-center/article/Service-Restricted-Countries",
     "date": "2026-09-01",
     "accessed": "2026-09-23"
    },
    {
     "title": "FAQ — Bybit Card General Inquiries - Help Center",
     "url": "https://www.bybit.com/en/help-center/article/FAQ-Bybit-Card-General-Inquiries",
     "date": "2026-09-03",
     "accessed": "2026-09-23"
    },
    {
     "title": "Fees and Limits (Bybit Card) - Help Center",
     "url": "https://www.bybit.com/en/help-center/article/Fees-and-Spending-Limits-Bybit-Card",
     "date": "2026-09-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "How to Get Started with Bybit Card - Help Center",
     "url": "https://www.bybit.com/en/help-center/article/How-to-Apply-for-Bybit-Card",
     "date": "2026-06-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "Introduction to Bybit Card - Help Center",
     "url": "https://www.bybit.com/en/help-center/article/Introduction-to-Bybit-Card",
     "date": "2026-06-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "FAQ — Bybit Card General Inquiries (Asia Pacific) (returns 'currently not supported on this site')",
     "url": "https://www.bybit.com/en/help-center/article/FAQ-Bybit-Card-General-Inquiries-Asia-Pacific",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bybit Cardholder Terms & Conditions (Asia Pacific) (index entry only; linked legal page did not render)",
     "url": "https://www.bybit.com/en/help-center/article/Bybit-Cardholder-Terms-Conditions-Asia-Pacific",
     "date": "2026-06-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "FAQ — Bybit Card Referral Program - Help Center",
     "url": "https://www.bybit.com/en/help-center/article/FAQ-Bybit-Card-Referral-Program",
     "date": "2026-06-08",
     "accessed": "2026-09-23"
    },
    {
     "title": "FAQ — Affiliate Program - Help Center",
     "url": "https://www.bybit.com/en/help-center/article/Bybit-Affiliate-Program-General-FAQ",
     "date": "2026-09-19",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "binance-card",
   "name": "Binance Card",
   "issuer": "Not verified. Binance card pages (binance.com/en/cards) render only site navigation without JavaScript; the card dashboard redirects to login; the Finance FAQ category lists a 'Binance Card' sub-heading with no readable links.",
   "custody": "custodial",
   "thailand": "unclear",
   "thailand_evidence": "No Binance page stating card eligibility by country could be read on 2026-09-23. binance.com returned HTTP 202 challenges to direct requests from Thailand and navigation-only content to the fetch tool; the help-centre search for 'binance card supported countries' returned no results. Custody entry above reflects that card spending draws on a Binance exchange account; not confirmed on a Binance page today.",
   "nationality_note": "Not verified.",
   "fees": {
    "issue": "Not verified.",
    "annual": "Not verified.",
    "fx": "Not verified.",
    "atm": "Not verified.",
    "topup": "Not verified."
   },
   "atm_limit": "Not verified.",
   "spend_limit": "Not verified.",
   "assets": "Not verified.",
   "physical": "unclear",
   "apple_google_pay": "Not verified.",
   "affiliate": {
    "exists": true,
    "pays_in": "Not stated on the affiliate guide read; the Referral Program FAQ list page mentions 'up to 100 USDT in trading fee rebate' for referred verified users.",
    "terms": "Binance Affiliate Program (starter guide updated 2026-07-15): up to 50% commission on spot/margin and futures trading fees of referrals, up to 20% rebate to referees; entry thresholds 5,000+ social followers, 3,000+ community members, or 10,000+ user base for businesses. Affiliate programme restricted (guide dated 2026-07-13) for EU/EEA, UK, USA, Singapore, Hong Kong and countries on Binance's prohibited list; Thailand not named in that list. Trading-based; the guide does not mention the card.",
    "url": "https://www.binance.com/en/support/faq/detail/cbf9ab9a11fa44a293d44607803c6c2d"
   },
   "sources": [
    {
     "title": "Binance Card page (navigation only readable)",
     "url": "https://www.binance.com/en/cards",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance Support FAQ – Finance category",
     "url": "https://www.binance.com/en/support/faq/list/5",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance Affiliate Program Starter Guide",
     "url": "https://www.binance.com/en/support/faq/detail/cbf9ab9a11fa44a293d44607803c6c2d",
     "date": "2026-07-15",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance Affiliate Program: Restricted Countries Guide",
     "url": "https://www.binance.com/en/support/faq/detail/4e65bc209c08424f85fec35accb0c8b0",
     "date": "2026-07-13",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance Referral Program FAQ category",
     "url": "https://www.binance.com/en/support/faq/list/328",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "unconfirmed"
  },
  {
   "id": "crypto-com-visa",
   "name": "Crypto.com Visa Card (prepaid; Singapore-issued card for non-Singapore residential addresses)",
   "issuer": "Foris Asia Pte. Ltd., holder of a Major Payment Institution licence from the Monetary Authority of Singapore; the crypto.com/sg page says it 'issues e-money to non-Singapore residents'. Visa. (EEA card: Foris MT Limited, Malta, 'pursuant to its Visa Principal Member (Issuing) license'. US credit card: Comenity Capital Bank.)",
   "custody": "custodial",
   "thailand": "unclear",
   "thailand_evidence": "No Crypto.com page read on 2026-09-23 names Thailand as eligible or ineligible for the card. Thailand is not in the card 'restricted markets' list (help centre, June 2, 2026), which covers card use at merchants. The 'How to apply' article (updated over 3 weeks before access) lists shipping regions including 'APAC' and 'Rest of the World' without a country list. Crypto.com's App Referral Programme (July 2, 2026) lists Thailand as a Tier 3 eligible country, which concerns the app, not the card.",
   "nationality_note": "Application requires KYC, a Level Up plan choice (subscription or CRO lockup/staking), residential address with proof, and card name; no credit check for the prepaid card. Nationality vs residence not addressed on pages read.",
   "fees": {
    "issue": "Physical card issuance (Singapore, non-SG residential address users): Midnight S$4.99; Ruby S$39.99 for monthly Level Up Plus subscribers under 6 months, free for annual subscribers, 6+ month subscribers or active lockup/stake. Card replacement: Midnight S$45.01, other tiers S$50.",
    "annual": "No card annual fee listed. Level Up plans on crypto.com/sg: Ruby Steel SG$5.99/month or SG$59.90/year; Royal Indigo SG$39.99/month or SG$399.90/year; Midnight Blue free. Inactivity S$5 per month after 12 months without activity, S$6 from 1 September 2026. Close account S$50.",
    "fx": "Midnight: 0.5% on all purchases and ATM; other tiers: no fee.",
    "atm": "2% on amounts above the monthly free ATM limit (free per month: Midnight S$200, Ruby S$400, Indigo/Jade S$800, Icy/Rose S$1,000, Obsidian S$1,000). ATM surcharges count toward the limit.",
    "topup": "Debit card 0%; credit card 1%; debit/credit via Apple Pay 2%. Crypto-to-card transfer fee not listed."
   },
   "atm_limit": "Local ATMs outside Singapore only. Midnight: S$500 daily, S$5,000 monthly, S$50,000 yearly; Ruby: S$1,000 / S$10,000 / S$75,000; Indigo/Jade, Icy/Rose, Obsidian: S$2,000 / S$10,000 / S$75,000. 3 withdrawals per day, 30 per month, 360 per year.",
   "spend_limit": "POS limit including ATM (outside Singapore): Midnight S$10,000 daily and monthly, S$50,000 yearly; Ruby S$15,000 / S$15,000 / S$150,000; higher tiers S$25,000 / S$25,000 / S$250,000. Card maximum balance S$10,000 (Midnight) to S$25,000.",
   "assets": "Top-up with crypto ('over 100 top cryptocurrencies', including BTC and ETH) or with Mastercard/Maestro/Visa/Visa Electron debit or credit cards (APAC top-up article, May 29, 2026). Card rewards paid in CRO.",
   "physical": "yes",
   "apple_google_pay": "Apple Pay supported for Singapore-issued cards including non-Singapore residential address users (help centre, March 16, 2026). Google Pay for this card not confirmed on pages read.",
   "affiliate": {
    "exists": true,
    "pays_in": "App referral: USD. Affiliate programme: currency not stated.",
    "terms": "User referral (App Referral Programme, July 2, 2026): both parties earn USD at trading-volume milestones within 30 days of KYC; Thailand is Tier 3: from $2 each at $100 volume up to $50 each at $5,000; plus $25 each when the referee takes a Level Up Pro annual plan or CRO staking for a metal card; max 100 referrals and $10,000 lifetime; not available in UK, South Korea, Uganda, Singapore. Affiliate programme (crypto.com/en/affiliate, undated): 'up to 50%' revenue share, tracked and paid monthly via Impact.com; partners cannot be based in or promote to countries where the app is unavailable; card coverage decided per contract.",
    "url": "https://crypto.com/en/affiliate/"
   },
   "sources": [
    {
     "title": "Crypto.com Visa Card (Singapore page)",
     "url": "https://crypto.com/sg/cards",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Crypto.com Prepaid Visa Card Fees and Limits - Singapore (applicable to non-Singapore residential address users only)",
     "url": "https://help.crypto.com/en/articles/5973506-crypto-com-prepaid-visa-card-fees-and-limits-singapore-applicable-to-non-singapore-residential-address-users-only",
     "date": "updated over 3 weeks before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Restriction of CRO Rewards Program and Restricted Markets for Crypto.com Prepaid Card",
     "url": "https://help.crypto.com/en/articles/4597450-restriction-of-cro-rewards-program-and-restricted-markets-for-crypto-com-prepaid-card",
     "date": "2026-06-02",
     "accessed": "2026-09-23"
    },
    {
     "title": "How to apply for a Crypto.com Prepaid Card",
     "url": "https://help.crypto.com/en/articles/1345769-how-to-apply-for-a-crypto-com-prepaid-card",
     "date": "updated over 3 weeks before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "How do I top up my Crypto.com Prepaid Visa Card (APAC)",
     "url": "https://help.crypto.com/en/articles/2833449-how-do-i-top-up-my-crypto-com-prepaid-visa-card-apac",
     "date": "2026-05-29",
     "accessed": "2026-09-23"
    },
    {
     "title": "Where can I use the Crypto.com Prepaid Card",
     "url": "https://help.crypto.com/en/articles/2500716-where-can-i-use-the-crypto-com-prepaid-card",
     "date": "2025-11-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "How to set up Apple Pay in your Apple Wallet",
     "url": "https://help.crypto.com/en/articles/6201686-how-to-set-up-apple-pay-in-your-apple-wallet",
     "date": "2026-03-16",
     "accessed": "2026-09-23"
    },
    {
     "title": "App Referral Programme",
     "url": "https://help.crypto.com/en/articles/3124990-app-referral-programme",
     "date": "2026-07-02",
     "accessed": "2026-09-23"
    },
    {
     "title": "Crypto.com Affiliate Program",
     "url": "https://crypto.com/en/affiliate/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Crypto.com Visa Card (EEA page)",
     "url": "https://crypto.com/eea/cards",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "kast",
   "name": "KAST Card",
   "issuer": "KAST (Troia Corp). Visa (Standard: Visa Platinum; Premium and Private: Visa Infinite). Non-US cardholder agreement (effective Mar 20, 2025): 'The issuer for this card program is Third National', 'issued by the Issuer under license from Visa'. Custody partners named in platform terms (effective Jul 7, 2026): Tazapay, BitGo 'or others'.",
   "custody": "custodial",
   "thailand": "unclear",
   "thailand_evidence": "KAST publishes no country list; its help centre (updated 2026-08-09) says supported countries are those in the sign-up dropdown: 'If you don't see your country in the dropdown menu, we haven't launched there yet.' The in-app list was not viewed (no sign-up). The help centre supports THB payouts to Thai bank accounts (1% FX, 2 USD fixed fee, minimum 50 THB) 'from any country supported by KAST', which concerns payouts, not residency. Thailand is absent from KAST's Apple Pay availability list (2026-09-10).",
   "nationality_note": "Platform terms bar anyone 'located in, or a national or resident of any Restricted Locations'; the help centre says a person living in a supported country but holding only an ID from a restricted region may fail KYC, and dual citizens may use an ID from a supported country. Residency means where you legally live and hold proof of address dated within 3 months. KYC: passport, national ID or driver's licence; live selfie; proof of address (utility bill, bank statement, government letter or lease).",
   "fees": {
    "issue": "Standard: 2 virtual cards included (a $2 issuance fee applies in some regions, including for included cards); additional virtual card $2; physical card $0 card fee + $40 delivery fee. Premium/Private cards included with membership (help centre, 2026-09-01).",
    "annual": "Membership: Standard $0; Premium $1,000 per year; Private $10,000 per year (help centre, 2026-09-10). Conflict: the non-US cardholder agreement (effective Mar 20, 2025) lists 'Annual Fees: up to USD 20'.",
    "fx": "0.5%–1.75% on non-USD transactions, varying by residence country, transaction country and card programme; $0.10 on non-USD transactions under $25; $0.50 on declines for insufficient balance (help centre, 2026-09-01). Conflict: cardholder agreement (Mar 20, 2025) says FX 'up to 2%' and low-transaction fee USD 0.2.",
    "atm": "$3 flat + 2% of amount; non-USD also pays the FX fee.",
    "topup": "Top-up fee 0%; stablecoin deposit fee 0% excluding blockchain network fees; stablecoins credited 1:1 to USD with 0% spread."
   },
   "atm_limit": "Up to $250 per withdrawal including fees; up to 3 withdrawals or $750 per rolling 24 hours.",
   "spend_limit": "No fixed card transaction, deposit or balance limit ('Unlimited'); spending capped by balance; large transactions may face compliance review; user-set limits available in app.",
   "assets": "Receive USDT on Solana, Ethereum, Tron, Polygon, BNB Smart Chain, Arbitrum, Avalanche C-Chain, TON; USDC on Solana, Ethereum, Polygon, Base, Stellar, Arbitrum, Avalanche C-Chain, Optimism, Sonic; PYUSD (Ethereum, Solana); RLUSD (Ethereum, XRPL); plus BTC, ETH, SOL, XRP, BNB and other tokens (help centre, 2026-09-10). Balance held in USD.",
   "physical": "yes",
   "apple_google_pay": "Apple Pay depends on registered country of residence; the published list (2026-09-10) includes Malaysia, Philippines, Singapore, Vietnam and others but not Thailand. Google Pay setup article exists (2026-08-09); no country list for Google Pay seen.",
   "affiliate": {
    "exists": true,
    "pays_in": "USD (credited to the in-app Rewards balance)",
    "terms": "User referral (2026-09-10): referrer earns up to $20 / $30 / $50 / $150 as the referee's cumulative card spend reaches $100 / $600 / $1,600 / $6,600 (total up to $250), plus $100 or $1,000 when the referee buys Premium or Private; 14-day lock; amounts vary by referee country. Affiliate programme (application + approval): tiers by active referrals (5 / 50 / 100 / 500 users); spend-milestone rewards up to $20–$40 at $100 spend rising to $250–$500 at $6,600 spend; subscription commission $100–$200 (Premium) and $1,000–$2,000 (Private); ongoing cashback on referrals' card transactions; rewards depend on referral's country.",
    "url": "https://concierge.kast.xyz/hc/en-us/articles/10948018108687-What-Rewards-Can-I-Earn-as-a-KAST-Affiliate"
   },
   "sources": [
    {
     "title": "Is the KAST Card Available in My Country? – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/13939999566095-Is-the-KAST-Card-Available-in-My-Country",
     "date": "2026-08-09",
     "accessed": "2026-09-23"
    },
    {
     "title": "Why Is My Country Restricted from Accessing KAST? – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/13980432315535-Why-Is-My-Country-Restricted-from-Accessing-KAST",
     "date": "2026-08-09",
     "accessed": "2026-09-23"
    },
    {
     "title": "How Do I Send Thailand Baht (THB) from KAST to a Bank Account? – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/14590463569167-How-Do-I-Send-Thailand-Baht-THB-from-KAST-to-a-Bank-Account",
     "date": "2026-08-09",
     "accessed": "2026-09-23"
    },
    {
     "title": "What Are the Fees and Conditions for KAST Cards and Accounts? – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/9850062738703-What-Are-the-Fees-and-Conditions-for-KAST-Cards-and-Accounts",
     "date": "2026-09-01",
     "accessed": "2026-09-23"
    },
    {
     "title": "What Are the Daily Spending and ATM Withdrawal Limits on My KAST Card? – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/11290428597647-What-Are-the-Daily-Spending-and-ATM-Withdrawal-Limits-on-My-KAST-Card",
     "date": "2026-08-09",
     "accessed": "2026-09-23"
    },
    {
     "title": "How Much Do KAST Memberships Cost and What Fees Should I Expect? – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/15806471110671-How-Much-Do-KAST-Memberships-Cost-and-What-Fees-Should-I-Expect",
     "date": "2026-09-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "Apple Pay Availability for KAST Cards – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/17565974041103-Apple-Pay-Availability-for-KAST-Cards",
     "date": "2026-09-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "What Tokens and Blockchains Does KAST Support? – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/13973209755663-What-Tokens-and-Blockchains-Does-KAST-Support",
     "date": "2026-09-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "Self-Custody Mode: What it Means and How it Works – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/17613038201103-Self-Custody-Mode-What-it-Means-and-How-it-Works",
     "date": "2026-09-18",
     "accessed": "2026-09-23"
    },
    {
     "title": "What Information Do I Need To Verify My KAST Account? – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/13929268414095-What-Information-Do-I-Need-To-Verify-My-KAST-Account",
     "date": "2026-08-09",
     "accessed": "2026-09-23"
    },
    {
     "title": "How Does the KAST Referral Program Work? – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/15974559777679-How-Does-the-KAST-Referral-Program-Work",
     "date": "2026-09-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "What's the Difference Between KAST's Affiliate Program and the Referral Program? – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/15807100836239-What-s-the-Difference-Between-KAST-s-Affiliate-Program-and-the-Referral-Program",
     "date": "2026-09-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "What Rewards Can I Earn as a KAST Affiliate? – KAST",
     "url": "https://concierge.kast.xyz/hc/en-us/articles/10948018108687-What-Rewards-Can-I-Earn-as-a-KAST-Affiliate",
     "date": "2026-07-06",
     "accessed": "2026-09-23"
    },
    {
     "title": "KAST Cardholder Agreement (Non-US)",
     "url": "https://www.kast.xyz/en/legal/kast-cardholder-agreement-non-us",
     "date": "effective 2025-03-20",
     "accessed": "2026-09-23"
    },
    {
     "title": "KAST Terms and Conditions of Service",
     "url": "https://www.kast.xyz/en/legal/terms-and-conditions-of-service",
     "date": "effective 2026-07-07",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "tria",
   "name": "Tria Card",
   "issuer": "Tria (Threely Dimensions, Inc., per cashback terms) as technology provider; Visa credit card secured by crypto collateral, issued by Third National, LLC 'and one or more of their partners' (Tria terms of service) 'under license from Visa' (international card terms, last updated January 9, 2026); card terms governed by the laws of Puerto Rico.",
   "custody": "self-custody",
   "thailand": "unclear",
   "thailand_evidence": "No Tria page read on 2026-09-23 lists supported or excluded countries by name. The homepage says 'Use crypto to pay in 150+ countries'; a Tria blog post (July 22, 2026) repeats '150+ countries'. Terms of service bar persons located in, resident in or citizens of sanctioned jurisdictions or where use 'would be illegal'. Third-party reviews (not verified here) list restricted countries that do not include Thailand.",
   "nationality_note": "Terms of service: user must not be 'located in, organized under the laws of, or a resident in any country or territory subject to Sanctions' or 'a citizen, resident, located in' a jurisdiction where use would be illegal; card terms require not being on OFAC lists. KYC document list not found on pages read.",
   "fees": {
    "issue": "Card terms (January 9, 2026): Virtual $25, Plastic $109, Metal $250. Conflict: homepage describes the Virtual Card as 'Virtual, free and instant'.",
    "annual": "Card terms: Virtual $25, Plastic $109, Metal $250; monthly fee 0%.",
    "fx": "FX up to 3%; international transactions up to 1%.",
    "atm": "Withdraw up to $2 + 3%; balance inquiry up to $2; decline up to $2.",
    "topup": "USDC settlement/deposit up to 1% (card terms). Platform transaction fees shown in dashboard (terms of service)."
   },
   "atm_limit": "Homepage: 'ATM withdrawal up to $750/day' on Signature and Premium cards; not listed for the Virtual Card.",
   "spend_limit": "Homepage: '$1,000,000 daily transaction limit' on all tiers. Card terms: limit set by Issuer and/or Tria based on collateral in the linked wallet, may change without notice.",
   "assets": "Homepage: 'Load your Tria Visa card with 1000+ assets'. Cashback paid in eligible stablecoins USDC and/or USDT (cashback terms, June 1, 2026).",
   "physical": "yes",
   "apple_google_pay": "Apple Pay & Google Pay listed for all three tiers on the homepage.",
   "affiliate": {
    "exists": true,
    "pays_in": "USDC (referral); a creator leaderboard advertises a USDT pool",
    "terms": "Season 3 referral tiers (blog, June 1, 2026): Bronze, Silver-1, Silver-2, Gold by number of active referrals; commissions on referrals' membership sales (25% example at Silver-1), card spend (0.10% example at Silver-1) and futures fees (10% of Tria fees example at Silver-1), plus Tria Points; claimable in USDC, minimum $5; a referral is active with $1 card spend or $10K trading volume in 90 days. Homepage advertises a creator performance leaderboard: 'Top 300 creators share a $1.5M $USDT pool'. No separate affiliate-programme page found.",
    "url": "https://blogs.tria.so/en/season-3-referral-tiers"
   },
   "sources": [
    {
     "title": "Tria homepage",
     "url": "https://www.tria.so/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Tria International Card Terms & Important Disclosures",
     "url": "https://docs.tria.so/card-terms-international",
     "date": "2026-01-09",
     "accessed": "2026-09-23"
    },
    {
     "title": "Tria Terms of Service",
     "url": "https://docs.tria.so/terms-of-service",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Tria Card Cashback Terms",
     "url": "https://docs.tria.so/card-cashback-terms",
     "date": "2026-06-01",
     "accessed": "2026-09-23"
    },
    {
     "title": "Tria Season 3 Referral Tiers (blog)",
     "url": "https://blogs.tria.so/en/season-3-referral-tiers",
     "date": "2026-06-01",
     "accessed": "2026-09-23"
    },
    {
     "title": "Best crypto cards for travel 2026 (Tria blog)",
     "url": "https://blogs.tria.so/en/best-crypto-cards-for-travel-2026",
     "date": "2026-07-22",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "etherfi-cash",
   "name": "ether.fi Cash card",
   "issuer": "Ether.Fi SEZC (user agreement counterparty; Cash cardholder agreements in 'Ltd.' and 'Inc.' international versions). Visa. 'The Ether.Fi Card is issued by Third National pursuant to a license from Visa'; the agreement also names Rain; card terms governed by the laws of Puerto Rico. Help centre describes it as a Visa Signature credit card.",
   "custody": "self-custody",
   "thailand": "available",
   "thailand_evidence": "Help-centre article 'In which countries is the Cash card available?' (updated the week of 2026-09-23) lists Thailand under 'Countries where a physical Cash card is currently available' and states 'If your jurisdiction is not listed, you will not be able to apply for a Cash card at this time.' Thailand also appears in the list of regions where the first virtual card costs $10 (updated over a week before 2026-09-23), which adds 'This regional fee does not change whether ether.fi Cash is available in your region.'",
   "nationality_note": "Eligibility is by listed jurisdiction, subject to KYC; the pages do not distinguish nationality from residence beyond asking for 'Country of residence'. KYC: phone, passport / national ID / driver's licence, liveness selfie, residential address; proof of address sometimes (utility, bank or credit card statement within 3 months; mobile phone bills not accepted); card-issuer questionnaire. Card terms require not being OFAC-sanctioned. ATM withdrawals blocked in North Korea, Iran, Myanmar.",
   "fees": {
    "issue": "Virtual: Core gets 1 free virtual card except in listed regions including Thailand, where the first virtual card costs $10; additional virtual cards $10 (VIP $0). Physical: Core $50, Luxe $100, Pinnacle $100, VIP $0 after free allowance (benefits article, updated 2026-09-23). Conflict: the membership-benefits article (updated 2026-09-22) says Core physical card 'Free; shipping fee applies' and Luxe gets '2 free' virtual cards where the benefits article says 4.",
    "annual": "None stated for Core. Paid membership levels exist (Luxe unlocked at 5K loyalty points, Pinnacle at 25K; VIP invitation only); purchase price not captured.",
    "fx": "Base ~1% FX rate on all conversions, plus added margin: Core 0–0.5%, Luxe 0–0.25%, Pinnacle and VIP none. Card is USD-denominated.",
    "atm": "Core and Luxe: fee not stated ('Available'). Pinnacle and VIP: 'Free, up to 10 withdrawals per month'.",
    "topup": "Crypto deposits need no prior KYC; deposit fee not stated on pages read."
   },
   "atm_limit": "$1,000 per transaction; maximum 5 ATM withdrawals in any rolling 24 hours ($5,000 total), Core to Pinnacle.",
   "spend_limit": "No fixed number published on pages read; custom spend limits available; per-MCC limits article exists.",
   "assets": "USDT on Ethereum, OP Mainnet, Arbitrum, Base, BNB Smart Chain, Celo, Gnosis, HyperEVM, Kaia, Katana, Mantle, Plasma, Polygon, Scroll, Solana, Tempo, Tron; USDC on Ethereum, OP Mainnet, Arbitrum, Base, BNB Smart Chain, Celo, Gnosis, HyperEVM, Katana, Mantle, Polygon, Scroll, Solana, Tempo; EURC, eUSD, frxUSD; BTC (credited as liquidBTC), ETH, weETH, ETHFI and others; tokenized stocks on Ethereum.",
   "physical": "yes",
   "apple_google_pay": "Apple Pay and Google Pay listed for all tiers; Apple Pay depends on Apple's own country coverage.",
   "affiliate": {
    "exists": true,
    "pays_in": "USDC",
    "terms": "Affiliate Program open to all users (help centre; terms effective April 23, 2026): a referral qualifies after $100 of eligible card spend; tiers recalculated monthly by qualifying referrals; ongoing '0.1% to 0.3% cashback' from referrals' eligible spending plus referral bonuses and 2nd-degree earnings; paid in USDC to the Cash vault on the 15th of the following month; monthly minimum over $1. Conflict: the card-benefits table (updated 2026-09-23) lists 'Referral rewards (Now Affiliate): 1% cashback on referral purchases' for every tier. The older referral programme is folded into the affiliate programme.",
    "url": "https://help.ether.fi/en/articles/662040-affiliate-program"
   },
   "sources": [
    {
     "title": "In which countries is the Cash card available? | ether.fi Help Center",
     "url": "https://help.ether.fi/en/articles/758780-in-which-countries-is-the-cash-card-available",
     "date": "updated the week of 2026-09-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "What are the transaction limits and fees for personal Cash credit cards?",
     "url": "https://help.ether.fi/en/articles/303623-what-are-the-transaction-limits-and-fees-for-personal-cash-credit-cards",
     "date": "updated the week of 2026-09-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Why is there a $10 fee for my first virtual Cash card?",
     "url": "https://help.ether.fi/en/articles/833743-why-is-there-a-10-fee-for-my-first-virtual-cash-card",
     "date": "updated over a week before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "What are the benefits of a personal Cash credit card?",
     "url": "https://help.ether.fi/en/articles/304368-what-are-the-benefits-of-a-personal-cash-credit-card",
     "date": "2026-09-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Membership level benefits",
     "url": "https://help.ether.fi/en/articles/776152-membership-level-benefits",
     "date": "2026-09-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "Supported assets and networks for your Vault with Cash",
     "url": "https://help.ether.fi/en/articles/758804-supported-assets-and-networks-for-your-vault-with-cash",
     "date": "updated over a week before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "KYC process and requirements",
     "url": "https://help.ether.fi/en/articles/269731-kyc-process-and-requirements",
     "date": "updated over a week before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "How do I add my card to Apple Wallet or Google Pay?",
     "url": "https://help.ether.fi/en/articles/311478-how-do-i-add-my-card-to-apple-wallet-or-google-pay",
     "date": "updated the week of 2026-09-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Physical cards",
     "url": "https://help.ether.fi/en/articles/842973-physical-cards",
     "date": "2026-09-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Affiliate Program | ether.fi Help Center",
     "url": "https://help.ether.fi/en/articles/662040-affiliate-program",
     "date": "updated over a week before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "ether.fi Affiliate Program Terms and Conditions",
     "url": "https://etherfi.gitbook.io/etherfi/legal/ether.fi-legal/ether.fi-affiliate-program-terms-and-conditions",
     "date": "effective 2026-04-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "ether.fi Cash Cardholder Agreement - Ltd. (International)",
     "url": "https://etherfi.gitbook.io/etherfi/legal/ether.fi-legal/ether.fi-cash-cardholder-agreement-ltd.-international",
     "date": "fee information accurate as of 2025-04-15; page updated 14 days before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "ether.fi Cash Cardholder Agreement - Inc. (International)",
     "url": "https://etherfi.gitbook.io/etherfi/legal/ether.fi-legal/ether.fi-cash-cardholder-agreement-inc.-international",
     "date": "fee information accurate as of 2026-02-05; page updated 14 days before access",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "gnosis-pay",
   "name": "Gnosis Pay card",
   "issuer": "Monavate Ltd (UK, FCA-authorised e-money institution, FRN 901097) for UK and other non-EEA cardholders; UAB Monavate (Lithuania, Bank of Lithuania authorisation LB002139) for EEA cardholders; 'issued by Monavate Limited pursuant to licence by VISA Europe Limited'. Gnosis Pay Co Ltd (England and Wales, 14919639) is programme manager.",
   "custody": "self-custody",
   "thailand": "not available",
   "thailand_evidence": "Help-centre 'Eligible Countries for Gnosis Pay' (updated 13 days before 2026-09-23) says the card 'is currently available to legal residents of selected countries in Europe and Latin America' and lists them; Thailand is not listed. Separately, a formal notice dated 21 September 2026 says the Gnosis Pay card and web app stop working at 23:59 UTC on 20 December 2026 and cardholders move to partner apps (Rebind for EUR; Picnic or MiniPay for USD). Thailand is not on the list of countries where card use is prohibited, so a card issued to a resident of a listed country works in Thailand until that date.",
   "nationality_note": "Eligibility is by legal residence in a listed country (EEA countries, UK, Switzerland, Norway, Iceland, Liechtenstein, Argentina, Bolivia, Brazil, Colombia, Mexico); residents of French overseas territories excluded.",
   "fees": {
    "issue": "Card order free, including shipping; replacement 4.99 EURe/GBPe/USDCe (fees page, updated 12 days before access; kept 'for reference').",
    "annual": "None listed.",
    "fx": "No added Gnosis Pay fee; Visa exchange rate applied.",
    "atm": "Up to 5 free withdrawals or 200 EURe/GBPe/USDCe per month, whichever comes first; then 2% per withdrawal.",
    "topup": "No gas fees for card transactions; gas applies to on-chain transfers."
   },
   "atm_limit": "500 EURe/GBPe/USDCe per day; 250 per withdrawal.",
   "spend_limit": "8,000 EURe/GBPe/USDCe per rolling 24 hours; 5,000 per transaction.",
   "assets": "EURe, GBPe (Monerium e-money tokens) and USDCe held in a Safe on Gnosis Chain.",
   "physical": "yes",
   "apple_google_pay": "Apple Pay and Google Pay transactions referenced on the fees page (not subject to the contactless limit).",
   "affiliate": {
    "exists": false,
    "pays_in": "",
    "terms": "Gnosis Pay Referral Program ended; terms kept for reference only (updated 12 days before access). GNO cashback programme ends 30 September 2026, final distribution 7 October 2026.",
    "url": "https://help.gnosispay.com/articles/7007930247"
   },
   "sources": [
    {
     "title": "Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)",
     "url": "https://help.gnosispay.com/articles/1452055581-formal-notice-closure-of-the-gnosis-pay-web-app-and-card-21-september-2026",
     "date": "2026-09-21",
     "accessed": "2026-09-23"
    },
    {
     "title": "What is happening to Gnosis Pay",
     "url": "https://help.gnosispay.com/articles/8169303866-what-is-happening-to-gnosis-pay",
     "date": "updated 2 days before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "What stops and what continues",
     "url": "https://help.gnosispay.com/articles/3101071374-what-stops-and-what-continues",
     "date": "updated 2 days before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Which apps you can move to",
     "url": "https://help.gnosispay.com/articles/9340240615-which-apps-you-can-move-to",
     "date": "updated 2 days before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Eligible Countries for Gnosis Pay",
     "url": "https://help.gnosispay.com/articles/1662387556",
     "date": "updated 13 days before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Understanding Your Card's Fees and Limits",
     "url": "https://help.gnosispay.com/articles/6104401027",
     "date": "updated 12 days before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Legal documents and fees",
     "url": "https://help.gnosispay.com/articles/6763083779-legal-documents-and-fees",
     "date": "updated 8 days before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Terms of Service",
     "url": "https://help.gnosispay.com/articles/2178874711",
     "date": "2025-11-18",
     "accessed": "2026-09-23"
    },
    {
     "title": "Monavate Cardholder Terms (Non-EEA)",
     "url": "https://help.gnosispay.com/articles/1744750150",
     "date": "updated 12 days before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Gnosis Pay Referral Program Terms & Conditions (archived)",
     "url": "https://help.gnosispay.com/articles/7007930247",
     "date": "updated 12 days before access",
     "accessed": "2026-09-23"
    },
    {
     "title": "Cashback Terms & Conditions",
     "url": "https://help.gnosispay.com/articles/3361262634",
     "date": "updated 4 days before access",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "metamask-card",
   "name": "MetaMask Card",
   "issuer": "MetaMask (Consensys). MetaMask help centre: Baanx is the provider of the card, Monovate is the card issuer, Mastercard operates the network; card programme manager named as Crypto Life (support contact for chargebacks and closure). Monovate's jurisdiction is not stated on the pages read.",
   "custody": "self-custody",
   "thailand": "not available",
   "thailand_evidence": "MetaMask help centre 'What is MetaMask Card?' (undated, read 2026-09-23) gives the eligible sign-up list: Andorra, Argentina, Austria, Bahrain, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Oman, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Uruguay. Thailand is not on it; people outside the list are pointed to a waitlist. The FAQ adds that new US and UK sign-ups are temporarily paused, and that 'Ineligible regions limit sign-ups, not spending' (an existing card works wherever Mastercard is accepted). The metamask.io/card list read the same day omits Bahrain and Oman; the two provider lists differ.",
   "nationality_note": "Eligibility is by region of sign-up (residence); no nationality rule appears on the pages read.",
   "fees": {
    "issue": "Virtual card: no issue fee stated. Metal card orders paused as of 2 June 2026; Metal physical card replacement USD 99.",
    "annual": "Virtual: USD 0. Metal: USD 199 per year.",
    "fx": "Fee table: cross-border (merchant outside cardholder country) 1% on Virtual, no fee on Metal (subject to fair usage); stablecoin denominated in a currency of neither the cardholder's nor the merchant's country 0.5% (no fee in Argentina, where the card is USD-denominated). Conflict: the FAQ says the card uses Mastercard's exchange rate and does not charge additional foreign transaction fees.",
    "atm": "Virtual: 2% (ATM access for Virtual holders in the US only; Virtual holders elsewhere cannot withdraw cash). Metal: no fee up to USD 1,200 per month, then 2%. ATM operator may add its own fee.",
    "topup": "No fee to delegate funds. Stablecoin in local currency: no fee. DeFi token or tokenized yield (e.g. aUSDC): no fee up to USD 1,200 per month, then 0.5%. Other crypto (e.g. wETH): 0.875%. Network gas: small, variable (typically USD 0.01 on Linea)."
   },
   "atm_limit": "Virtual: USD 1,000 per transaction, USD 1,000 per day. Metal: USD 1,000 per transaction, USD 5,000 per day. ATM may impose its own limit.",
   "spend_limit": "Virtual: USD 10,000 per transaction, USD 15,000 per day. Metal: USD 20,000 per transaction, USD 30,000 per day. User can set a lower custom limit.",
   "assets": "Linea: mUSD, USDC, USDT, wETH, EURe, GBPe. Solana: USDC, USDT. Base: USDC, USDT. Monad: USDC. (New York and Texas: Linea and Base only.)",
   "physical": "virtual only",
   "apple_google_pay": "Apple Pay and Google Pay (metamask.io/card). New sign-ups receive a Virtual card; the Metal (physical) card is paused.",
   "affiliate": {
    "exists": false,
    "pays_in": "Referral bonuses vary by MetaMask Rewards campaign; asset not stated.",
    "terms": "No affiliate programme found on the pages read. User referral scheme: MetaMask Rewards gives each user a referral code 'to earn bonuses in campaigns'; the bonus varies by campaign. Card holders earn 1% mUSD back (Virtual) or 3% mUSD back on the first USD 10,000 spent per year then 1% (Metal).",
    "url": "https://support.metamask.io/trade/metamask-rewards/what-is-metamask-rewards/"
   },
   "sources": [
    {
     "title": "What is MetaMask Card? | MetaMask Help Center",
     "url": "https://support.metamask.io/trade/metamask-card/what-is-metamask-card/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "FAQs | MetaMask Help Center (MetaMask Card)",
     "url": "https://support.metamask.io/trade/metamask-card/card-faq/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Limits and fees | MetaMask Help Center",
     "url": "https://support.metamask.io/trade/metamask-card/limits-and-fees/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "MetaMask Card product page",
     "url": "https://metamask.io/card",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "What is MetaMask Rewards? | MetaMask Help Center",
     "url": "https://support.metamask.io/trade/metamask-rewards/what-is-metamask-rewards/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "wirex",
   "name": "Wirex Card (Wirex app)",
   "issuer": "Wirex (programme manager and app). Singapore/APAC terms: card issued by Wirex Pte Ltd (Singapore, reg. 201731976E), usable at Visa merchants. EEA terms: card issued by Transact Payments Malta Limited, authorised by the Malta Financial Services Authority as an electronic money institution, under a Mastercard-style scheme licence. UK issuer not read.",
   "custody": "custodial",
   "thailand": "not available",
   "thailand_evidence": "Wirex help article 'Supported countries' (page metadata updatedAt 2024-10-29, read 2026-09-23) has columns Wirex account / Crypto account / X-Accounts / Local card top-up / Card. Thailand row: account yes, crypto account yes, X-Accounts yes, local card top-up yes, Card 'N/A'. The app is open to Thailand residents; the card is not. For comparison the same table marks Card available in Hong Kong, Taiwan, Australia and the UK, and N/A in Vietnam, Malaysia and Indonesia; Singapore is N/A on every column.",
   "nationality_note": "The page says services 'may vary depending on the country you reside in' (residence-based). No nationality rule seen.",
   "fees": {
    "issue": "Card issuance free in all listed regions (UK, EEA, APAC, SG, AU, Other). Delivery fees vary by country, e.g. Hong Kong local post 39 HKD or DHL Express 238 HKD; Philippines and Taiwan 4.99 USD (local post) or 29.99 USD (DHL Express). No Thailand delivery row.",
    "annual": "No annual fee line appears on the Wirex fees page.",
    "fx": "No card FX fee line on the fees page; exchange rates 'vary depending on the currency pair' and associated fees are shown in the app.",
    "atm": "UK: free up to 200 GBP monthly, 2% thereafter. EEA: 200 EUR monthly, then 2%. APAC and SG: 200 SGD monthly, then 2%. AU: 400 AUD monthly, then 2%. Other: 200 GBP monthly, then 2%.",
    "topup": "Funding with a local card: '0% or more' depending on currency and country. SEPA, Faster Payments, ACH, PIX deposits and withdrawals free. Transfers between Wirex users 0%; external crypto withdrawals carry variable network fees."
   },
   "atm_limit": "Not stated on the pages read.",
   "spend_limit": "Not stated on the pages read.",
   "assets": "Crypto and fiat balances held in the Wirex app; the supported-asset list was not read today.",
   "physical": "yes",
   "apple_google_pay": "Not verified on the pages read.",
   "affiliate": {
    "exists": true,
    "pays_in": "Cash via the Impact affiliate platform (currency not stated on Wirex's FAQ).",
    "terms": "Affiliate programme for individuals and businesses, run on Impact; fee revenue shown by the 15th of the following month and paid on the 29th. Commission rates are not stated on the Wirex pages read; the former affiliate landing page (wirexapp.com/eea/en/affiliate) returns HTTP 404 today. Third-party affiliate directories report per-action amounts; not verified.",
    "url": "https://help.wirexapp.com/article/wirex-affiliate-faq-1325"
   },
   "sources": [
    {
     "title": "Supported countries | Wirex help",
     "url": "https://help.wirexapp.com/article/supported-countries-1189",
     "date": "page metadata updatedAt 2024-10-29",
     "accessed": "2026-09-23"
    },
    {
     "title": "Wirex Fees | Wirex help",
     "url": "https://help.wirexapp.com/article/wirex-fees-1379",
     "date": "page metadata updatedAt 2023-12-14",
     "accessed": "2026-09-23"
    },
    {
     "title": "Wirex Payment Card Terms and Conditions (Singapore issuer terms)",
     "url": "https://help.wirexapp.com/article/issuer-terms-singapore-1581",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Wirex Debit Mastercard Terms and Conditions (EEA)",
     "url": "https://help.wirexapp.com/article/mastercard-issuer-terms-new-eea-1556",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Wirex affiliate FAQ",
     "url": "https://help.wirexapp.com/article/wirex-affiliate-faq-1325",
     "date": "page metadata updatedAt 2023-07-27",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "nexo-card",
   "name": "Nexo Card",
   "issuer": "Nexo; card issued by DiPocket UAB on the Mastercard network (nexo.com/crypto-card). DiPocket's jurisdiction is not stated on the page read.",
   "custody": "custodial",
   "thailand": "not available",
   "thailand_evidence": "nexo.com/crypto-card (undated, read 2026-09-23): the card is 'currently available only to citizens and residents of selected European countries, including the European Economic Area (EEA) and the United Kingdom', and verification requires 'a supported identity document issued in the EEA, the United Kingdom, or another eligible country in Europe.' Thailand and Asia are not mentioned. Nexo's own support article on card countries renders client-side and could not be read.",
   "nationality_note": "Nexo's wording is 'citizens and residents' plus an ID document issued in the EEA, UK or another eligible European country. Whether a European passport holder living in Thailand qualifies is not stated.",
   "fees": {
    "issue": "No card fee stated for the virtual card (requires USD 50 portfolio balance). Physical card requires USD 5,000+ balance and Gold or Platinum loyalty tier; physical card ordering 'temporarily paused as of January 17, 2025' (nexo.how mirror of the Nexo help centre).",
    "annual": "No monthly, annual or inactivity card fees.",
    "fx": "Weekdays: 0.2% for EEA/UK/CH currencies, 2% for other currencies. Weekends: 0.7% and 2.5%.",
    "atm": "Free monthly allowance by loyalty tier: EUR 200 to EUR 2,000 (GBP 180 to GBP 1,800). Beyond that: 2%, minimum EUR 1.99 / GBP 1.99.",
    "topup": "No top-up fee stated; the card spends from the Nexo account (debit mode) or a credit line against crypto (credit mode)."
   },
   "atm_limit": "EUR 600 / GBP 540 per transaction; EUR 2,000 / GBP 1,800 per day; EUR 10,000 / GBP 9,000 per month (nexo.how mirror, dated 10 July 2025).",
   "spend_limit": "EUR 10,000 / GBP 9,000 per transaction and per day; EUR 60,000 / GBP 54,000 per month (nexo.how mirror, dated 10 July 2025).",
   "assets": "Stablecoins, crypto, and FiatX assets (EURx, USDx, GBPx) held in the Nexo account.",
   "physical": "yes",
   "apple_google_pay": "Apple Pay and Google Pay.",
   "affiliate": {
    "exists": true,
    "pays_in": "Affiliate: 'via bank transfer or cryptocurrency'. User referral: NEXO Token.",
    "terms": "Affiliate programme: up to 50% of trading fees (exchange), up to 50% of interest revenue or up to 4% of loan volume (credit), up to 10% of yield accrued by clients, up to 50% of futures fees, and earnings on Nexo Card transactions (rate not stated); withdrawals typically once every 30 days. User referral scheme (separate): friend adds USD 5,000+ within 30 days and holds for another 30 days; referrer and friend split 0.5% of the friend's 30-day average balance, up to USD 2,500 each, paid in NEXO Token.",
    "url": "https://nexo.com/affiliate"
   },
   "sources": [
    {
     "title": "Crypto Debit & Credit Card | Nexo",
     "url": "https://nexo.com/crypto-card",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Who can order the Nexo Card - Nexo.How (mirror of Nexo help centre)",
     "url": "https://nexo.how/kb/who-can-order-the-nexo-card/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "What are the limits and fees of the Nexo Card - Nexo.How (mirror of Nexo help centre)",
     "url": "https://nexo.how/kb/what-are-the-limits-and-fees-of-the-nexo-card/",
     "date": "2025-07-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "In which countries is the Nexo Card available (Nexo support; page body renders client-side, not readable)",
     "url": "https://support.nexo.com/article/who-can-order-the-nexo-card",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Nexo Affiliate Program",
     "url": "https://nexo.com/affiliate",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Nexo Referral Program",
     "url": "https://nexo.com/referral",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "bitget-card",
   "name": "Bitget Card (Bitget exchange, Asia-Pacific)",
   "issuer": "Bitget; issued in collaboration with DCS (DeCard), on the Visa network (Bitget press release, Victoria, Seychelles, 2 April 2026). DCS's issuing entity and jurisdiction are not stated on the pages read.",
   "custody": "custodial",
   "thailand": "unclear",
   "thailand_evidence": "Bitget's APAC launch announcement and Academy guide (both 2 April 2026) say the card is available 'in selected countries within the Asia-Pacific region' without naming them; the applicant selects place of residence in the app to see options. The dedicated eligibility article (bitget.com/support/articles/12560603881033) renders client-side and could not be read. A search-engine summary listed Singapore, South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines, but that wording matches Bitget Wallet Card's physical-card list, so it is not treated as evidence for this card. A January 2024 Bitget article on an earlier Bitget Card lists 31 jurisdictions whose ID documents are refused (Thailand not among them) and excludes Singapore ID holders and Singapore proof-of-address.",
   "nationality_note": "Earlier (2024) Bitget Card rules were keyed to the country that issued the ID document and the proof-of-address location; the 2026 APAC rules shown on pages read are keyed to place of residence. Not resolved for Thailand.",
   "fees": {
    "issue": "No issuance fee. First Standard physical card 5 USDC; replacement 5 USDC (physical card 'coming soon' as of 2 April 2026). Chargeback investigation 35 USDC, refunded if the chargeback succeeds.",
    "annual": "No annual, inactivity or cancellation fees.",
    "fx": "1% foreign transaction fee on non-USD payments, on top of the 0.9% transaction fee.",
    "atm": "ATM withdrawals not yet available (physical card not launched). The launch release says Bitget plans fee-free ATM withdrawals of up to USD 100 per month.",
    "topup": "0.9% transaction fee; the card spends USDC from the Bitget OTC account, converted to fiat at checkout."
   },
   "atm_limit": "Not available yet.",
   "spend_limit": "Standard: USD 50,000 per transaction, USD 50,000 per day, USD 990,000 per year; 50 transactions per day, 1,040 per year. Premium: no per-transaction limit, USD 250,000 per day, 80 transactions per day.",
   "assets": "USDC in the Bitget OTC account.",
   "physical": "virtual only",
   "apple_google_pay": "Apple Pay and Google Pay.",
   "affiliate": {
    "exists": true,
    "pays_in": "USDT",
    "terms": "Bitget exchange affiliate programme: 'Start with a 40% rebate ratio, and earn up to 50%'; commissions shown in USDT; open to applicants with over 100 followers, a community of more than 500 members, or other proof of influence. Card spend cashback for users is paid in BGB (up to 20% promotional, capped; VIP cap USD 800 per month).",
    "url": "https://www.bitget.com/affiliates"
   },
   "sources": [
    {
     "title": "Bitget Card launches in the APAC region | Bitget Support Center",
     "url": "https://www.bitget.com/support/articles/12560603881763",
     "date": "2026-04-02",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitget Launches Crypto Card with Visa in APAC | Bitget Blog",
     "url": "https://www.bitget.com/blog/articles/bitget-crypto-card-visa-apac-launch",
     "date": "2026-04-02",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitget Card APAC Guide: KYC, Cashback, Fees and Limits | Bitget Academy",
     "url": "https://www.bitget.com/academy/complete-guide-to-the-bitget-card-asia-pacific",
     "date": "2026-04-02",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitget Card Eligibility and Application Process (Asia Pacific) | Bitget Support Center (renders client-side; not readable)",
     "url": "https://www.bitget.com/support/articles/12560603881033",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitget Card Eligibility and Application Process | Bitget News (earlier card)",
     "url": "https://www.bitget.com/news/detail/12560603883765",
     "date": "January 2024",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitget Affiliates",
     "url": "https://www.bitget.com/affiliates",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "unconfirmed"
  },
  {
   "id": "okx-card",
   "name": "OKX Card",
   "issuer": "OKX. Help centre: 'an international debit card (Visa or Mastercard, depending on your region)'; the /pay page shows Visa. Issuing bank or entity not stated on the pages read.",
   "custody": "unclear",
   "thailand": "unclear",
   "thailand_evidence": "OKX help 'What's OKX Card?' (published 24 Mar 2026, updated 11 Sep 2026): 'the OKX Card is currently available in select regions only. To check whether you're eligible, log in to the OKX app and look for the Card section.' No region list is published. OKX's Risk and Compliance Disclosure (last updated 8 July 2026) lists Restricted Locations (Afghanistan, Canada, Cuba, Hong Kong, Iran, India, Japan, Malaysia, Nepal, North Korea, Syria, occupied regions of Ukraine, parts of the US, Uzbekistan); Thailand is not on that list. Absence from the list does not show the card is offered in Thailand.",
   "nationality_note": "Eligibility is shown per account in the app; no nationality rule published.",
   "fees": {
    "issue": "Not stated; virtual card only.",
    "annual": "/pay page: 'No fees. No surprises.'",
    "fx": "/pay page: 'Pay without transaction or FX fees.' Help centre: spend from a USD balance 'with no additional markup'.",
    "atm": "No physical card, so no ATM use stated.",
    "topup": "Add stablecoins (USDG, USDT, USDC) to the OKX Pay wallet; top-up fee not stated."
   },
   "atm_limit": "Not applicable (virtual only).",
   "spend_limit": "User-set per-transaction and daily limits, off by default; maximum varies by region and is shown in the app; daily total resets 00:00 UTC.",
   "assets": "USDG, USDT, USDC in OKX Pay.",
   "physical": "virtual only",
   "apple_google_pay": "Apple Pay and Google Pay.",
   "affiliate": {
    "exists": true,
    "pays_in": "USDT",
    "terms": "OKX affiliate programme: 'Earn up to 50% commission in USDT when users sign up via your affiliate link and trade.' Card users earn up to 5% cashback on eligible purchases and, for selected users, subscription rebates up to 5 USDG per month (ChatGPT, Claude, Netflix).",
    "url": "https://www.okx.com/affiliates"
   },
   "sources": [
    {
     "title": "What's OKX Card? | OKX Help Center",
     "url": "https://www.okx.com/help/whats-okx-card",
     "date": "published 2026-03-24, updated 2026-09-11",
     "accessed": "2026-09-23"
    },
    {
     "title": "OKX Card Spending Limits FAQ",
     "url": "https://www.okx.com/help/okx-card-spending-limits-faq",
     "date": "published 2026-06-10, updated 2026-08-26",
     "accessed": "2026-09-23"
    },
    {
     "title": "OKX Card lifestyle subscription rebates FAQ",
     "url": "https://www.okx.com/help/okx-card-lifestyle-subscription-rebates-aug",
     "date": "published 2026-07-30, updated 2026-09-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "OKX Card: Pay anywhere (OKX Pay page)",
     "url": "https://www.okx.com/pay",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "OKX Risk and Compliance Disclosure",
     "url": "https://www.okx.com/help/risk-compliance-disclosure",
     "date": "last updated 2026-07-08",
     "accessed": "2026-09-23"
    },
    {
     "title": "OKX Affiliates",
     "url": "https://www.okx.com/affiliates",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "coinbase-card",
   "name": "Coinbase Card",
   "issuer": "Coinbase; issued by Pathward, N.A., Member FDIC, under a licence from Visa U.S.A. Inc.; powered by Marqeta (United States).",
   "custody": "custodial",
   "thailand": "not available",
   "thailand_evidence": "Coinbase card page, Wayback Machine copy dated 3 Sep 2026 (the live page returned HTTP 403 to this fetch on 2026-09-23): 'Right now, Coinbase Card is available for all Coinbase customers who live in the US (excluding Hawaii).'",
   "nationality_note": "Residence in the US (excluding Hawaii) required; US PATRIOT Act identity checks (name, address, date of birth, ID).",
   "fees": {
    "issue": "Not stated on the page read; virtual or physical card offered.",
    "annual": "No annual fees.",
    "fx": "Not stated on the page read; fees are in the Cardholder Agreement (not read). A spread applies when crypto is converted.",
    "atm": "Not stated on the page read (Cardholder Agreement not read). Crypto is converted to USD for ATM withdrawals.",
    "topup": "No fees for spending USD or crypto, including USDC; a spread applies to crypto conversion. Bank account funding and paycheck deposit stated as zero-fee."
   },
   "atm_limit": "Not stated on the page read.",
   "spend_limit": "'Spend limits apply. See terms.' (terms not read).",
   "assets": "USD, USDC and other crypto in the Coinbase account (auto-converted to USD at purchase).",
   "physical": "yes",
   "apple_google_pay": "Not stated on the page read.",
   "affiliate": {
    "exists": true,
    "pays_in": "Fiat via PayPal or bank account",
    "terms": "Coinbase affiliate programme on Impact: 'Receive 50% of your referrees' trading fees for the first 3 months'; EU/EEA MiFID activity may carry different terms. Read on a Wayback copy of the en-ca affiliates page dated 7 Sep 2026 (live site returned HTTP 403).",
    "url": "https://www.coinbase.com/affiliates"
   },
   "sources": [
    {
     "title": "Coinbase Card (Wayback Machine copy of coinbase.com/card)",
     "url": "http://web.archive.org/web/20260903065253/https://www.coinbase.com/card",
     "date": "2026-09-03 snapshot",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coinbase Card live page (HTTP 403 to fetch)",
     "url": "https://www.coinbase.com/card",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coinbase Affiliates (Wayback Machine copy, en-ca)",
     "url": "http://web.archive.org/web/20260907024833/https://www.coinbase.com/affiliates",
     "date": "2026-09-07 snapshot",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "holyheld",
   "name": "Holyheld card",
   "issuer": "Holyheld Labs AG (Switzerland; member of SRO VQF). Terms (last update 01.07.2026) define the Card as a debit card 'issued by the licensed payment-instrument issuer partnered with us'; the partner and network are not named.",
   "custody": "custodial",
   "thailand": "unclear",
   "thailand_evidence": "Holyheld Terms and Conditions (last update 01.07.2026) govern 'users who are residents of, or located in the Switzerland'. The site as read on 2026-09-23 is invite-only ('Request invite') and markets accounts, IBANs and on/off-ramp; no card product page (holyheld.com/card returns 404) and no country list. No Thailand mention found.",
   "nationality_note": "Terms address Swiss residents or persons located in Switzerland; membership is by invitation after individual review.",
   "fees": {
    "issue": "Card fees not published on the pages read.",
    "annual": "Individual membership CHF 0 per year, by invitation (companies CHF 500).",
    "fx": "Not published.",
    "atm": "Not published.",
    "topup": "Individuals: on-ramp 1%, off-ramp 1%; outgoing SEPA EUR 1; outgoing ACH USD 1; wires USD 20."
   },
   "atm_limit": "Not published.",
   "spend_limit": "Not published.",
   "assets": "Stablecoins converted to fiat through Holyheld; the card spends the resulting fiat balance held with a partner (terms 3.5 and the Card definition).",
   "physical": "unclear",
   "apple_google_pay": "Not stated.",
   "affiliate": {
    "exists": false,
    "pays_in": "",
    "terms": "No affiliate or referral programme found on the pages read.",
    "url": ""
   },
   "sources": [
    {
     "title": "Holyheld homepage",
     "url": "https://holyheld.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Individual pricing - Holyheld",
     "url": "https://holyheld.com/pricing/individual",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Holyheld FAQ",
     "url": "https://holyheld.com/faq",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Holyheld Legal (document list)",
     "url": "https://holyheld.com/legal",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Holyheld Terms and Conditions",
     "url": "https://holyheld.com/legal/terms-and-conditions",
     "date": "last update 2026-07-01",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "bitget-wallet-card",
   "name": "Bitget Wallet Card",
   "issuer": "Bitget Wallet. Support article: 'a crypto payment card issued by Bitget Wallet'; card page: 'Card issuing partners vary by region.' Network: Visa or Mastercard. Issuing entity for Thailand not named.",
   "custody": "custodial",
   "thailand": "available",
   "thailand_evidence": "Bitget support article 'What Is the Bitget Wallet Card and How Do I Apply?' (dated 2026-07-31) lists Asia-Pacific virtual-card markets as Singapore, South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, the Philippines, Bangladesh and Pakistan, and says physical cards are 'currently available for users in Singapore, South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, and the Philippines'. web3.bitget.com/card (read 2026-09-23) lists Thailand under Asia-Pacific and repeats the physical-card list. Separately, the Thai SEC Investor Alert list of unlicensed digital-asset persons and websites (last updated 2026-09-22) carries an entry for the Bitget Wallet app dated 19 Aug 2025; see regulatory_context.",
   "nationality_note": "Search-result snippet of Bitget Wallet help page 'Physical card FAQ | APAC' (web3.bitget.com/helpCenter/675; page body not readable): eligible are 'citizens or residents (have an employment pass or proof of address)' of the listed countries. This suggests foreign residents of Thailand with proof of address qualify; not confirmed on a readable page.",
   "fees": {
    "issue": "Virtual: no fee stated. Physical: 49 USD including international shipping, per search-result snippet of web3.bitget.com/helpCenter/675 only (not confirmed on a readable page).",
    "annual": "0 annual fee; no monthly card fee.",
    "fx": "Card page: Bitget Wallet 'doesn't profit from exchange rate spreads' and settlement rates 'closely match Google's live rates'; 'standard fees apply' after the monthly assetback allowance. Percentages not published on the pages read.",
    "atm": "Not stated on the pages read.",
    "topup": "Top-up and currency-conversion fees exist ('typically' offset by up to 3% assetback once monthly spend reaches USD 200 to 400); rates not published on the pages read."
   },
   "atm_limit": "Not stated on the pages read.",
   "spend_limit": "Not stated on the pages read.",
   "assets": "USDT, USDC, ETH, SOL (card page); support article: 'USDT, USDC, or other cryptocurrencies'.",
   "physical": "yes",
   "apple_google_pay": "Apple Pay, Google Pay, WeChat Pay, Alipay.",
   "affiliate": {
    "exists": false,
    "pays_in": "",
    "terms": "No affiliate or referral programme for the wallet card found on the pages read. Cardholders earn 2% base assetback, up to 3%, in BTC, gold, US stocks or USDC.",
    "url": ""
   },
   "sources": [
    {
     "title": "What Is the Bitget Wallet Card and How Do I Apply? | Bitget Support Center",
     "url": "https://www.bitget.com/support/articles/12560603890043",
     "date": "2026-07-31",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitget Wallet Card",
     "url": "https://web3.bitget.com/card",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Physical card FAQ | APAC - Bitget Wallet Help Center (search snippet only; page body not readable)",
     "url": "https://web3.bitget.com/helpCenter/675",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "SEC Thailand Investor Alert - persons/websites trading digital assets that are not licensed",
     "url": "https://market.sec.or.th/public/idisc/th/Viewmore/invalert-head?LicenseType=03&PublicFlag=Y",
     "date": "last updated 2026-09-22",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "wirex-pay",
   "name": "Wirex Pay card (non-custodial)",
   "issuer": "Wirex Pay, a payment chain incubated by Wirex (docs say it is built on Polygon ZK technology and 'supported by Visa'). The card-issuing entity and network are not named in the docs read.",
   "custody": "self-custody",
   "thailand": "available",
   "thailand_evidence": "Wirex Pay docs 'Wirex Pay Serviced Countries' (undated, read 2026-09-23) list Asia-Pacific: Australia, Hong Kong, Philippines, Taiwan, Thailand, Vietnam, Malaysia, Indonesia, Singapore. The partner docs 'Supported countries' page (updated 17 Feb 2026) also lists Thailand (TH). This differs from the Wirex app, whose help table marks the Wirex Card N/A for Thailand.",
   "nationality_note": "Country is selected at sign-up. KYC: proof of identity (passport, national ID or equivalent) and proof of address (bank statement, utility bill or government document from the last 3 months).",
   "fees": {
    "issue": "Card order and delivery fees are charged from the Wirex Pay main account; amounts not stated in the docs read. Plastic card ships by DHL Express with tracking.",
    "annual": "Not stated.",
    "fx": "Not stated.",
    "atm": "Not stated.",
    "topup": "On-chain transfers within the Wirex Pay network: zero fees. Funding by bridging from Ethereum to the Wirex Pay chain (Ethereum network fees apply, amount not stated)."
   },
   "atm_limit": "500 EUR per day, 5,000 EUR per month, 5 withdrawals per day.",
   "spend_limit": "30,000 EUR per transaction, per day and per month; 75,000 EUR per 3 months; 100,000 EUR per 6 months; 15 purchases per day. User can set a lower daily limit.",
   "assets": "USDT, USDC, DAI on the Wirex Pay chain (bridged from Ethereum); wallet connected via browser extension (e.g. MetaMask) or WalletConnect.",
   "physical": "yes",
   "apple_google_pay": "Not stated in the docs read.",
   "affiliate": {
    "exists": false,
    "pays_in": "",
    "terms": "No affiliate or referral programme for Wirex Pay found in the docs read.",
    "url": ""
   },
   "sources": [
    {
     "title": "Wirex Pay Serviced Countries",
     "url": "https://docs.wirexpaychain.com/guides/wirex-pay-serviced-countries",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Supported countries | Wirex Pay partner docs",
     "url": "https://partner.wirexpaychain.com/docs/supported-countries",
     "date": "updated 2026-02-17",
     "accessed": "2026-09-23"
    },
    {
     "title": "Getting Your First Wirex Pay Card",
     "url": "https://docs.wirexpaychain.com/guides/getting-your-first-wirex-pay-card",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Wirex Pay Limits",
     "url": "https://docs.wirexpaychain.com/guides/wirex-pay-limits",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "How to Manage Your Wirex Pay Card: A Complete Guide",
     "url": "https://docs.wirexpaychain.com/guides/how-to-manage-your-wirex-pay-card-a-complete-guide",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "tevau",
   "name": "Tevau Pay Card",
   "issuer": "Tevau Technology Limited, Hong Kong (reg. 76280597), named 'Issuer' in the Tevau terms; Visa ('VISA-Platinum Card'). Group entities: Tevau Technology Canada Limited (FINTRAC MSB C10001508) and Tevau Technology US Limited (FinCEN MSB).",
   "custody": "custodial",
   "thailand": "not available",
   "thailand_evidence": "Tevau help article 'Tevau Unsupported Countries/Regions' (shown as 'Last Update 2 months ago' on 2026-09-23) lists Thailand among 'countries/regions where VISA-Platinum Card does not support', for both the physical card and the virtual card. Cambodia, Indonesia, Myanmar, China and India are also on both lists. The article does not say whether the list applies to residence, nationality, or place of use.",
   "nationality_note": "Not stated whether the unsupported list refers to residence or nationality. KYC requires full name, date of birth and ID card or passport; minimum age 18.",
   "fees": {
    "issue": "An application fee applies to physical and virtual cards (amounts shown in an image not read). The referral article implies Metal card application fee of 199 USD (100 + 99) and Gold card 499 USD (200 + 299).",
    "annual": "Not stated. Virtual card with no transaction for 4 consecutive months is closed.",
    "fx": "Not stated in text; ATM withdrawal exchange rate 'subject to the local bank'.",
    "atm": "Not stated in text.",
    "topup": "Card top-up fee exists (referenced in the rebate rules); amount not stated in text. Transactions of 3 USD or less count as small transactions; declined transactions incur a fee."
   },
   "atm_limit": "Not stated.",
   "spend_limit": "Not stated.",
   "assets": "'Supported Tokens' deposited to the Tevau wallet, then moved to the card; list not read.",
   "physical": "yes",
   "apple_google_pay": "Apple Pay and Google Pay (card page); help FAQ confirms Google Pay.",
   "affiliate": {
    "exists": true,
    "pays_in": "Credited to the Tevau account; the rebate example uses 'U' units (USDT shorthand); asset not otherwise stated.",
    "terms": "Tiered, two-level rebate: 'up to 50% commission', lifetime rebate on invitees' card activation, card top-up fees, fiat exchange and Tevau Stock trading fees, plus sub-affiliate earnings. Tier rises with the number of referred users who complete KYC. The user referral ('Invite Friends') and the affiliate programme share this rebate system.",
    "url": "https://tevau.io/en/affiliate/"
   },
   "sources": [
    {
     "title": "Tevau Unsupported Countries/Regions | Tevau FAQ",
     "url": "https://tevau.tawk.help/article/tevau-unsupported-countriesregions",
     "date": "'Last Update 2 months ago' as displayed 2026-09-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Stablecoin Visa Card | Tevau",
     "url": "https://tevau.io/en/card/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Tevau Terms and Conditions",
     "url": "https://www.tevau.io/en/terms_conditions",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Physical card/Virtual card Q&A | Tevau FAQ",
     "url": "https://tevau.tawk.help/article/physical-cardvirtual-card-qa",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Card fee | Tevau FAQ",
     "url": "https://tevau.tawk.help/article/card-fee",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Invite Friends to Get Rebates | Tevau FAQ",
     "url": "https://tevau.tawk.help/article/invite-friends-to-get-rebates",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Affiliate Program | Tevau",
     "url": "https://tevau.io/en/affiliate/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "bleap",
   "name": "Bleap Card",
   "issuer": "Bleap SIA (Latvia, reg. 40203714425), MiCA CASP licence No. 27-55/2026/14 from Latvijas Banka (granted 25 June 2026), subsidiary of Bleap Ltd (UK). Mastercard. The card-issuing institution is not named on the pages read.",
   "custody": "self-custody",
   "thailand": "not available",
   "thailand_evidence": "Bleap help 'Am I eligible for Card?' (written July 3, 2026): Bleap is 'unable to issue cards to users who either: Reside outside of the EEA or Switzerland, regardless of their nationality' or hold a restricted nationality. A Thailand resident falls outside the EEA/Switzerland rule.",
   "nationality_note": "Residence in the EEA or Switzerland is required regardless of nationality. Restricted nationalities (ineligible wherever resident) include Philippines, Viet Nam, Pakistan, Myanmar, United States and others; Thailand is not on the nationality list.",
   "fees": {
    "issue": "'No issuance cost.'",
    "annual": "'No card or maintenance fees... No monthly fees.'",
    "fx": "'0 FX markups'; no foreign transaction fees stated.",
    "atm": "ATM withdrawals worldwide 'without Bleap fees'; ATM operator fees may apply.",
    "topup": "Buy and sell processing fee 0%; blockchain network fees apply (pricing disclosure updated 12 March 2026)."
   },
   "atm_limit": "Not stated on the pages read.",
   "spend_limit": "Not stated on the pages read.",
   "assets": "Euro and dollar stablecoin balances in the Bleap MPC wallet; cashback paid in USDC.",
   "physical": "yes",
   "apple_google_pay": "Apple Pay and Google Pay.",
   "affiliate": {
    "exists": false,
    "pays_in": "",
    "terms": "Not found on the pages read.",
    "url": ""
   },
   "sources": [
    {
     "title": "Am I eligible for Card? | Bleap Help Center",
     "url": "https://help.bleap.finance/en/articles/11088792-am-i-eligible-for-card",
     "date": "2026-07-03",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bleap Card",
     "url": "https://www.bleap.finance/en-us/card",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bleap homepage",
     "url": "https://www.bleap.finance/en-us",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bleap Pricing Disclosure",
     "url": "https://www.bleap.finance/legal-agreements/pricing-disclosure",
     "date": "updated 2026-03-12",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "fiat24",
   "name": "Fiat24 Mastercard Debit",
   "issuer": "Fiat24 (site footer: SR Saphirstein Ltd; Swiss, registration flow cites FINMA requirements). Mastercard Debit, issued in EUR, USD, CHF and RMB. The issuing bank is not named on the pages read.",
   "custody": "custodial",
   "thailand": "not available",
   "thailand_evidence": "Fiat24 user manual 'Individual Account' (read 2026-09-23): 'due to maintenance works, we are currently not accepting any new Individual Clients.' The eligible-country list it links (info.fiat24.com/overview) renders client-side and could not be read, so Thailand's status for existing or future clients is not known.",
   "nationality_note": "Individuals must live in an eligible country, hold a biometric passport or ID, not hold Iranian, North Korean or Russian nationality, not be a US person, be over 18; GPS location is captured at sign-up.",
   "fees": {
    "issue": "8-digit NFT account: free. 5 or 6-digit NFT: 1 F24 mint fee. Card activation needs a minimum balance of 10 USD (rest of world).",
    "annual": "None stated.",
    "fx": "No FX when paying in EUR, CHF, USD or RMB from the matching balance ('Direct Pay'); conversion fee for other currencies not stated.",
    "atm": "Virtual card only without PIN; no ATM use stated.",
    "topup": "Crypto top-up: 1% (5 to 8-digit NFT), 0.5% (4-digit), 0.25% (3-digit), 0.125% (2-digit)."
   },
   "atm_limit": "Not applicable (virtual card without PIN).",
   "spend_limit": "Standard card: 20,000 EUR per month, 10,000 EUR per day. Account: USD 30,000 per month for new individual clients from 5 June 2026; some 'emerging countries' 1,000 CHF per 30 days.",
   "assets": "Crypto top-up from a connected wallet converts to EUR/CHF/USD/RMB balances; token list not read.",
   "physical": "virtual only",
   "apple_google_pay": "Apple Pay, Google Pay, Samsung Pay.",
   "affiliate": {
    "exists": false,
    "pays_in": "",
    "terms": "Not found on the pages read.",
    "url": ""
   },
   "sources": [
    {
     "title": "Individual Account | Fiat24 User Manual",
     "url": "https://docs.fiat24.com/user/account-types/individual-account",
     "date": "undated (notes a 5 June 2026 policy change)",
     "accessed": "2026-09-23"
    },
    {
     "title": "MasterCard Debit | Fiat24 User Manual",
     "url": "https://docs.fiat24.com/user/payments/mastercard-debit",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Crypto Top-up | Fiat24 User Manual",
     "url": "https://docs.fiat24.com/user/transactions/crypto-top-up",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Pricing for Individuals | Fiat24",
     "url": "https://docs.fiat24.com/products/pricing-for-individuals",
     "date": "starting 2024-06-01",
     "accessed": "2026-09-23"
    },
    {
     "title": "Fiat24 Service Coverage (renders client-side; not readable)",
     "url": "https://info.fiat24.com/overview",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  }
 ],
 "exchanges": [
  {
   "id": "bitkub",
   "name": "Bitkub (Bitkub Online Co., Ltd.)",
   "thai_licence": "licensed exchange; licensed broker (SEC list: cryptocurrency and digital tokens)",
   "foreigner_signup": "Bitkub support page 'Verification Documents for Non-Thai Nationals' (modified 14 Aug 2026): customers who can scan their passport by NFC upload at least 1 more document; customers from countries where NFC is not available upload at least 2 documents from 2 different categories. Categories: (1) Thai work permit or pink card; (2) Thai residence documents such as Thai driving licence, residence certificate, or yellow house book 'Thor.Ror.13'; (3) Non-immigrant visa or Smart VISA ('The Thailand Entry-Exit Stamps cannot be used as an identity verification document'); (4) a document issued by the Thai government or 'your local government (except passport)', such as national ID card, driving licence, tax invoice, birth certificate, house certificate, utility bill; (5) an academic certificate (students) or a second home-government document of a different type. Documents must be in Thai or English. As written, categories 4 and 5 do not require a Thai visa, work permit or Thai address; the page does not say how such a submission is reviewed. KYC Level 1 page (modified 21 Apr 2026): review takes 1-7 days, or up to 60 days 'for customers with additional conditions'.",
   "thb_withdrawal": "Withdrawal fee table lists KASIKORNBANK, BANK OF AYUDHYA and 'Other banks in Thailand'. THB deposits by QR must come 'from a bank account in your name only'; TrueMoney, Paotang and other e-wallets are not supported for deposits. An own-name rule for the withdrawal account was not read on a Bitkub page today.",
   "thb_fee": "Deposit: free (QR min 40.00 THB; deposit-and-upload-slip min 50,000.00 THB). Withdrawal: KASIKORNBANK 20.00 THB for 21.00-20,000,000.00 THB; BANK OF AYUDHYA 20.00 THB (21.00-100,000.00), 75.00 THB (100,000.01-500,000.00), 200.00 THB (500,000.01-20,000,000.00); other banks in Thailand 20.00 / 75.00 / 200.00 THB on the same bands up to 2,000,000.00 THB. Processing within 24 hours.",
   "trading_fee": "0.25% maker / 0.25% taker, all cryptocurrencies (Bitkub fee page).",
   "networks": "USDT rows on the crypto withdrawal-fee table: BKC (KUB Chain), Kaia, Tron, Scroll, Arbitrum One, Ethereum (ERC20), BNB Smart Chain (BEP20), Solana, Optimism, Avalanche C-Chain, Polygon, TON, Plasma, Stable. Displayed at reading time: Tron min 24 USDT / fee 12 USDT; ERC20 min 2 / fee 1 USDT; BEP20 fee 0.01 USDT; Solana fee 0.5 USDT; Polygon fee 0.07 USDT. Fees update 4 times a day. Crypto deposits free. USDC: ERC20, Avalanche C, Polygon, Base, Optimism, Arbitrum, Hedera.",
   "p2p_thb": "no",
   "affiliate": {
    "exists": false,
    "pays_in": "unclear",
    "terms": "Referral programme suspended from 24 Apr 2025 18:00 (GMT+7) to comply with SEC Notification KorThor. 19/2561 and SEC Guideline NorPor. 2/2568 on customer referrals; the referral page still says 'Bitkub Exchange is revising the Referral Program' on 2026-09-23.",
    "url": "https://www.bitkub.com/en/referral"
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitkub Support - Verification Documents for Non-Thai Nationals",
     "url": "https://support.bitkub.com/en/support/solutions/articles/151000178683-verification-documents-for-non-thai-nationals",
     "date": "modified 2026-08-14",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitkub Support - Account Verification (KYC Level 1) for Foreign Nationals on Website",
     "url": "https://support.bitkub.com/en/support/solutions/articles/151000034765-account-verification-kyc-level-1-for-foreign-nationals-on-website",
     "date": "modified 2026-04-21",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitkub Exchange Fees (Cryptocurrency and THB tabs)",
     "url": "https://www.bitkub.com/en/fee",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitkub Referral page",
     "url": "https://www.bitkub.com/en/referral",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitkub Support - Official Announcement: Revision of Referral Program Following the SEC Regulations",
     "url": "https://support.bitkub.com/en/support/solutions/articles/151000212043",
     "date": "modified 2025-04-23",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "binance-th",
   "name": "Binance TH (Gulf Binance Co., Ltd.)",
   "thai_licence": "licensed exchange; licensed broker (SEC list: cryptocurrency and digital tokens)",
   "foreigner_signup": "Binance TH FAQ 'How to Complete Identity Verification (KYC) for Foreign Nationals' (dated 2024-07-18): passport, a second ID document, a valid Thailand visa and a supporting visa document, each with at least 3 months of remaining validity. 'Visa Types Accepted (Foreign Nationals)' (dated 2024-07-30): accepted are Non-Immigrant visas (all types) under work, business, student, medical, real-estate buyer/owner, securities investment, retirement, Thailand Elite (SE/PE), Thai family, plus Smart Visa, APEC, diplomatic/official and LTR visas; not accepted: 'Tourist Visa, Visa on Arrival (VOA), Visa Exemption', Destination Thailand Visa (DTV), and any other visa category for entry for tourism. The KYC page states that from 13 July 2026 Binance TH no longer accepts KYC applications from nationals of Myanmar. A Thai-address document requirement appears in search-result snippets of the same FAQ but was not in the text read today.",
   "thb_withdrawal": "Own-name only: 'the full name on your BINANCE TH account must correspond exactly to the full name on the associated bank account' (How to Withdraw THB, dated 2023-08-25). Up to 2 million THB most Thai banks via mobile banking; larger amounts only to Bank of Ayudhya (025). Minimum 100 THB per transaction; standard daily limit 4,000,000 THB, raisable on request (THB FAQ, dated 2023-11-20).",
   "thb_fee": "'Binance TH Fiat Fee' (dated 2024-02-05): deposit free (QR 100-2,000,000 THB; bank transfer above 2,000,000 THB); withdrawal 20 THB for 100-2,000,000 THB, 100 THB above 2,000,000 THB; bank charges may apply. Conflicts: the 'Platform Fee' page (dated 2023-09-04) lists QR deposits free for 100-4,000,000 THB, and the THB FAQ (dated 2023-11-20) says 20 THB for withdrawals under 4,000,000 THB.",
   "trading_fee": "Platform Fee page: 0.25% of transaction value on THB pairs and 0.10% on crypto pairs, VAT included; no separate maker/taker rate listed.",
   "networks": "USDT (Deposit & Withdrawal Fees page): APT, ARBITRUM, AVAXC, BSC, CELO, EOS (suspended), ETH, KAIA, KAVAEVM, MATIC, NEAR, OPBNB, OPTIMISM, PLASMA, SCROLL, SOL, STATEMINT, TON, TRX, XTZ. Displayed withdrawal fees include BSC 0.01, ETH 0.3, TRX 1.5, SOL 0.3, MATIC 0.07 USDT. Crypto deposits free.",
   "p2p_thb": "no",
   "affiliate": {
    "exists": true,
    "pays_in": "THB (credited to the Binance TH wallet)",
    "terms": "Referral programme paused from 11 June 2026 00:00 (UTC+7); codes not usable until it resumes. While active: 20 THB when an invitee completes a first digital-token trade via Easy Buy/Sell and 100 THB for a first digital-token trade via Spot, each within 30 days of KYC; withholding tax per payment.",
    "url": "https://www.binance.th/en/activity/referral"
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance TH - How to Complete Identity Verification (KYC) for Foreign Nationals",
     "url": "https://www.binance.th/en/faq/identity-verification/35a2dcd2effb4865a46a445b1a3a29ee",
     "date": "2024-07-18",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance TH - Visa Types Accepted (Foreign Nationals)",
     "url": "https://www.binance.th/en/faq/identity-verification/a6760d03d73947e8b188dbc3c10cab91",
     "date": "2024-07-30",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance TH - Platform Fee",
     "url": "https://www.binance.th/en/faq/spot-trading/91605c2481714f41becb6951906d6927",
     "date": "2023-09-04",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance TH - Binance TH Fiat Fee",
     "url": "https://www.binance.th/en/faq/fiat-deposit-%7C-withdrawal/9fcdfa0bb52d47479edf52cedfbd07aa",
     "date": "2024-02-05",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance TH - Frequently Asked Questions on THB Deposit and Withdraw",
     "url": "https://www.binance.th/en/faq/fiat-deposit-%7C-withdrawal/0ea5689d14bc457292341d966860992f",
     "date": "2023-11-20",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance TH - How to Withdraw THB on Binance TH",
     "url": "https://www.binance.th/en/faq/fiat-deposit-%7C-withdrawal/d472fbc7d9684a7986c9d4e6eed6ef8c",
     "date": "2023-08-25",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance TH - Crypto Deposit & Withdrawal Fees",
     "url": "https://www.binance.th/en/fee/cryptoFee",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance TH - BINANCE TH invites you to invite your friends! (Referral Program terms and pause notice)",
     "url": "https://www.binance.th/en/announcement/latest-release/3d9a237d069644a0a1c2ee50d655f7d8",
     "date": "2025-06-25",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "upbit-th",
   "name": "Upbit Thailand (Upbit Exchange (Thailand) Co., Ltd.)",
   "thai_licence": "licensed exchange; licensed broker (SEC list: cryptocurrency and digital tokens)",
   "foreigner_signup": "Upbit TH FAQ 'Troubleshooting - ID verification process': 'If you are Thai, you must submit your ID card / if you are a foreigner, you must submit your passport.' Bank passbook, proof of address and proof of income must be issued within the most recent 3 months. THB deposit/withdrawal needs Level 3 (Identity Verification Level 2 plus Bank Account Verification Level 3). 'Unsupported Countries': residents of OFAC- and FATF-listed countries, and citizens or residents of the U.S. No visa or work-permit rule appears in the FAQ text read.",
   "thb_withdrawal": "'THB can only be withdrawn to your own account registered in Upbit.' Deposits via K PLUS, PromptPay request-to-pay (K PLUS/TTB/KTB/SCB) or QR code from your own bank account; the FAQ says Bangkok Bank, Krungsri, Thanachart and GSB cannot deposit via PromptPay.",
   "thb_fee": "Deposit free, minimum 100 THB. Withdrawal 15 THB per transaction, minimum 50 THB, processed 'almost instantly'. Limits: Level 3 1,000,000 THB per transaction / 2,000,000 THB per day; Level 4 2,000,000 / 4,000,000 THB. From 31 March 2025, new or re-verified customers have a daily withdrawal limit of 200,000 THB (100,000 THB fiat plus 100,000 THB digital assets), raisable via kyc_th@upbit.com.",
   "trading_fee": "THB market 0.15% maker / 0.15% taker; BTC and USDT markets 0.25% / 0.25%; 'Trading fee includes GST' (Trade Guide).",
   "networks": "USDT: Aptos, Ethereum, Kaia, Tron (min deposit 3.0 USDT each; displayed withdrawal fees 0.1, 4.0, 0.1 and 0.0 USDT). Transfers between Upbit Thailand accounts (Lightning Transfer) free.",
   "p2p_thb": "no",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "No referral or affiliate page found in the site navigation or FAQ read on 2026-09-23.",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Upbit Thailand - FAQ (Support Center)",
     "url": "https://th.upbit.com/service_center/faq",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Upbit Thailand - Deposit & Withdrawal Guide",
     "url": "https://th.upbit.com/service_center/guide?status=deposit_withdraw",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Upbit Thailand - Trade Guide",
     "url": "https://th.upbit.com/service_center/guide?status=trade",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "orbix-trade",
   "name": "Orbix Trade (Orbix Trade Co., Ltd.; formerly Satang Corporation / Satang Pro; KBank group)",
   "thai_licence": "licensed exchange; licensed broker (SEC list: cryptocurrency and digital tokens)",
   "foreigner_signup": "Orbix Terms & Conditions (Date of Amendment: 23 April 2026): users must be at least 20; 'If the User is an individual, such individual must reside in Thailand'; 'A User must have a bank account opened in Thailand, and the name of such bank account must be identical to the name used to register'; a contactable Thai telephone number; KYC. No statement about non-Thai nationals or passports was found in the terms text read. Status for foreigners: unclear.",
   "thb_withdrawal": "Terms: the company may reject withdrawals 'to a bank account with a name that does not match the User's account'. Deposits from e-wallets (True Wallet, G-Wallet in Paotang) are not supported.",
   "thb_fee": "QR deposit free, min 1 THB, max 30,000,000 THB per transaction and per 24 hours, 3-5 minutes. Bank-transfer deposit via linked account free, min 30,000 THB, within 24 hours. Withdrawal 20 THB, min 21 THB, max 2,000,000 THB per transaction / 30,000,000 THB per 24 hours, within 3 minutes.",
   "trading_fee": "From 1 June 2026, tier by monthly volume: under 2M THB 0.25% maker / 0.25% taker; 2M-<5M 0.22%; 5M-<10M 0.20%; 10M THB or more 0.18%. An older FAQ (Nov 18, 2025) states a flat 0.25%.",
   "networks": "USDT: BNB Smart Chain (BEP20) min withdrawal 1.6 / fee 0.8 USDT; Ethereum (ERC20) min 10 / fee 9 USDT; Tron (TRC20) min 5 / fee 4 USDT (coin-info page).",
   "p2p_thb": "no",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "No referral or affiliate page found in the footer links read on 2026-09-23.",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Orbix - Terms & Conditions (ORBIX Services Agreement)",
     "url": "https://www.orbixtrade.com/en/legal/terms",
     "date": "amended 2026-04-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Orbix - Trading Conditions & Fees",
     "url": "https://www.orbixtrade.com/exchange/en/trading-rule",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Orbix - Coin Info",
     "url": "https://www.orbixtrade.com/exchange/en/coin-info",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Orbix - What is the trading fee per transaction? (FAQ)",
     "url": "https://www.orbixtrade.com/en/blog/article/FAQ-Question-About-Using-Account-Orbixtrade",
     "date": "2025-11-18",
     "accessed": "2026-09-23"
    },
    {
     "title": "Orbix - Company Profile",
     "url": "https://www.orbixtrade.com/en/about/company-profile",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "satang-pro",
   "name": "Satang Pro (Satang Corporation Co., Ltd.)",
   "thai_licence": "No longer listed under this name on the SEC list read today. Orbix's company profile states: 'March 2017 Satang Corporation Company Limited was founded' and 'October 2023 Unita Capital, a subsidiary of KasikornBank Public Company Limited, acquired Satang Company Limited.' The licensed successor on the SEC list is Orbix Trade Co., Ltd. (see orbix-trade).",
   "foreigner_signup": "see orbix-trade",
   "thb_withdrawal": "see orbix-trade",
   "thb_fee": "see orbix-trade",
   "trading_fee": "see orbix-trade",
   "networks": "see orbix-trade",
   "p2p_thb": "no",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "see orbix-trade",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Orbix - Company Profile",
     "url": "https://www.orbixtrade.com/en/about/company-profile",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "innovestx",
   "name": "InnovestX (InnovestX Securities Co., Ltd.; SCBX group)",
   "thai_licence": "licensed broker (SEC list: cryptocurrency and digital tokens)",
   "foreigner_signup": "unclear. The account-opening FAQ lists 'NDID' identity verification; no statement about non-Thai nationals or passports was found on the pages read.",
   "thb_withdrawal": "Fee sheet (image 'DA_Fee_as of 20260922'): THB withdrawals go from the digital-asset cash account to the customer's InnovestX cash management account or a savings account. Own-name rule not read today.",
   "thb_fee": "Fee sheet as of 22 Sep 2026: withdrawal to cash management account free, instant; to savings account 'free*', instant (*fee of 20 THB per transaction waived until the company changes it).",
   "trading_fee": "Fee sheet: 0.20% per buy or sell; USDT 0.10%. Product page: '0.2% of trading value and 0.1% for USDT/THB on weekdays (excluding bank holidays)'. OTC: USDC from 1,000 coins, USDT from 100,000 coins.",
   "networks": "USDT: ERC20 only on the fee sheet, withdrawal fee 1 USDT. Crypto deposits free.",
   "p2p_thb": "no",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "Not found on pages read.",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "InnovestX - Digital asset product page",
     "url": "https://www.innovestx.co.th/products/Digital-asset/digital-asset",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "InnovestX - Digital asset fee sheet image",
     "url": "https://www.innovestx.co.th/images/default-source/about-company/da_fee_as-of-20260922.jpg?sfvrsn=46506d2c_1",
     "date": "2026-09-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "InnovestX - FAQ: open an account",
     "url": "https://www.innovestx.co.th/faqs/category/open-an-account",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "kulap",
   "name": "KULAP (Satoshi Co., Ltd.)",
   "thai_licence": "licensed broker (SEC list: cryptocurrency and digital tokens)",
   "foreigner_signup": "unclear; not stated on the pages read.",
   "thb_withdrawal": "Kulap+ 'is a fiat-to-crypto on-ramp' that 'currently supports buying only'. No crypto-to-THB path is described on the homepage.",
   "thb_fee": "not applicable to selling; see trading_fee for Kulap+ buys.",
   "trading_fee": "Kulap+ platform fee 2.95% of the THB amount plus blockchain network fee. Kulap Swap (DEX aggregator): the company waives its trade fee; users pay network fees.",
   "networks": "unclear",
   "p2p_thb": "no",
   "affiliate": {
    "exists": null,
    "pays_in": "KUL token (per homepage banner 'Get free 700 KUL'; terms not read)",
    "terms": "Homepage links 'GET REWARDS / Get free 700 KUL' to swap.kulap.io; conditions not read.",
    "url": "https://swap.kulap.io/"
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "KULAP homepage",
     "url": "https://www.kulap.io/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "KULAP - Fees",
     "url": "https://www.kulap.io/fees.html",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "bitazza-th",
   "name": "Bitazza Thailand (Bitazza Co., Ltd.)",
   "thai_licence": "licensed broker (SEC list: cryptocurrency and digital tokens). Visitors from Thailand to bitazza.com see a prompt: 'You are entering Bitazza Global website from Thailand ... Go To Bitazza Thailand'.",
   "foreigner_signup": "unclear. Fees page lists KYC requirements (ID upload, selfie, general and financial information, suitability test, FATCA questionnaire, knowledge test) without stating which ID documents non-Thais may use.",
   "thb_withdrawal": "FAQ: deposit 'from your own bank account only'; 'Deposits from a different account name as your Bitazza account will NOT be accepted.' Before the first THB or crypto withdrawal, an initial THB deposit (no minimum) and a 24-hour wait are required. Withdrawal bank list not read.",
   "thb_fee": "Deposit free. Fiat withdrawal 0.001% of the amount, minimum 20 THB per transaction; more than 2 million THB per transaction allowed; processed 24/7. KYC Level 1 daily withdrawal limit shown as 50,000 THB.",
   "trading_fee": "Standard 0.25% (no maker/taker split shown); discounts up to 75% with FDM tokens.",
   "networks": "unclear (FAQ: deposits only on networks available on Bitazza; list not read).",
   "p2p_thb": "no",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "Not found on pages read.",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitazza Thailand - Fees",
     "url": "https://bitazza.co.th/fees",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitazza Thailand - FAQs",
     "url": "https://bitazza.co.th/faq",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitazza Global homepage (Thailand prompt)",
     "url": "https://bitazza.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "coins-th",
   "name": "Coins.co.th (Coins TH Co., Ltd.)",
   "thai_licence": "licensed broker; licensed dealer (SEC list: cryptocurrency only; digital-token column unmarked)",
   "foreigner_signup": "Conflicting help-center pages. 'How to verify an account for non-Thai user' (updated 2024-01-03): 'KYC for foreign customers is currently unavailable.' 'Which Documents Are Accepted for the ID Verification Process?' (updated 2024-08-24): 'For Non-Thai citizens: passport only', at least three months before expiry. Current status: unclear.",
   "thb_withdrawal": "Cash-out to a verified Thai bank account; 'Instant Cash Out' (updated 2026-01-27) max 699,000 THB per transaction. The earlier bank-branch cash pickup without a bank account (passport accepted, max 20,000 THB) was announced as ending 'by the end of October' (article updated 2024-08-23).",
   "thb_fee": "Deposit free, minimum 100 THB (updated 2024-08-23). 'Fee for Cash out' (updated 2026-01-13): 25 THB (0-500K THB) / 50 THB (over 500K) for Kasikorn, SCB, Bangkok Bank, Krungsri, TTB, Krungthai, GSB; 20 / 50 THB for UOB, Citi, Standard Chartered, Tisco, LH Bank, JP Morgan, CIMB Thai, HSBC, Kiatnakin, BAAC, GHB, Islamic Bank.",
   "trading_fee": "'How Much Fees for Conversion?' (updated 2024-01-22): trading (Convert) fees 'Free', minimum 50 THB per transaction. The current fees page did not render its table.",
   "networks": "USDT: ETH (ERC-20), BSC (BEP-20), TRX (TRC-20), MATIC (Polygon), deposit and withdraw available (updated 2025-02-10).",
   "p2p_thb": "no",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "Help-center search for 'referral' returned no articles on 2026-09-23.",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coins.co.th Help - How to verify an account for non-Thai user",
     "url": "https://support.coins.co.th/hc/en-us/articles/27019168798873-How-to-verify-an-account-for-non-Thai-user",
     "date": "2024-01-03",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coins.co.th Help - Which Documents Are Accepted for the ID Verification Process?",
     "url": "https://support.coins.co.th/hc/en-us/articles/206189836-Which-Documents-Are-Accepted-for-the-ID-Verification-Process",
     "date": "2024-08-24",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coins.co.th Help - Fee for Cash out",
     "url": "https://support.coins.co.th/hc/en-us/articles/24660154481177-Fee-for-Cash-out",
     "date": "2026-01-13",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coins.co.th Help - How to Instant Cash Out",
     "url": "https://support.coins.co.th/hc/en-us/articles/54631204377881-How-to-Instant-Cash-Out",
     "date": "2026-01-27",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coins.co.th Help - Supported Crypto and Networks on Coins.co.th",
     "url": "https://support.coins.co.th/hc/en-us/articles/27351292233241-Supported-Crypto-and-Networks-on-Coins-co-th",
     "date": "2025-02-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coins.co.th Help - How Much Fees for Conversion?",
     "url": "https://support.coins.co.th/hc/en-us/articles/25831757539225-How-Much-Fees-for-Conversion",
     "date": "2024-01-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coins.co.th Help - How Much Fees for Cash-in Orders?",
     "url": "https://support.coins.co.th/hc/en-us/articles/208244176-How-Much-Fees-for-Cash-in-Orders",
     "date": "2024-08-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coins.co.th Help - How to Claim My Payout by Collecting Cash at a Bank Branch without a Bank Account?",
     "url": "https://support.coins.co.th/hc/en-us/articles/203926335-How-to-Claim-My-Payout-by-Collecting-Cash-at-a-Bank-Branch-without-a-Bank-Account",
     "date": "2024-08-23",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "1109x",
   "name": "1109X (1109 Prosper Co., Ltd.)",
   "thai_licence": "licensed dealer (SEC list: cryptocurrency and digital tokens); the company trades with customers directly (OTC), not an order book",
   "foreigner_signup": "'Required Documents': 'National ID card (or passport)'; 'Copy of bank book page showing an account in the applicant's name, used for transactions with 1109'; bank statements for at least the past 3 months; evidence of source of income if any. Review 1-3 business days. Registration via LINE Official Account @1109x or Telegram @official1109x_bot. Site offered in Thai, English, Russian and Chinese. No visa or work-permit rule stated.",
   "thb_withdrawal": "To the bank account in the applicant's name shown in the submitted bank book (per the Required Documents page). Bank list not stated.",
   "thb_fee": "unclear (not stated on pages read)",
   "trading_fee": "'No trading fee'; minimum 1 USDT per transaction (price spread not published on pages read).",
   "networks": "USDT on TRON (TRC-20) and Ethereum (ERC-20).",
   "p2p_thb": "no",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "Not found on pages read.",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "1109x homepage (EN)",
     "url": "https://1109x.com/en/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "1109x - Required Documents",
     "url": "https://www.1109x.com/en/required-documents/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "1109x homepage (TH)",
     "url": "https://1109x.com/th/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "waanx",
   "name": "WAANX (Waan Exchange Co., Ltd.)",
   "thai_licence": "licensed exchange; licensed broker (SEC list: cryptocurrency and digital tokens). Site fetch returned HTTP 307; no page content read.",
   "foreigner_signup": "unclear",
   "thb_withdrawal": "unclear",
   "thb_fee": "unclear",
   "trading_fee": "unclear",
   "networks": "unclear",
   "p2p_thb": "unclear",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "not checked",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "zcomex",
   "name": "Z.com EX (GMO-Z.com Cryptonomics (Thailand) Co., Ltd.)",
   "thai_licence": "licensed exchange; licensed broker (SEC list: cryptocurrency and digital tokens). Homepage ex.z.com/th/ returned only a title ('Trading Platform by GMO-Z.Com') to the fetch tool.",
   "foreigner_signup": "unclear",
   "thb_withdrawal": "unclear",
   "thb_fee": "unclear",
   "trading_fee": "unclear",
   "networks": "unclear",
   "p2p_thb": "unclear",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "not checked",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Z.com EX homepage",
     "url": "https://ex.z.com/th/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "tdx",
   "name": "TDX (Thai Digital Assets Exchange Co., Ltd.; SET group)",
   "thai_licence": "licensed exchange for digital tokens only (SEC list: cryptocurrency column unmarked). Not a cryptocurrency-to-THB venue per the SEC list.",
   "foreigner_signup": "unclear",
   "thb_withdrawal": "unclear",
   "thb_fee": "unclear",
   "trading_fee": "unclear",
   "networks": "unclear",
   "p2p_thb": "no",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "not checked",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "maxbit",
   "name": "Maxbit (Maxbit Digital Asset Co., Ltd.)",
   "thai_licence": "licensed broker (SEC list: cryptocurrency and digital tokens). Homepage (Thai): BTC, ETH, USDT and 100+ pairs, Auto DCA, Grid Trading, OTC; no statement on foreign customers; fee page not read.",
   "foreigner_signup": "unclear",
   "thb_withdrawal": "unclear",
   "thb_fee": "unclear",
   "trading_fee": "unclear",
   "networks": "unclear",
   "p2p_thb": "unclear",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "not checked",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Maxbit homepage",
     "url": "https://www.maxbit.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "xspring-digital",
   "name": "XSpring Digital (Xspring Digital Co., Ltd.)",
   "thai_licence": "licensed broker; licensed dealer; ICO portal (SEC list: cryptocurrency and digital tokens). Homepage (Thai): trading fee 'calculated on THB value ... base fee 0.25%'; no statement on foreign customers.",
   "foreigner_signup": "unclear",
   "thb_withdrawal": "unclear",
   "thb_fee": "unclear",
   "trading_fee": "base fee 0.25% (homepage)",
   "networks": "unclear",
   "p2p_thb": "unclear",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "not checked",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "XSpring Digital homepage",
     "url": "https://www.xspringdigital.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "mobyx",
   "name": "MobyX (Cryptoplat Co., Ltd.)",
   "thai_licence": "licensed broker; licensed dealer (SEC list: cryptocurrency and digital tokens). The SEC-listed URL mobyxtrade.com/en/home returned HTTP 404 to the fetch tool.",
   "foreigner_signup": "unclear",
   "thb_withdrawal": "unclear",
   "thb_fee": "unclear",
   "trading_fee": "unclear",
   "networks": "unclear",
   "p2p_thb": "unclear",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "not checked",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "tokenomics-coins-connect",
   "name": "Coins Connect (Tokenomics Co., Ltd.)",
   "thai_licence": "licensed broker (SEC list: cryptocurrency and digital tokens). coinsconnect.com returned only a loading screen to the fetch tool.",
   "foreigner_signup": "unclear",
   "thb_withdrawal": "unclear",
   "thb_fee": "unclear",
   "trading_fee": "unclear",
   "networks": "unclear",
   "p2p_thb": "unclear",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "not checked",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coins Connect homepage",
     "url": "https://coinsconnect.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "token-x",
   "name": "Token X (Token X Co., Ltd.)",
   "thai_licence": "licensed ICO portal (SEC list); not an exchange, broker or dealer. Listed under ICO Portal only; not a crypto-to-THB venue.",
   "foreigner_signup": "unclear",
   "thb_withdrawal": "unclear",
   "thb_fee": "unclear",
   "trading_fee": "unclear",
   "networks": "unclear",
   "p2p_thb": "no",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "not checked",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "easy-crypto",
   "name": "Easy Crypto",
   "thai_licence": "not licensed in Thailand (not on the SEC list read today). easycrypto.com shows a region selector with Australia, New Zealand and South Africa only; easycrypto.com/th returns 404. No Thai entity seen.",
   "foreigner_signup": "not applicable",
   "thb_withdrawal": "no THB service seen",
   "thb_fee": "not applicable",
   "trading_fee": "not checked",
   "networks": "not checked",
   "p2p_thb": "no",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "not checked",
    "url": ""
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Easy Crypto homepage (region selector)",
     "url": "https://easycrypto.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "binance-global",
   "name": "Binance (binance.com)",
   "thai_licence": "not licensed in Thailand. The SEC Investor Alert list names 'Binance' as not licensed for digital asset business (disclosure date 05/04/2564 = 5 Apr 2021). Not among the five platforms blocked from 28 June 2025. The licensed Binance entity in Thailand is Gulf Binance (binance.th).",
   "foreigner_signup": "not assessed for Thai residents; the Terms page loaded without its text (restricted-country list not read).",
   "thb_withdrawal": "no THB bank withdrawal seen.",
   "thb_fee": "not applicable",
   "trading_fee": "Regular user spot 0.100% maker / 0.100% taker; 0.075% / 0.075% with the 25% BNB discount (fee schedule).",
   "networks": "USDT (Binance public network endpoint read 2026-09-23): BSC, NEAR, AVAXC, APT, ARBITRUM, STATEMINT, CELO, ETH, KAVAEVM, KAIA, OPTIMISM, PLASMA, MATIC, SCROLL, SOL, XTZ, TON, TRX, OPBNB; withdrawal fees include BSC 0.01, ETH 0.3, TRX 1.5, SOL 0.3 USDT.",
   "p2p_thb": "no (THB absent from the 111-currency P2P fiat list served on 2026-09-23; a fiat=THB sell URL redirected to AED; the list may vary by viewer location)",
   "affiliate": {
    "exists": true,
    "pays_in": "unclear (not stated on the page read)",
    "terms": "The affiliate URL redirects to the referral page: 'Referral Pro: Up to 50% Commission' and 'Referral Lite: Up to $1000 Fee Voucher'.",
    "url": "https://www.binance.com/en/activity/affiliate"
   },
   "sources": [
    {
     "title": "SEC Thailand Investor Alert - persons/websites trading digital assets that are not licensed (517 entries)",
     "url": "https://market.sec.or.th/public/idisc/th/Viewmore/invalert-head?LicenseType=03&PublicFlag=Y",
     "date": "last updated 2026-09-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance - Fee schedule",
     "url": "https://www.binance.com/en/fee/schedule",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance public capital network list (JSON)",
     "url": "https://www.binance.com/bapi/capital/v1/public/capital/getNetworkCoinAll",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance P2P - Sell USDT (fiat=THB request)",
     "url": "https://p2p.binance.com/en/trade/sell/USDT?fiat=THB&payment=all-payments",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance - Affiliate / Referral page",
     "url": "https://www.binance.com/en/activity/affiliate",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "bybit",
   "name": "Bybit",
   "thai_licence": "blocked in Thailand (28 June 2025). SEC News 134/2025 (29 May 2025): SEC found Bybit.com provided digital asset trading services without a licence, filed criminal complaints with the Economic Crime Suppression Division, and reported it to MDES, which 'will restrict public access ... starting 28 June 2025'. A case-insensitive scan of the SEC Investor Alert list (updated 22 Sep 2026) found no 'Bybit' entry.",
   "foreigner_signup": "not applicable (blocked)",
   "thb_withdrawal": "no THB bank withdrawal seen.",
   "thb_fee": "not applicable",
   "trading_fee": "Non-VIP spot 0.1000% maker / 0.1000% taker; 0.0750% / 0.0750% with MNT 25% discount (crypto-crypto pairs).",
   "networks": "not checked",
   "p2p_thb": "no (P2P sell URLs for THB redirected to HKD on 2026-09-23)",
   "affiliate": {
    "exists": true,
    "pays_in": "USDT (estimated payouts shown in USDT)",
    "terms": "'Up to 50% Commission' on referred users' trading.",
    "url": "https://affiliates.bybit.com/en/"
   },
   "sources": [
    {
     "title": "SEC News No. 134/2025: SEC issues warning about access restriction of Bybit, 1000X, CoinEx, OKX, and XT.COM platforms on 28 June 2025",
     "url": "https://www.sec.or.th/EN/Pages/News_Detail.aspx?SECID=12047",
     "date": "2025-05-29",
     "accessed": "2026-09-23"
    },
    {
     "title": "SEC Thailand Investor Alert - persons/websites trading digital assets that are not licensed (517 entries)",
     "url": "https://market.sec.or.th/public/idisc/th/Viewmore/invalert-head?LicenseType=03&PublicFlag=Y",
     "date": "last updated 2026-09-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bybit - Trading Fees",
     "url": "https://www.bybit.com/en/announcement-info/fee-rate/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bybit P2P (THB request)",
     "url": "https://www.bybit.com/en/p2p/sell/USDT/THB",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bybit Affiliate Program",
     "url": "https://affiliates.bybit.com/en/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "okx",
   "name": "OKX",
   "thai_licence": "blocked in Thailand (28 June 2025; SEC News 134/2025). SEC News 65/2025 (21 March 2025): criminal complaint against Aux Cayes FinTech Co. Ltd., provider of www.okx.com/th, and nine supporters who promoted it on Facebook, YouTube, Discord and Line, for operating an exchange without a licence. SEC Investor Alert list entry 'OKEx หรือ OKX' dated 17/10/2562 (17 Oct 2019).",
   "foreigner_signup": "not applicable (blocked)",
   "thb_withdrawal": "no THB bank withdrawal seen.",
   "thb_fee": "not applicable",
   "trading_fee": "Regular user spot 0.0800% maker / 0.1000% taker (fee page).",
   "networks": "not checked",
   "p2p_thb": "unclear (a USDT-to-THB P2P page exists; it showed 'No ads found' on 2026-09-23)",
   "affiliate": {
    "exists": true,
    "pays_in": "USDT",
    "terms": "'up to 50% commission in USDT when users sign up via your affiliate link and trade'; availability 'may vary depending on your country or region'.",
    "url": "https://www.okx.com/affiliates"
   },
   "sources": [
    {
     "title": "SEC News No. 134/2025: SEC issues warning about access restriction of Bybit, 1000X, CoinEx, OKX, and XT.COM platforms on 28 June 2025",
     "url": "https://www.sec.or.th/EN/Pages/News_Detail.aspx?SECID=12047",
     "date": "2025-05-29",
     "accessed": "2026-09-23"
    },
    {
     "title": "SEC News No. 65/2025: SEC files a criminal complaint against OKX platform provider and nine supporters",
     "url": "https://www.sec.or.th/EN/Pages/News_Detail.aspx?SECID=11645",
     "date": "2025-03-21",
     "accessed": "2026-09-23"
    },
    {
     "title": "SEC Thailand Investor Alert - persons/websites trading digital assets that are not licensed (517 entries)",
     "url": "https://market.sec.or.th/public/idisc/th/Viewmore/invalert-head?LicenseType=03&PublicFlag=Y",
     "date": "last updated 2026-09-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "OKX - Fees",
     "url": "https://www.okx.com/fees",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "OKX P2P - Sell USDT to THB",
     "url": "https://www.okx.com/p2p-markets/thb/sell-usdt",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "OKX Affiliate program",
     "url": "https://www.okx.com/affiliates",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "kraken",
   "name": "Kraken",
   "thai_licence": "not licensed in Thailand (not on the SEC list). The SEC Investor Alert list has an impersonation site 'krakenexchang.com' (19/08/2568 = 19 Aug 2025), not Kraken itself. Kraken's page 'Where is Kraken licensed or regulated' (updated 16 Sep 2026) lists prohibited jurisdictions (Afghanistan, Belarus, Crimea/Donetsk/Luhansk, Cuba, DR Congo, Iran, Iraq, Japan, Libya, North Korea, Russia, Sudan, South Sudan, Syria); Thailand is not on it.",
   "foreigner_signup": "not assessed",
   "thb_withdrawal": "THB is not listed among supported fiat currencies on the fee schedule.",
   "thb_fee": "not applicable",
   "trading_fee": "Kraken Pro tier 1 spot 0.40% maker / 0.80% taker; stablecoin and FX pairs 0.20% / 0.20%; Kraken app instant buy/sell 1% (fee schedule as read by the fetch tool; browser navigation to kraken.com failed).",
   "networks": "not checked",
   "p2p_thb": "no",
   "affiliate": {
    "exists": true,
    "pays_in": "USDC to a Kraken account (in-house); fiat or USDC via Impact.com",
    "terms": "'Up to 50%' on Consumer, Pro and DEX; 25% on Kraken Prop; up to $40 per Krak card activation; 'Rates vary by product, region, and affiliate profile.'",
    "url": "https://www.kraken.com/affiliate"
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "SEC Thailand Investor Alert - persons/websites trading digital assets that are not licensed (517 entries)",
     "url": "https://market.sec.or.th/public/idisc/th/Viewmore/invalert-head?LicenseType=03&PublicFlag=Y",
     "date": "last updated 2026-09-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "Kraken Support - Where is Kraken licensed or regulated",
     "url": "https://support.kraken.com/articles/where-is-kraken-licensed-or-regulated",
     "date": "2026-09-16",
     "accessed": "2026-09-23"
    },
    {
     "title": "Kraken - Fee schedule",
     "url": "https://www.kraken.com/features/fee-schedule",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Kraken - Affiliate program",
     "url": "https://www.kraken.com/affiliate",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "kucoin",
   "name": "KuCoin",
   "thai_licence": "not licensed in Thailand (no KuCoin entity on the SEC list read today). No 'KuCoin' entry found on the SEC Investor Alert list. KuCoin Terms of Use (last updated 07/29/2026) define 'Restricted Locations' as the U.S., Singapore, mainland China and Hong Kong, Malaysia, Kazakhstan, Uzbekistan, Ontario and British Columbia, France, Netherlands and occupied regions of Ukraine; Thailand is not listed.",
   "foreigner_signup": "not assessed",
   "thb_withdrawal": "no THB bank withdrawal seen.",
   "thb_fee": "not applicable",
   "trading_fee": "unclear: the VIP page read shows VIP 5-12 only (e.g. VIP 5 Class A 0.035% / 0.055%); the base-level rate was not displayed.",
   "networks": "USDT (KuCoin public API, 2026-09-23): APT (deposit only), Asset Hub (Polkadot), OPTIMISM (withdraw only), TON, KCC, SOL, BEP20, CFX, Stable, KAVA EVM, Polygon POS, ERC20 (withdrawal fee 5.5), AVAX C-Chain, NEAR, TRC20 (fee 1.99), PLASMA, XTZ, ARBITRUM.",
   "p2p_thb": "unclear (a 'Sell USDT to THB' P2P page exists; it showed 'No ads match your current filters' on 2026-09-23)",
   "affiliate": {
    "exists": true,
    "pays_in": "USDT",
    "terms": "'up to 60% commission' on referred users' spot and futures fees; second-tier commissions; availability 'may vary by country or region'.",
    "url": "https://www.kucoin.com/affiliate"
   },
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "SEC Thailand Investor Alert - persons/websites trading digital assets that are not licensed (517 entries)",
     "url": "https://market.sec.or.th/public/idisc/th/Viewmore/invalert-head?LicenseType=03&PublicFlag=Y",
     "date": "last updated 2026-09-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "KuCoin - Terms of Use",
     "url": "https://www.kucoin.com/legal/terms-of-use",
     "date": "2026-07-29",
     "accessed": "2026-09-23"
    },
    {
     "title": "KuCoin public API - USDT currency detail",
     "url": "https://api.kucoin.com/api/v3/currencies/USDT",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "KuCoin P2P - Sell USDT to THB",
     "url": "https://www.kucoin.com/otc/sell/USDT-THB",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "KuCoin - VIP privileges",
     "url": "https://www.kucoin.com/vip/privilege",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "KuCoin - Affiliate program",
     "url": "https://www.kucoin.com/affiliate",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "kucoin-th",
   "name": "KuCoin Thailand (ERX Company Limited)",
   "thai_licence": "unclear. The kucoin.th footer (read 2026-09-23) names บริษัท อีอาร์เอ็กซ์ จำกัด (ERX Company Limited), 1788 Singha Complex, 27th floor, Bangkok 10310, and prints licence numbers 310180130003 and 310280090003 without naming the licence type. Neither ERX nor KuCoin appears on the SEC licensed digital-asset operator page read the same day (exchanges listed there: WAANX, Gulf Binance, TDX, Z.com EX, Upbit, Bitkub, Orbix Trade). The two sources conflict; no SEC notice explaining the difference was read.",
   "foreigner_signup": "not read; the homepage text names no nationality or document rule.",
   "thb_withdrawal": "The homepage offers THB deposit by bank transfer ('ฝากเงิน Fiat ... เติมยอดเงิน Fiat ด้วยการโอนผ่านธนาคาร'); withdrawal rules not read.",
   "thb_fee": "not read (fee page not rendered).",
   "trading_fee": "not read. The homepage ticker shows a WLD/THB pair tagged 0%.",
   "networks": "not read.",
   "p2p_thb": "unclear",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "not read",
    "url": ""
   },
   "sources": [
    {
     "title": "KuCoin Thailand homepage (footer: company, licence numbers, timestamp 2026-01-07 15:30:37 UTC+7)",
     "url": "https://www.kucoin.th/",
     "date": "footer timestamp 2026-01-07",
     "accessed": "2026-09-23"
    },
    {
     "title": "SEC Thailand - licensed digital asset business operators",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "unconfirmed"
  },
  {
   "id": "bitget",
   "name": "Bitget",
   "thai_licence": "not licensed in Thailand. SEC Investor Alert list entries: 'Bitget' (08/05/2566 = 8 May 2023) and 'แอพ Bitget Wallet' (Bitget Wallet app, 19/08/2568 = 19 Aug 2025). Not among the five platforms blocked from 28 June 2025.",
   "foreigner_signup": "not assessed",
   "thb_withdrawal": "no THB bank withdrawal seen.",
   "thb_fee": "not applicable",
   "trading_fee": "VIP 0 spot 0.1% maker / 0.1% taker; 0.08% / 0.08% with BGB 20% discount.",
   "networks": "USDT (Bitget public API, 2026-09-23): ERC20 (withdrawal fee 0.3), TRC20 (1.5), BEP20 (0.01), ArbitrumOne, SOL, Optimism, Polygon, AVAXC-Chain, TON, Aptos, Morph, Plasma.",
   "p2p_thb": "unclear (the fiatName=THB sell page showed 'There are no eligible counterparties' on 2026-09-23)",
   "affiliate": {
    "exists": true,
    "pays_in": "USDT",
    "terms": "'Start with a 40% rebate ratio, and earn up to 50%'; applicants need 100+ followers or a 500+ member community.",
    "url": "https://www.bitget.com/affiliates"
   },
   "sources": [
    {
     "title": "SEC Thailand Investor Alert - persons/websites trading digital assets that are not licensed (517 entries)",
     "url": "https://market.sec.or.th/public/idisc/th/Viewmore/invalert-head?LicenseType=03&PublicFlag=Y",
     "date": "last updated 2026-09-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "SEC News No. 134/2025: SEC issues warning about access restriction of Bybit, 1000X, CoinEx, OKX, and XT.COM platforms on 28 June 2025",
     "url": "https://www.sec.or.th/EN/Pages/News_Detail.aspx?SECID=12047",
     "date": "2025-05-29",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitget - Fee overview",
     "url": "https://www.bitget.com/fee",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitget public API - USDT coin info",
     "url": "https://api.bitget.com/api/v2/spot/public/coins?coin=USDT",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitget P2P (THB)",
     "url": "https://www.bitget.com/p2p-trade/sell/USDT?fiatName=THB",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitget - Affiliates",
     "url": "https://www.bitget.com/affiliates",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  }
 ],
 "regulatory_context": [
  {
   "fact": "SEC list of licensed digital asset business operators read on 2026-09-23. Exchanges (7): WAANX, Gulf Binance, TDX (digital tokens only), Z.com EX, Upbit, Bitkub, Orbix Trade. Brokers (14): Orbix Trade, Tokenomics (coinsconnect.com), Bitkub, MobyX, WAANX, Maxbit, Gulf Binance, InnovestX, Xspring, Z.com EX, Upbit, Kulap (Satoshi Co.), Bitazza, Coins TH. Dealers (4): MobyX, 1109X, Xspring, Coins TH. No Krungthai-linked operator appears. Kasikorn-linked: Orbix (Trade, Invest, Custodian). Satang Pro does not appear under that name.",
   "sources": [
    {
     "title": "SEC Thailand - licensed digital asset business operators (Exchange / Broker / Dealer / Fund Manager / Advisory / Custodial Wallet / ICO Portal)",
     "url": "https://market.sec.or.th/LicenseCheck/views/DABusiness?exchange",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ]
  },
  {
   "fact": "The block of Bybit, 1000X, CoinEx, OKX and XT.COM took effect on 28 June 2025, not 2024. SEC News 134/2025 (29 May 2025) says the SEC filed criminal complaints and reported the platforms to the Ministry of Digital Economy and Society (MDES), which restricts access from 28 June 2025, under the Royal Decree on Measures for the Prevention and Suppression of Technological Crimes (No. 2) B.E. 2568, in force since 13 April 2025.",
   "sources": [
    {
     "title": "SEC News No. 134/2025: SEC issues warning about access restriction of Bybit, 1000X, CoinEx, OKX, and XT.COM platforms on 28 June 2025",
     "url": "https://www.sec.or.th/EN/Pages/News_Detail.aspx?SECID=12047",
     "date": "2025-05-29",
     "accessed": "2026-09-23"
    }
   ]
  },
  {
   "fact": "On 21 March 2025 the SEC filed a criminal complaint against the provider of okx.com/th and nine named individuals it calls 'supporters', who promoted OKX through Facebook pages, YouTube channels, Discord servers and Line OpenChat.",
   "sources": [
    {
     "title": "SEC News No. 65/2025: SEC files a criminal complaint against OKX platform provider and nine supporters",
     "url": "https://www.sec.or.th/EN/Pages/News_Detail.aspx?SECID=11645",
     "date": "2025-03-21",
     "accessed": "2026-09-23"
    }
   ]
  },
  {
   "fact": "The SEC Investor Alert list of unlicensed digital-asset persons and websites had 517 entries, last updated 22 Sep 2026. It names Binance (5 Apr 2021), OKX (17 Oct 2019), Bitget (8 May 2023), the CoinEx, XT.COM and Pionex apps (17 May 2022), Weex (17 Jul 2023), MEXC (29 Apr 2026), the Bitget Wallet and Trust apps (19 Aug 2025), sites impersonating Gulf Binance (13 Jul 2026), a Facebook page using the SuperRich Exchange name (8 Jul 2026) and a Facebook page offering USDT buy/sell/exchange (31 Jul 2026).",
   "sources": [
    {
     "title": "SEC Thailand Investor Alert - persons/websites trading digital assets that are not licensed (517 entries)",
     "url": "https://market.sec.or.th/public/idisc/th/Viewmore/invalert-head?LicenseType=03&PublicFlag=Y",
     "date": "last updated 2026-09-22",
     "accessed": "2026-09-23"
    }
   ]
  },
  {
   "fact": "Later blocks reported in Thai news: Exmix, blocked from 2 May 2026 after an SEC criminal complaint, and Holdstation-UNO, with MDES access blocking from 1 October 2026. SEC primary pages for these two were not read.",
   "sources": [
    {
     "title": "MGR Online - ก.ล.ต. ฟัน Exmix-ผู้บริหาร ค้าคริปโตไร้ใบอนุญาต สั่งปิดแพลตฟอร์ม 2 พ.ค. 69",
     "url": "https://mgronline.com/stockmarket/detail/9690000032165",
     "date": "2026 (search result)",
     "accessed": "2026-09-23"
    },
    {
     "title": "InfoQuest - ก.ล.ต. ย้ำเตือนผู้ลงทุนจัดการทรัพย์สินในแพลตฟอร์ม Exmix ก่อนถูกปิดกั้น 2 พ.ค.นี้",
     "url": "https://www.infoquest.co.th/news/2026-IRFT0IQ0AV31B65H1JVANXJR2XG6IZ9X",
     "date": "2026 (search result)",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bangkok Biz News - ก.ล.ต. กล่าวโทษ Holdstation-UNO เปิดนายหน้าสินทรัพย์ดิจิทัลไม่ได้รับอนุญาต จ่อปิด 1 ต.ค. นี้",
     "url": "https://www.bangkokbiznews.com/finance/cryptocurrency/1250025",
     "date": "2026 (search result)",
     "accessed": "2026-09-23"
    }
   ]
  },
  {
   "fact": "Capital-gains tax exemption: Ministerial Regulation No. 399 (B.E. 2568) under the Revenue Code, published in the Royal Gazette vol. 142, part 56 Kor, on 5 September 2025, exempts individuals' gains from transferring cryptocurrencies and digital tokens through SEC-licensed exchanges, brokers or dealers, for income received from 1 January 2025 to 31 December 2029. Bitazza Thailand's FAQ states the exemption 'applies only to individual investors trading through licensed platforms and does not cover juristic persons or trading on foreign platforms'. A tax adviser's page states that residents and non-residents can both use it and that P2P, DEX and wallet-to-wallet sales are outside it (third-party view).",
   "sources": [
    {
     "title": "Revenue Department - new laws list (entry: กฎกระทรวง ฉบับที่ 399 (พ.ศ. 2568) ... Digital Asset Hub)",
     "url": "https://www.rd.go.th/21221.html",
     "date": "2025-09-09",
     "accessed": "2026-09-23"
    },
    {
     "title": "Revenue Department - Ministerial Regulation No. 399 PDF (Royal Gazette header 5 Sep 2568)",
     "url": "https://www.rd.go.th/fileadmin/user_upload/kormor/newlaw/mr399A.pdf",
     "date": "2025-09-05",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitazza Thailand - FAQs",
     "url": "https://bitazza.co.th/faq",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bangkok Biz News - ราชกิจจาฯ ประกาศ ยกเว้นภาษีคริปโทฯ เทรดถูกกฎหมาย ถึงสิ้นปี 72",
     "url": "https://www.bangkokbiznews.com/finance/cryptocurrency/1197891",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Expat Tax Thailand - Thailand's 5 Year Crypto Exemption Confirmed",
     "url": "https://www.expattaxthailand.com/thailand-crypto-tax-exemption-2025-2029/",
     "date": "2025-09-09, modified 2026-05-08",
     "accessed": "2026-09-23"
    }
   ]
  },
  {
   "fact": "USDT and USDC were added to the SEC's list of approved cryptocurrencies for trading pairs, effective 16 March 2025 (reported; SEC primary page not read). All Thai licensed venues checked list USDT/THB or USDT deposits.",
   "sources": [
    {
     "title": "CoinDesk - Thailand SEC Adds USDC, USDT Stablecoins to Approved Cryptocurrencies",
     "url": "https://www.coindesk.com/policy/2025/03/10/thailand-regulator-adds-usdc-usdt-stablecoins-to-approved-cryptocurrencies",
     "date": "2025-03-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "Tilleke & Gibbins - Thailand to Add USDT and USDC to Approved Cryptocurrencies List",
     "url": "https://www.tilleke.com/insights/thailand-to-add-usdt-and-usdc-to-approved-cryptocurrencies-list/94/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ]
  },
  {
   "fact": "Proposed stablecoin controls (September 2026, not yet in force): the SEC Board approved principles on 3 Sep 2026 and opened a public hearing to 25 Sep 2026. Reported terms: stablecoins deposited to or withdrawn from a licensed operator must come from or go to an account or wallet verified as the customer's own (no third-party wallets); inbound and outbound stablecoin transfers capped at 5 million THB per person per operator per day; a travel rule; peer-to-peer transfers that never touch a licensed platform sit outside the draft. The SEC's English news list shows the headlines 'SEC Board approves principles for enhancing the supervision of stablecoin transactions conducted through digital asset business operators' and 'SEC seeks public comments on proposed principles for supervising stablecoin transactions to mitigate financial fraud risks'; their full text was not read.",
   "sources": [
    {
     "title": "SEC News page showing related-news headlines",
     "url": "https://www.sec.or.th/EN/Pages/News_Detail.aspx?SECID=12047",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "The Crypto Times - Thailand SEC Proposes 5 Million Baht Daily Cap on Stablecoin Transfers Under Same-Owner Rule",
     "url": "https://www.cryptotimes.io/2026/09/13/thailand-sec-proposes-5-million-baht-daily-cap-on-stablecoin-transfers-under-same-owner-rule/",
     "date": "2026-09-13",
     "accessed": "2026-09-23"
    },
    {
     "title": "Siam Blockchain - ก.ล.ต. เล็งคุมเข้ม Stable Coin จำกัดโอน 5 ล้านบาทต่อวัน ห้ามโอนเข้าออกบัญชีผู้อื่น",
     "url": "https://siamblockchain.com/2026/09/03/the-sec-plans-to-tighten-regulations-on-stablecoins-limiting-transfers-to-5-million-baht-per-day-and-prohibiting-transfers-to-or-from-accounts-belonging-to-other-individuals/",
     "date": "2026-09-03",
     "accessed": "2026-09-23"
    },
    {
     "title": "ThaiSEC_News on X - ก.ล.ต. เปิดรับฟังความคิดเห็น หลักการการกำกับดูแลการทำธุรกรรม Stablecoin",
     "url": "https://x.com/ThaiSEC_News/status/2099750864999362933",
     "date": "2026-09 (search result)",
     "accessed": "2026-09-23"
    }
   ]
  },
  {
   "fact": "Referral programmes at licensed Thai venues: Bitkub suspended its referral programme from 24 April 2025, citing SEC Guideline NorPor. 2/2568 on customer referrals for digital token services, advertising and promotions; Binance TH paused its programme (which paid THB) from 11 June 2026.",
   "sources": [
    {
     "title": "Bitkub Support - Revision of Referral Program Following the SEC Regulations",
     "url": "https://support.bitkub.com/en/support/solutions/articles/151000212043",
     "date": "2025-04-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance TH - Referral Program terms and pause notice",
     "url": "https://www.binance.th/en/announcement/latest-release/3d9a237d069644a0a1c2ee50d655f7d8",
     "date": "2025-06-25",
     "accessed": "2026-09-23"
    }
   ]
  },
  {
   "fact": "Mule-account measures from 31 March 2025: Upbit Thailand applies a 200,000 THB daily withdrawal limit (100,000 THB fiat plus 100,000 THB digital assets) to customers verified on or after that date, 'to comply with regulated laws and regulatory guidelines'. Bitkub's support site lists an article titled 'Terms of Service Under Mule Account Management Measures For New Customers Registering From 31 March 2025 Onwards' (text not read).",
   "sources": [
    {
     "title": "Upbit Thailand - Deposit & Withdrawal Guide",
     "url": "https://th.upbit.com/service_center/guide?status=deposit_withdraw",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Upbit Thailand - FAQ",
     "url": "https://th.upbit.com/service_center/faq",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ]
  },
  {
   "fact": "Every licensed Thai venue whose THB rules were read (Bitkub, Binance TH, Upbit, Orbix, Bitazza, 1109X) requires deposits from, and/or withdrawals to, a bank account in the customer's own name; Orbix's terms also require a bank account opened in Thailand and a Thai phone number. None of the pages read offers a THB payout to a third party or to a foreign bank.",
   "sources": [
    {
     "title": "Bitkub Exchange Fees",
     "url": "https://www.bitkub.com/en/fee",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Binance TH - How to Withdraw THB",
     "url": "https://www.binance.th/en/faq/fiat-deposit-%7C-withdrawal/d472fbc7d9684a7986c9d4e6eed6ef8c",
     "date": "2023-08-25",
     "accessed": "2026-09-23"
    },
    {
     "title": "Upbit Thailand - FAQ",
     "url": "https://th.upbit.com/service_center/faq",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Orbix - Terms & Conditions",
     "url": "https://www.orbixtrade.com/en/legal/terms",
     "date": "2026-04-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitazza Thailand - FAQs",
     "url": "https://bitazza.co.th/faq",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "1109x - Required Documents",
     "url": "https://www.1109x.com/en/required-documents/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ]
  }
 ],
 "other_rails": [
  {
   "id": "wise-thailand-resident-account",
   "name": "Wise account for people living in Thailand",
   "what": "Wise holds five Thai licences announced 17 March 2026 (Electronic Money Service, Electronic Fund Transfer Service, Authorised Money Transfer Agent, Authorised Electronic Money Business Operator (FX e-money), Foreign Business Licence). Wise's help page 'Upcoming Changes to your Wise Account in Thailand' describes the rollout for personal accounts with a Thai registered address: new features roll out to existing customers March-October 2026; customers who signed up after 21 January 2026 get the changes from August 2026, earlier customers from October 2026. Features listed: send THB overseas, fund the account from a Thai bank account, scan to pay with PromptPay QR / Thai QR, receive via PromptPay e-wallet ID or PromptPay QR (maximum 10,000 THB per transaction), hold and convert 40+ currencies, foreign-currency account details (e.g. US routing number, UK IBAN). Transfers to non-THB currencies involve two conversions (to THB first, then to the destination currency). Conflict: Wise's separate help page 'Where do I need to live to hold money with Wise?' still reads 'we've temporarily stopped issuing currencies and account details for customers in Thailand'.",
   "cost": "Limits on the help page: 800,000 THB per day outward remittance; 30,000 THB per day for multi-currency account payments (increases with usage); 750,000 THB per day conversion from THB to other currencies; PromptPay receive capped at 10,000 THB per transaction. The March 2026 announcement says Wise uses the mid-market rate; no Thailand fee table was read.",
   "for_foreigners": "The announcement names 'Thai citizens, businesses and foreign residents'. The help page applies to customers whose registered address is in Thailand and states: 'Non-immigrant visas such as Destination Thailand Visa (DTV) and Education Visas (ED) will be accepted for verification purposes.' A physical Wise card can be delivered to a Thai address, plus up to 3 digital cards; the Thai-address card cannot withdraw cash at ATMs in Thailand ('You will still be able to withdraw cash from ATMs abroad'). Existing cards of Thai-address customers are cancelled by September 2026 with a free replacement. Business accounts are excluded from these changes.",
   "sources": [
    {
     "title": "Upcoming Changes to your Wise Account in Thailand | Wise Help Centre",
     "url": "https://wise.com/help/articles/3hVTV4OmZimsLpW0Z8LB6l/upcoming-changes-to-your-wise-account-in-thailand",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Wise becomes first non-bank to be granted five licences in Thailand, accelerating its global expansion and growth | Wise Newsroom",
     "url": "https://newsroom.wise.com/en-UKI/263427-wise-becomes-first-non-bank-to-be-granted-five-licences-in-thailand-accelerating-its-global-expansion-and-growth/",
     "date": "2026-03-17",
     "accessed": "2026-09-23"
    },
    {
     "title": "Where do I need to live to hold money with Wise? | Wise Help Centre",
     "url": "https://wise.com/help/articles/2813542/where-do-i-need-to-live-to-hold-money-with-wise",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "wise-send-to-thailand",
   "name": "Wise transfers into Thailand (THB payouts)",
   "what": "Wise pays THB to Thai bank accounts. Its THB guide lists 10 supported banks: Bangkok Bank, BAAC, Krungsri, CIMB Thai, Citibank, Government Savings Bank, Kasikorn, Kiatnakin Phatra, Krung Thai, SCB. From 6 May 2025 it lists 18 banks as no longer supported 'due to payment system upgrades in Thailand', including TMBThanachart (011), UOB (024), HSBC (031), Government Housing Bank (033), TISCO (067), Land and Houses (073). Conflict inside the page: Citibank appears in both lists. Instant delivery to Kasikorn, Krung Thai, SCB, CIMB Thai, Krungsri, Kiatnakin Phatra; up to 24 hours or more to Bangkok Bank. The 2025-2026 guide does not mention PromptPay payouts; a Wise Singapore blog post dated 8 April 2020 said transfers up to 50,000 baht were paid via PromptPay between 1am and 7pm Thai time.",
   "cost": "Per-transaction caps: 2,000,000 THB to Bangkok Bank and Kasikorn; 1,499,999 THB to SCB; 500,000 THB to other supported banks; minimum 1 THB. Wise's US page shows fixed fees for a 350 USD example: 4.76 USD by direct debit, 10.25 USD by bank transfer, 16.38 USD by debit card, 22.22 USD by credit card.",
   "for_foreigners": "Recipient details required: full name, address, bank name, email address, a 5-16 digit bank account number, and transfer purpose. The recipient needs a Thai bank account at a supported bank; no Wise account is needed to receive.",
   "sources": [
    {
     "title": "Guide to THB transfers | Wise Help Centre",
     "url": "https://wise.com/help/articles/2932335/guide-to-thb-transfers",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Send Money to Thailand | Money Transfer to Thailand - Wise",
     "url": "https://wise.com/us/send-money/send-money-to-thailand",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "New! Instant transfers to Thailand, Pakistan and Sri Lanka are live - Wise",
     "url": "https://wise.com/sg/blog/instant-transfers-to-thb-pkr-lkr",
     "date": "2020-04-08",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "wise-foreign-card-thai-atm",
   "name": "Foreign-issued Wise card at Thai ATMs",
   "what": "A Wise card issued outside Thailand carries Wise's own ATM allowance and fees set by the card's issuing country; the Thai ATM owner's fee (see thai-atm-fee-foreign-cards) is charged on top. Wise pages state 'ATM operators may charge their own fees'. The pricing pages read do not name Thailand. Wise's help article says fees depend on where the card was issued, usually the registered address.",
   "cost": "US-issued card: no Wise ATM fee up to 250 USD combined per calendar month; after that 1.95 USD + 1.95% per withdrawal. UK-issued card: up to and including 250 GBP per month free; 2.69% on the amount above 250 GBP per month. A search-result snippet from Wise says the free-withdrawal structure changed from 1 May 2026, with timing by country (not read on a page).",
   "for_foreigners": "Applies to cards issued in Wise-supported countries of residence. A Wise card issued to a Thai address cannot withdraw cash at ATMs in Thailand (see wise-thailand-resident-account).",
   "sources": [
    {
     "title": "Wise Card Fees (US)",
     "url": "https://wise.com/us/pricing/card-fees",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Wise card fees (UK)",
     "url": "https://wise.com/gb/pricing/card-fees",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "How much does it cost to withdraw cash with my Wise card? | Wise Help Centre",
     "url": "https://wise.com/help/articles/2935769/how-much-does-it-cost-to-withdraw-cash-with-my-wise-card",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "revolut",
   "name": "Revolut",
   "what": "Revolut does not list Thailand as a country of residence for sign-up, per a Revolut developer reply on its Thai App Store listing ('Unfortunately, Thailand is currently not a supported country') and 2026 third-party guides. Revolut's own help and Thailand pages returned HTTP 403 or a security-check page to the fetch, so the current country list was not read. Cards issued in supported countries work in Thailand for card payments and ATM withdrawals per third-party guides; the Thai ATM owner's fee applies.",
   "cost": "Unclear from Revolut's own pages (blocked). Third-party snippets: Thai ATM fee of 250 baht per withdrawal charged by the ATM, not Revolut; Revolut plan-dependent withdrawal allowance and a 2% fee after the monthly limit (snippet, not verified).",
   "for_foreigners": "Only for people resident in a Revolut-supported country; a Thailand address is not accepted per the App Store reply. The App Store reply is dated 02/11/2022 (day/month order not stated).",
   "sources": [
    {
     "title": "Revolut — Mobile Finance App - App Store (Thailand)",
     "url": "https://apps.apple.com/th/app/revolut-mobile-finance/id932493382",
     "date": "developer reply dated 02/11/2022",
     "accessed": "2026-09-23"
    },
    {
     "title": "Where you can sign up for Revolut | Revolut United States (fetch blocked, HTTP 403)",
     "url": "https://help.revolut.com/en-US/help/profile-and-plan/profile-plan/verifying-identity/what-countries-are-supported/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Revolut for Expats in Thailand: What to Know in 2026 - Thrive in Thailand (search-result snippet only)",
     "url": "https://thriveinthailand.com/revolut-review-for-expats-in-thailand/",
     "date": "2026 (per title)",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "reported"
  },
  {
   "id": "western-union",
   "name": "Western Union (into and out of Thailand)",
   "what": "Receiving in Thailand: cash pickup at agent locations with the sender details, the MTCN and a valid government-issued photo ID; or direct deposit to a Thai bank account (receiver name must match). Western Union's Thailand page says 'More than 6,100 agent locations in Thailand'; its US send page says 'more than 5,100 agent locations' (conflict). Bank deposit 'typically takes up to two banking days'. The US page also offers payout to a Visa debit card number. Sending from Thailand: online, app or in person; profile verified with a government-issued ID; payment by debit or credit card or bank transfer (direct debit).",
   "cost": "Fees and exchange rates are not printed on the pages read (the US page renders fee and rate fields as template placeholders). The US page advertises '$0 fees on your first transfer' (FX margin still applies; excludes credit cards). Western Union earns on the exchange rate as well as the fee.",
   "for_foreigners": "Cash pickup needs a government-issued photo ID; the pages do not say whether a passport is accepted, though a passport is a government-issued photo ID. No Thai bank account is needed for cash pickup. Thailand support line on the page: +66 20 79 1171.",
   "sources": [
    {
     "title": "Receive Money in Thailand | Western Union TH",
     "url": "https://www.westernunion.com/th/en/receive-money.html",
     "date": "undated (copyright 2024)",
     "accessed": "2026-09-23"
    },
    {
     "title": "Send Money to Thailand from the US - Western Union",
     "url": "https://www.westernunion.com/us/en/send-money-to-thailand.html",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Send & Transfer Money Overseas – Western Union Thailand",
     "url": "https://www.westernunion.com/th/en/send-money.html",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "deemoney",
   "name": "DeeMoney (Sawasdeeshop Co., Ltd)",
   "what": "Thai non-bank remittance company, operating under Bank of Thailand licence number MT125590013 (site footer). Its About page says it received the Non-Bank International Money Remittance Service Licence, E-Payment Service Licence and Authorised Money Changer Licence from the Bank of Thailand in 2017. Outbound: transfers from Thailand to 80+ countries through 70+ partners; funded by bank debit, wire transfer, or debit/credit card (Visa, Mastercard, Maestro); '91% of Transactions complete within a day'. Four Bangkok branches (Asoke; Sukhumvit Soi 8, 11, 13); the Soi 8, 11 and 13 branches list money exchange daily 08:00-midnight. Inbound: a 2019 launch with Wing (Cambodia) allowed up to 1,000 USD per transaction paid in cash at DeeMoney branches or to Thai bank accounts; no current inbound corridor list was found on DeeMoney's site.",
   "cost": "The site's calculator shows 'Fees Today 0 THB' with a promotion; no standard fee table on the pages read. DeeMoney's own blog pages (now HTTP 404) were quoted in search snippets as 150 THB plus 7% VAT per transfer in 2025, 125-150 THB 'starting from', up to 200,000 THB per transaction and 800,000 THB per month (snippets only).",
   "for_foreigners": "Registration FAQ on deemoney.com (paraphrased): sign-up needs basic identification documents such as a passport or work permit, verified electronically to meet Thai regulatory requirements. No visa type is named on the pages read. A search snippet from a DeeMoney blog said a valid passport and proof of address suffice for short-stay visitors (page no longer loads).",
   "sources": [
    {
     "title": "Personal Money Transfer From Thailand | DeeMoney",
     "url": "https://www.deemoney.com/personal",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "About Us DeeMoney",
     "url": "https://www.deemoney.com/about-us",
     "date": "copyright 2026",
     "accessed": "2026-09-23"
    },
    {
     "title": "DeeMoney international Money Transfer (home)",
     "url": "https://deemoney.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "The Ultimate Guide to DeeMoney Thailand (2026) (search-result snippet; page returned HTTP 404)",
     "url": "https://www.deemoney.com/blog/The-Ultimate-Guide-to-DeeMoney-Thailand-2026",
     "date": "2026 (per title)",
     "accessed": "2026-09-23"
    },
    {
     "title": "DeeMoney launches Inbound money transfer service in Thailand with Cambodian transfer & payment service - Nation Thailand",
     "url": "https://www.nationthailand.com/international/30369286",
     "date": "2019-05-13",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "thai-atm-fee-foreign-cards",
   "name": "Thai bank ATM fee on foreign-issued cards",
   "what": "Thai banks charge a flat fee per cash withdrawal with a card issued abroad, on top of any fee from the card issuer. Bank fee schedules read today show 250 THB for Visa, UnionPay and JCB, and 350 THB for Mastercard. Krungsri: Mastercard 350 THB, Visa 250 THB, UnionPay 250 THB, JCB 250 THB, foreign-issued AMEX 50 THB (schedule effective 11 March 2026; this item amended by notice ANN_RPM_8/2569 dated 9 February 2026). SCB: Visa 250 THB, Mastercard 350 THB, UPI 250 THB, JCB 250 THB, APN 50 THB, foreign-issued AMEX 50 THB (schedule effective 1 September 2026). Kasikorn: Visa 250 THB, China UnionPay 250 THB, Mastercard 350 THB (notice อ 024/2569 dated 14 September 2026, effective 22 September 2026). TTB: Visa 250 THB (effective 1 July 2025), Mastercard 350 THB (effective 3 March 2026), China UnionPay 250 THB (effective 1 July 2025) (schedule effective 10 September 2026). Bangkok Bank, Krungthai, UOB: not read on the bank's own page (Bangkok Bank timed out; Krungthai returned a bot-protection page); thailand-atm-calculator.com (updated August 2026) lists each at 250 THB Visa / 350 THB Mastercard. GSB and CIMB Thai: not found on their fee pages today; unclear. Conflict: several 2026 third-party guides (Superagent 22 Apr 2026, ThailandKnowledge June 2026, Chiang Rai Times 5 Sep 2026) still state 220 THB at all major banks; the banks' own schedules show 250/350. The TTB effective dates place the Visa rise to 250 THB at 1 July 2025 and the Mastercard 350 THB at 3 March 2026 for that bank. A Thaiger report on Bank of Thailand notice 23/2569 (bank fee caps phased in 1 July to 1 October 2026) lists no item on foreign-card ATM fees.",
   "cost": "250 THB (Visa, UnionPay, JCB) or 350 THB (Mastercard) per withdrawal at Krungsri, SCB, Kasikorn and TTB per their schedules. Cash withdrawal over the counter with a foreign Visa/Mastercard on a bank EDC terminal: SCB 180 THB per transaction; Krungsri 200 THB per transaction (Visa, at branches and exchange offices).",
   "for_foreigners": "Applies to any card issued abroad. The card issuer's own ATM and currency-conversion fees are separate. The fee is charged per withdrawal regardless of amount.",
   "sources": [
    {
     "title": "ประกาศธนาคารกรุงศรีอยุธยา เรื่อง อัตราค่าบริการต่าง ๆ ... ค่าบริการอื่นๆ 6. ค่าธรรมเนียมบริการธนาคารอิเล็กทรอนิกส์ (Krungsri fee schedule, PDF)",
     "url": "https://www.krungsri.com/getmedia/081aac13-5648-4da3-898e-9085f2a7ec0d/fee-withdrawal-via-atm-for-international-card-11032026-th",
     "date": "effective 2026-03-11",
     "accessed": "2026-09-23"
    },
    {
     "title": "ธนาคารไทยพาณิชย์ ตารางที่ 3 ค่าบริการอื่นๆ – กลุ่มบริการบัตรเอทีเอ็ม (SCB card and electronics fees, PDF)",
     "url": "https://www.scb.co.th/content/dam/scb/personal-banking/rates-fees/others/card-and-electronics-fees/card-and-electronics-fees.pdf",
     "date": "effective 2026-09-01",
     "accessed": "2026-09-23"
    },
    {
     "title": "ที่ อ 024/2569 ประกาศ ตารางที่ 3 อัตราค่าบริการต่าง ๆ (Kasikornbank servicing fees, PDF)",
     "url": "https://www.kasikornbank.com/th/rate/fee/chargesdoc/servicingfees_th.pdf",
     "date": "announced 2026-09-14, effective 2026-09-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "ธนาคารทหารไทยธนชาต ตารางที่ 3 ก. ค่าบริการที่เกี่ยวข้องกับการบริหารจัดการบัญชีเงินฝาก (TTB deposit fees, PDF)",
     "url": "https://media.ttbbank.com/ttb-content/rate-fee/deposit_fees/878/1/878-th.pdf",
     "date": "effective 2026-09-10",
     "accessed": "2026-09-23"
    },
    {
     "title": "Thailand ATM Fees (2026): 250–350 THB Flat Fee + Hidden Conversion Charges | Thailand ATM Calculator",
     "url": "https://www.thailand-atm-calculator.com/blog/thailand-atm-fees",
     "date": "updated August 2026",
     "accessed": "2026-09-23"
    },
    {
     "title": "Thai ATM Fees for Foreign Cards: Cut the 220-Baht Cost | Chiang Rai Times",
     "url": "https://www.chiangraitimes.com/thailand-news/thailand-atm-fees/",
     "date": "2026-09-05",
     "accessed": "2026-09-23"
    },
    {
     "title": "ธปท.ปรับค่าธรรมเนียมธนาคาร 2569 ครบ 19 รายการ มีผลตั้งแต่ ก.ค. ถึง ต.ค. | Thaiger",
     "url": "https://thethaiger.com/th/news/1591874/",
     "date": "2026-07-28",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "aeon-atm-foreign-cards",
   "name": "AEON ATMs, foreign-card fee",
   "what": "Third-party guides state AEON ATMs charge foreign cards less than the banks. AEON Thana Sinsap's own fee pages (aeon.co.th fees, credit-card fees, general FAQ) show no line for withdrawals with cards issued abroad. Conflict: thailand-atm-calculator.com (August 2026) says it cannot verify a current AEON network or its availability to foreign cards.",
   "cost": "150 THB per withdrawal per ThailandKnowledge (last verified June 2026) and Chiang Rai Times (5 September 2026); not confirmed by AEON.",
   "for_foreigners": "Unclear which AEON machines accept foreign cards today.",
   "sources": [
    {
     "title": "Thailand ATM Fees 2026 — Every Bank Compared + How to Avoid Them | ThailandKnowledge",
     "url": "https://thailandknowledge.com/living-in-thailand/atm-fees-by-bank",
     "date": "last verified June 2026",
     "accessed": "2026-09-23"
    },
    {
     "title": "Thai ATM Fees for Foreign Cards: Cut the 220-Baht Cost | Chiang Rai Times",
     "url": "https://www.chiangraitimes.com/thailand-news/thailand-atm-fees/",
     "date": "2026-09-05",
     "accessed": "2026-09-23"
    },
    {
     "title": "ค่าธรรมเนียม | AEON Thana Sinsap (Thailand)",
     "url": "https://www.aeon.co.th/aeon/fees-payment/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "reported"
  },
  {
   "id": "touristdigipay",
   "name": "TouristDigiPay (Thai SEC regulatory sandbox)",
   "what": "A sandbox run under the Thai SEC with the Ministry of Finance, the Anti-Money Laundering Office and the Ministry of Tourism and Sports, announced 18 August 2025. A foreign visitor opens two accounts once in Thailand: one with an SEC-licensed digital asset exchange, broker or dealer, and one e-money wallet with a Bank of Thailand-licensed e-money operator. Crypto is converted to THB in the wallet and spent at merchants by QR; crypto is not paid to merchants and cash withdrawal is not permitted. Reported timeline: rules effective 24 September 2025; operator applications 25 September to 26 December 2025; go-live expected Q4 2025; sandbox period up to 18 months. Unused THB can be converted back to digital assets through the same operator and sent to the original wallet (Thairath, 18 August 2025). The scheme extends the earlier Phuket Sandbox (Thairath). Participants: Bitkub Exchange announced it joined, planning account opening for foreign visitors and e-money partners at airports (Bangkok Biz News press release, 20 August 2025); a January 2026 guide names SCBX's Rubie Wallet; no official participant list was read. Status as of September 2026: reported as a live pilot running into early 2027; the SEC's site returned HTTP 403 to the fetch, so current status and participant list are not confirmed.",
   "cost": "Limits reported: 50,000 THB per person per month for payments to small vendors (no know-your-merchant check); up to 500,000 THB per person per month at merchants that completed know-your-merchant. Operators must notify the SEC if a single conversion exceeds 450,000 THB (AIM Bangkok). One guide (Sabaifly) also states 100,000 THB per transaction; single source. Conversion fees not found.",
   "for_foreigners": "For foreign visitors staying in Thailand temporarily (AIM Bangkok's wording, paraphrased). No source read names visa types or states how long-stay foreign residents are treated; unclear whether DTV, retirement or work-visa holders qualify. KYC and customer due diligence required; for monthly amounts above 50,000 THB per person, operators check the source of the digital assets with blockchain forensic tools.",
   "sources": [
    {
     "title": "Thailand Launches Initiative Supporting Digital Asset Use in Tourism | Australian-Thai Chamber of Commerce",
     "url": "https://www.austchamthailand.com/resources/news/thailand-launches-initiative-supporting-digital-asset-use-tourism",
     "date": "2025-08-25",
     "accessed": "2026-09-23"
    },
    {
     "title": "Thailand Launches “TouristDigiPay” Sandbox, Operator Applications Open | AIM Bangkok",
     "url": "https://aimbangkok.com/thailand-launches-touristdigipay-crypto-sandbox/",
     "date": "2026-07-14 (with 2025-09-25 update)",
     "accessed": "2026-09-23"
    },
    {
     "title": "Thailand to Allow Crypto to Thai Baht QR Payments Through ‘TouristDigiPay’ - Silk Legal",
     "url": "https://silklegal.com/thailand-to-allow-crypto-to-thai-baht-qr-payments-through-touristdigipay/",
     "date": "undated (refers to 2025-08-18 announcement)",
     "accessed": "2026-09-23"
    },
    {
     "title": "Cashless in Thailand: payment options guide (2026 Guide) | Sabaifly",
     "url": "https://www.sabaifly.com/en/blog/cashless-thailand-tourist-payment-guide",
     "date": "2026-01-02",
     "accessed": "2026-09-23"
    },
    {
     "title": "สรุป 9 เรื่องต้องรู้ TouristDigiPay ... | ไทยรัฐออนไลน์ (Thairath)",
     "url": "https://www.thairath.co.th/money/investment/digital_assets/2877352",
     "date": "2025-08-18",
     "accessed": "2026-09-23"
    },
    {
     "title": "Bitkub Exchange ร่วม TouristDigiPay ส่งเสริมเศรษฐกิจดิจิทัลไทย | กรุงเทพธุรกิจ (Bangkok Biz News, press release)",
     "url": "https://www.bangkokbiznews.com/news/prnews/1195137",
     "date": "2025-08-20",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "reported"
  },
  {
   "id": "alipay-wechat-alipayplus",
   "name": "Alipay, WeChat Pay and Alipay+ at Thai QR codes",
   "what": "The Bank of Thailand's cross-border payment page (dated May 2026) lists China: visitors from China use UnionPay, Alipay and WeChat Pay to scan Thai QR codes; it also lists QR links with Cambodia (KHQR), Japan, Malaysia (DuitNow), Vietnam (VietQR), Singapore (NETS, PayNow), Indonesia (QRIS), Hong Kong (FPS), Lao PDR (LAO QR) and Korea (Paybooc). Alipay+ lists Thai partner wallets TrueMoney, LINE Pay (Thailand), K PLUS and SCB Planet Plus, and lists Wise as a partner. A Wise Thailand guide (updated 2 June 2026) says the standard Alipay app can scan supported PromptPay QR codes at merchants showing the Alipay or Alipay+ logo, free for consumers; another Wise guide says Wise customers in Europe, Malaysia, Singapore and the UK can pay Alipay+ merchants from the Wise app. A 2 January 2026 guide says Alipay and WeChat Pay work at business QR codes only, not personal PromptPay QR codes at street stalls or taxis.",
   "cost": "Wise guide: scanning PromptPay QR with Alipay is 'free for consumers'. Alipay's own fee for foreign-card top-up or payment was not read (alipay.com renders by script); unclear. WeChat Pay fees: not found.",
   "for_foreigners": "Alipay registration takes a linked debit or credit card (Wise guide). Alipay Tour Pass: no current page found; status unclear. Whether a foreign-card WeChat Pay account can pay Thai QR codes: not confirmed.",
   "sources": [
    {
     "title": "Cross-border Payment | Bank of Thailand",
     "url": "https://www.bot.or.th/en/financial-innovation/digital-finance/digital-payment/cross-border-payment.html",
     "date": "May 2026",
     "accessed": "2026-09-23"
    },
    {
     "title": "Alipay+ mobile payment provider list",
     "url": "https://www.alipayplus.com/mobile-payment-provider-list/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "How to Scan PromptPay QR Codes in Thailand Using Alipay (2026 Guide) | Wise",
     "url": "https://wise.com/en-th/blog/alipay-promptpay-thailand",
     "date": "2026-06-02",
     "accessed": "2026-09-23"
    },
    {
     "title": "Alipay and TrueMoney QR payments guide | Wise",
     "url": "https://wise.com/en-th/blog/alipay-truemoney-guide",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Cashless in Thailand: payment options guide (2026 Guide) | Sabaifly",
     "url": "https://www.sabaifly.com/en/blog/cashless-thailand-tourist-payment-guide",
     "date": "2026-01-02",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "truemoney-wallet",
   "name": "TrueMoney Wallet for foreigners",
   "what": "Thai e-wallet (Alipay+ partner) that pays merchant QR codes and shows a barcode for merchants to scan. Per a Wise guide (4 June 2026): foreigners register with a passport or pink Thai ID card plus visa information, with approval in one to three business days; the wallet holds a maximum of 30,000 THB. A 2 January 2026 guide describes two tiers for foreigners: passport only, 30,000 THB; passport plus Thai driving licence or work permit, 50,000 THB with full PromptPay QR access; it reports limits on personal QR scanning for short-stay visa holders. TrueMoney's own site returned HTTP 403 to the fetch, so none of this was read on TrueMoney's pages. No TrueMoney product aimed at foreign visitors was found.",
   "cost": "Per the Wise guide: top-ups free in most cases except at TrueMoney kiosks; 7-Eleven top-ups 10-3,000 THB per transaction; linked bank account top-ups capped at 50,000 THB per day; bank transfers out 20 THB; overseas transfers 99 or 199 THB flat plus any exchange-rate margin. A second Wise guide states a 3.5% foreign transaction fee.",
   "for_foreigners": "Top-up methods listed: 7-Eleven, FamilyMart, ATMs, internet banking, cash kiosks. The Wise guide says holders of work or student visas get fuller access than short-stay visitors. A Wise e-wallet guide says the e-wallets it covers need a Thai bank account or card and a Thai phone number, and that ShopeePay closed foreign user accounts in 2025.",
   "sources": [
    {
     "title": "TrueMoney Wallet guide | Wise",
     "url": "https://wise.com/en-th/blog/truemoney-wallet-guide",
     "date": "2026-06-04",
     "accessed": "2026-09-23"
    },
    {
     "title": "E-wallets in Thailand for foreigners | Wise",
     "url": "https://wise.com/en-th/blog/e-wallet-thailand-foreigners",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Cashless in Thailand: payment options guide (2026 Guide) | Sabaifly",
     "url": "https://www.sabaifly.com/en/blog/cashless-thailand-tourist-payment-guide",
     "date": "2026-01-02",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "reported"
  },
  {
   "id": "tagthai-easy-pay",
   "name": "TAGTHAi Easy Pay / PAY&TOUR (with Kasikornbank)",
   "what": "A prepaid e-wallet for foreign visitors in the TAGTHAi app. The visitor applies at a Kasikornbank foreign-exchange booth with a passport, exchanges currency to load it, and receives a 6-digit PIN to link the wallet in the TAGTHAi app. It pays by scanning PromptPay QR codes nationwide; payments cannot exceed the available balance. Cash comes out cardless at Kasikornbank ATMs. Wise's February 2026 guide describes the same PAY&TOUR prepaid card as the route for short-stay visitors into PromptPay.",
   "cost": "TAGTHAi page: no application or card fees; cash withdrawal at any Kasikornbank ATM with no fees. Exchange rate at the booth not stated. A January 2026 guide reports up to 10,000 THB per day free at KBank ATMs (not on TAGTHAi's page).",
   "for_foreigners": "Passport holders; loading is by currency exchange at KBank booths, not by foreign card on the page read. No monthly limit is stated on the page. No crypto or TouristDigiPay link is mentioned.",
   "sources": [
    {
     "title": "TAGTHAi Easy Pay",
     "url": "https://www.tagthai.com/easy-pay",
     "date": "undated (copyright 2020-2026)",
     "accessed": "2026-09-23"
    },
    {
     "title": "Guide to PromptPay Thailand for foreigners | Wise",
     "url": "https://wise.com/en-th/blog/promptpay-for-foreigners",
     "date": "2026-02-22",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "promptpay",
   "name": "PromptPay",
   "what": "Thailand's real-time transfer and QR payment system, operated by National ITMX under Bank of Thailand oversight. The Bank of Thailand page lists registration identifiers as 'citizen ID, mobile phone number (or recipient's other identification number) and bank account number', registered by linking an existing bank account through mobile banking, internet banking, ATM or branch. E-wallets and e-money accounts also connect to PromptPay (e.g. Wise Thailand's PromptPay e-wallet ID, TAGTHAi's PromptPay QR payments).",
   "cost": "Bank of Thailand fee ceilings: free up to 5,000 THB; under 2 THB for 5,000-30,000 THB; under 5 THB for 30,000-100,000 THB; under 10 THB above 100,000 THB; 'Since 2018, most banks have waived fees for digital payment transactions such as mobile payment.'",
   "for_foreigners": "Needs a Thai bank account or a Thai e-money wallet linked to PromptPay. A foreigner with a Thai bank account can link a Thai mobile number (Wise guide, February 2026). Whether a passport number can be registered as a PromptPay ID: not stated on the Bank of Thailand page or the Wise guide; unclear. Short-stay visitors reach PromptPay QR through TAGTHAi/PAY&TOUR, Alipay+ wallets or partner-country apps (see those items).",
   "sources": [
    {
     "title": "PromptPay | Bank of Thailand",
     "url": "https://www.bot.or.th/en/financial-innovation/digital-finance/digital-payment/promptpay.html",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Guide to PromptPay Thailand for foreigners | Wise",
     "url": "https://wise.com/en-th/blog/promptpay-for-foreigners",
     "date": "2026-02-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "PromptPay - Wikipedia",
     "url": "https://en.wikipedia.org/wiki/PromptPay",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  }
 ],
 "wallets": [
  {
   "id": "ledger",
   "name": "Ledger (Nano S Plus, Nano X, Nano Gen5, Flex, Stax)",
   "kind": "hardware",
   "price_usd": "Shop page data (USD): Nano S Plus 59.0; Nano X 99.0; Nano Gen5 179.0; Flex 249.0; Stax 399.0. A browser in Thailand sees the shop in THB: Nano S Plus THB 2,060; Nano X THB 4,200 (labelled 'New price'); Nano Gen5 THB 7,540; Flex THB 10,480; Stax THB 16,800. The USD figures come from the shop's embedded product data, not a USD storefront view. Conflict: third-party reviews (Coin Bureau, Finder, via search snippets) still quote Nano X at US$149 and Nano S Plus at US$79.",
   "chains": "Nano S Plus page: '15,000+ coins and tokens' and '500+ crypto supported via the Ledger Wallet app'. Nano Gen5 page: '15,000+ crypto' and '100+ chains'.",
   "ships_to_thailand": "Yes. Thailand is not on Ledger's list of countries it cannot ship to (support article last updated 05/20/2026; the list includes Myanmar, Nepal, Pakistan, Philippines). Shop prices display in THB to a Thailand visitor. Duties: 'Customs duty varies from country to country' (support article last updated 05/14/2026); no Thailand-specific shipping cost published on the pages read.",
   "affiliate": {
    "exists": true,
    "pays_in": "BTC only. The FAQ says Ledger Affiliate 'doesn't offer payments in fiat currencies' and points to a separate Impact programme that pays in US dollars.",
    "terms": "Starts at 10% commission on every sale (net sale amount excluding VAT and shipping), 'more rewards as our partnership grows'. Minimum withdrawal 50 euros. Payments 'usually sent every Monday at noon (CET)' on request. KYC (ID and proof of residence) required to validate the account. Commissions revert within 30 days if the order is cancelled. Cookie length: not stated in the FAQ; a third-party directory (AffSonar, search snippet) also reports it as unpublished. Excluded: coupon/cashback sites, sub-affiliate networks, joining both the affiliate and referral or reseller programmes. Separate Refer-a-Friend programme: $10 in Bitcoin to the referee, capped at $1000 in Bitcoin per year. Own platform (affiliate.ledger.com); its terms page returned a Cloudflare challenge and was not read.",
    "url": "https://affiliate.ledger.com/"
   },
   "sources": [
    {
     "title": "Ledger Affiliate FAQs",
     "url": "https://support.ledger.com/article/4411331983377-zd",
     "date": "2026-05-14",
     "accessed": "2026-09-23"
    },
    {
     "title": "Ledger Nano Gen5 shop page (embedded USD product data, THB display)",
     "url": "https://shop.ledger.com/pages/ledger-nano-gen5",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Buy Ledger Nano S Plus Hardware Wallet",
     "url": "https://shop.ledger.com/products/ledger-nano-s-plus",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Ledger hardware wallets comparison",
     "url": "https://shop.ledger.com/pages/hardware-wallets-comparison",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Shipping Restrictions and Delivery Options by Country/Region",
     "url": "https://support.ledger.com/article/360006562214-zd",
     "date": "2026-05-20",
     "accessed": "2026-09-23"
    },
    {
     "title": "What duties and taxes will I have to pay?",
     "url": "https://support.ledger.com/article/4403013447313-zd",
     "date": "2026-05-14",
     "accessed": "2026-09-23"
    },
    {
     "title": "Ledger Affiliate - Homepage (Cloudflare challenge; not read)",
     "url": "https://affiliate.ledger.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Ledger affiliate program (AffSonar) - search-result snippet only",
     "url": "https://affsonar.com/programs/ledger/",
     "date": "2026-08-03",
     "accessed": "2026-09-23"
    },
    {
     "title": "Ledger Nano X Review (Coin Bureau) - search-result snippet only",
     "url": "https://coinbureau.com/review/ledger-nano-x",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "trezor",
   "name": "Trezor (Safe 3, Safe 5, Safe 7, Model One)",
   "kind": "hardware",
   "price_usd": "Safe 3 $59 USD (THB 2,229 shown to a Thailand visitor); Safe 5 $129 USD (THB 4,879); Safe 7 $249 USD (THB 9,419, 'Out of stock', 'Currently unavailable in your region' for Thailand). Model One: 'no longer sold'; maintenance until at least 2031, critical security fixes until at least 2036. Safe 3, Safe 5 and Safe 7 each have a Bitcoin-only edition on the product page.",
   "chains": "'Manage 1000s of coins & tokens' (universal editions); Bitcoin-only editions 'Designed exclusively for Bitcoin'.",
   "ships_to_thailand": "Safe 3 and Safe 5: product pages show 'Buy for THB …' and '3 business days delivery to Thailand'. Safe 7: Thailand is on the list of countries the e-shop 'currently cannot ship to' (local certification needs a local importing entity); Trezor names Thai resellers offering Safe 7: SiamBC, Thai Bitcast. Shipping cost and duties for Thailand: not published on the pages read.",
   "affiliate": {
    "exists": true,
    "pays_in": "EUR (wire transfer) or BTC, monthly.",
    "terms": "Vendor page: 'up to 15% commission on every sale (net order value, excluding VAT and shipping)'; '30-day cookie window'; monthly payouts in Euros or BTC. Own dashboard at affiliate.trezor.io (software not named). Reported by third parties only (search-result snippets, not on Trezor's page): Tier I 12%, Tier II 15% after ten valid conversions; minimum payout 100 EUR for BTC and 200 EUR for EUR.",
    "url": "https://trezor.io/affiliate"
   },
   "sources": [
    {
     "title": "Earn Up to 15% as a Trezor Affiliate",
     "url": "https://trezor.io/affiliate",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Trezor Safe 3 product page",
     "url": "https://trezor.io/trezor-safe-3",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Trezor Safe 5 product page",
     "url": "https://trezor.io/trezor-safe-5",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Trezor Safe 7 product page",
     "url": "https://trezor.io/trezor-safe-7",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Trezor Model One page",
     "url": "https://trezor.io/trezor-model-one",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Shipping estimates for Trezor Safe 7",
     "url": "https://trezor.io/support/logistics/shipping-delivery/shipping-estimates-for-trezor-safe-7",
     "date": "undated (states it is updated daily)",
     "accessed": "2026-09-23"
    },
    {
     "title": "Trezor Wallet Affiliate Program - 12% - 15% Per Sale (TapRefer) - search-result snippet only",
     "url": "https://taprefer.com/trezor-wallet-affiliate-program/trezor-wallet/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Trezor Affiliate Program: All You Need to Know (UEEx) - search-result snippet only",
     "url": "https://blog.ueex.com/trezor-affiliate-program/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "tangem",
   "name": "Tangem (card wallet, Ring)",
   "kind": "hardware",
   "price_usd": "Shown in USD to a Thailand visitor: 2 Cards set $59.90; 3 Cards set $69.90; Family Pack $139.80; Tangem Ring (ring + 2 cards) $140.00 (struck-through $160.00); Tangem Pro Kit $180.00. A fetch from outside Thailand showed Family Pack $129.80 and Ring $160.00. Page runs a BTC Reward offer ('up to $20 in Bitcoin', 'Ends Oct 5').",
   "chains": "Homepage: 'Store 14100+ tokens across 90 blockchains'.",
   "ships_to_thailand": "Yes. International delivery page: 'Thailand - Standard delivery business days 4-20 days • $7.99'. Checkout panel for Thailand: 'Taxes and duties are not included'; 'Free standard shipping for all orders above $89.00 (VAT excl)' (a fetch from outside Thailand showed a $100 threshold). Promo code SHIPZERO for free shipping 'Till Sep 30'.",
   "affiliate": {
    "exists": true,
    "pays_in": "USDT on TRON ('sent directly to your USDT TRC20 wallet address').",
    "terms": "Referral programme joined inside the Tangem App; participation requires owning a Tangem Wallet. Commission 'sent no later than 30 days after each purchase'; page also says 'Payments are made upon delivery, no earlier than 30 days.' Custom codes for influencers via a form. Commission %, cookie length and minimum payout: not published on the page. Own platform (in-app dashboard).",
    "url": "https://tangem.com/en/affiliates/"
   },
   "sources": [
    {
     "title": "Tangem Wallet Pricing",
     "url": "https://tangem.com/en/pricing/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Tangem referral / affiliates page",
     "url": "https://tangem.com/en/affiliates/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Tangem international delivery, page 19 (Thailand entry)",
     "url": "https://tangem.com/en/international-delivery/page/19/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Tangem homepage",
     "url": "https://tangem.com/en/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "keystone",
   "name": "Keystone 3 Pro",
   "kind": "hardware",
   "price_usd": "Keystone 3 Pro $149; Keystone 3 Pro Co-Branded $199; Keystone 3 Pro Customization $249; Keystone Bundle Pack $232.9 (struck-through $252.9); ForgeBox $199. Shop lists USD.",
   "chains": "'supports 5500+ cryptocurrencies' across '30+ major blockchains'. Site footer lists a 'BTC-Only' page (not opened).",
   "ships_to_thailand": "Yes. Shipping-regions page, Thailand: 'Premium Insured Shipping (5 -10 days) TAX FREE—$0.0' for standard products; customised items '(7 -10days) TAX EXCLUDED—$0.0'; co-branded '(8 -12 days) TAX EXCLUDED—$3.0'.",
   "affiliate": {
    "exists": true,
    "pays_in": "BTC ('Payments will be made in bitcoins, by a third party appointed by Keystone').",
    "terms": "10.00% of the final sales price after discounts, excluding VAT and delivery; 30-day attribution; minimum $200 USD before requesting payment, payable 60 days after the last transaction; refunds are deducted from future payments; rate can change on 10 days' notice. Network: Refersion (cobo.refersion.com).",
    "url": "https://keyst.one/affiliates"
   },
   "sources": [
    {
     "title": "Keystone Store",
     "url": "https://keyst.one/shop",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Keystone Affiliate Registration page",
     "url": "https://keyst.one/affiliates",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Keystone affiliate registration (Refersion) - programme terms",
     "url": "https://cobo.refersion.com/affiliate/registration",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Keystone Shipping Regions & Details",
     "url": "https://keyst.one/shipping-regions",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Keystone supported crypto assets",
     "url": "https://keyst.one/supported-crypto-assets/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "bitbox",
   "name": "BitBox02 and BitBox02 Nova (Multi and Bitcoin-only editions)",
   "kind": "hardware",
   "price_usd": "Shop default currency is EUR: BitBox02 €149.00; BitBox02 Nova €175.00. With the shop's USD switch: BitBox02 $170.00; BitBox02 Nova $200.00. Both are 'Available as Bitcoin-only and Multi edition' (same listed price). Shop also offers CHF, GBP and BTC display.",
   "chains": "Multi edition: 'supports multiple coins and over 1500 tokens' (list includes BTC, LTC, ADA, ETH, Polygon, BNB Smart Chain, Arbitrum, Optimism, ERC20 tokens). Bitcoin-only edition: Bitcoin only.",
   "ships_to_thailand": "Rest of world (includes Thailand by default; Thailand not named): shipped from Switzerland via UPS Express Saver, 3-4 business days; 'Duties & taxes paid (DDP)* for most countries'. If DDP is not available for a country, the order ships DDU and shop prices drop 20% automatically; checkout shows whether DDP applies. Shipping price calculated at checkout. Thailand DDP status: unclear.",
   "affiliate": {
    "exists": true,
    "pays_in": "Buyer's choice: bank transfer, Bitcoin, or shop.bitbox.swiss vouchers (voucher payouts are double the commission). BTC payouts use the EUR-to-BTC rate at transfer; Shift Crypto may pay in fiat even if bitcoin was requested.",
    "terms": "12% of the sales price excluding shipping and an average 20% VAT; payout threshold 50 EUR; monthly automatic payouts; cookie expires four (4) weeks after the last click; sale confirmed after 30 days. Terms effective 2025-04-14. Own platform (bitbox-affiliate.com).",
    "url": "https://bitbox.swiss/affiliates/"
   },
   "sources": [
    {
     "title": "BitBox affiliate program",
     "url": "https://bitbox.swiss/affiliates/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Shift Crypto Affiliate program Terms & Conditions",
     "url": "https://bitbox.swiss/policies/affiliate-program/",
     "date": "2025-04-14",
     "accessed": "2026-09-23"
    },
    {
     "title": "BitBox shop",
     "url": "https://shop.bitbox.swiss/en/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Shift Crypto Shipping information",
     "url": "https://bitbox.swiss/policies/shipping/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "BitBox supported coins and tokens",
     "url": "https://bitbox.swiss/coins/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "BitBox02 Nova product page",
     "url": "https://bitbox.swiss/bitbox02/nova/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "coldcard",
   "name": "COLDCARD (Coinkite) Mk5, Q, Mk4",
   "kind": "hardware",
   "price_usd": "COLDCARD Mk5 $219 (struck-through $269); COLDCARD Q $319 (struck-through $369); bundle Q + Mk5 $459.99 (struck-through $538). Mk4: not listed for sale in the store; the COLDCARD FAQ says 'Mk4 remains supported'. Store banner: 10% off when paying in Bitcoin with code CKBTC.",
   "chains": "Bitcoin only: 'Bitcoin and Bitcoin Testnet are supported. COLDCARD does not support altcoins.'",
   "ships_to_thailand": "Unclear. Coinkite terms (v. 3.3, revised 2024-11-27): products ship EXW (Incoterms 2020); prices exclude taxes and duties, which the buyer pays; the only named restriction is Quebec. No Thailand entry on the pages read, and no Thai reseller on coinkite.com/resellers.",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "No affiliate or referral programme link or text on coinkite.com, coldcard.com, coldcard.com/faq, store.coinkite.com or coinkite.com/terms as read on 2026-09-23; coldcard.com/affiliate/ and store.coinkite.com/affiliate return 404. The store has a reseller onboarding route. BTC payment of any programme not verified.",
    "url": "unclear"
   },
   "sources": [
    {
     "title": "Coinkite Store",
     "url": "https://store.coinkite.com/store",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coinkite Store - COLDCARD Q category",
     "url": "https://store.coinkite.com/store/category/coldcard-q",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "COLDCARD FAQ",
     "url": "https://coldcard.com/faq",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coinkite Terms",
     "url": "https://coinkite.com/terms",
     "date": "2024-11-27",
     "accessed": "2026-09-23"
    },
    {
     "title": "Coinkite Resellers",
     "url": "https://coinkite.com/resellers",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "trust-wallet",
   "name": "Trust Wallet",
   "kind": "software",
   "price_usd": "free (Thai App Store listing: Free, no in-app purchases flag). Fees on in-app swaps or purchases through third parties: not recorded here.",
   "chains": "App Store listing: 'Supports 100+ blockchains and 10+ million assets'. Homepage: '100+ blockchains'.",
   "ships_to_thailand": "Listed on the Thai App Store storefront (apps.apple.com/th). Google Play listing shows an Install button from a Thailand connection.",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "No referral or affiliate link in the site header or footer. The Trust Squad programme is a volunteer community programme with non-monetary benefits (merchandise, recognition, early access). trustwallet.com/blog/guides/trust-wallet-referral-program redirects to /blog/academy/trust-wallet-referral-program, which returned HTTP 500 on 2026-09-23, so any referral terms are unread.",
    "url": "unclear"
   },
   "sources": [
    {
     "title": "Trust Wallet homepage",
     "url": "https://trustwallet.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Trust Squad programme",
     "url": "https://trustwallet.com/trust-squad-program",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Trust: Crypto & Bitcoin Wallet - App Store (Thailand)",
     "url": "https://apps.apple.com/th/app/trust-crypto-bitcoin-wallet/id1288339409",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Trust: Crypto & Bitcoin Wallet - Google Play",
     "url": "https://play.google.com/store/apps/details?id=com.wallet.crypto.trustapp&hl=en",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "metamask",
   "name": "MetaMask",
   "kind": "software",
   "price_usd": "free (Thai App Store listing: Free, 'In-App Purchases'). Homepage promotes a Money Account ('up to 4%') and MetaMask Card ('up to 3% back'). Swap fee: not recorded here (support page URL tried returned 404).",
   "chains": "App Store listing: 'One app for every major blockchain network—Ethereum, Bitcoin, Solana, and more'. No count published on the homepage.",
   "ships_to_thailand": "Listed on the Thai App Store storefront (apps.apple.com/th). Google Play listing shows an Install button from a Thailand connection.",
   "affiliate": {
    "exists": true,
    "pays_in": "Points (MetaMask Rewards), not cash or crypto directly. A '$30 million in $LINEA' pool is distributed among participants by trading activity.",
    "terms": "Referral inside MetaMask Rewards: referrer gets '10 points every time they earn 50 points from trading'; a referred user gets 250 additional points for a 500-point sign-up bonus. 'MetaMask Rewards is currently unavailable in the United Kingdom, and in any other regions where MetaMask services are not supported.' No affiliate programme for publishers found on metamask.io; metamask.io/affiliate and /affiliates return 404.",
    "url": "https://metamask.io/rewards"
   },
   "sources": [
    {
     "title": "MetaMask Rewards",
     "url": "https://metamask.io/rewards",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "MetaMask homepage",
     "url": "https://metamask.io/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "MetaMask: Trade Crypto - App Store (Thailand)",
     "url": "https://apps.apple.com/th/app/metamask-trade-crypto/id1438144202",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "MetaMask: Trade Crypto - Google Play",
     "url": "https://play.google.com/store/apps/details?id=io.metamask&hl=en",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "phantom",
   "name": "Phantom",
   "kind": "software",
   "price_usd": "free (Thai App Store listing: Free, 'In-App Purchases'). Phantom's help centre has articles on Cash fees and swap settings; fee amounts not recorded here.",
   "chains": "Help centre 'Supported networks (chains) in Phantom' (updated about 7 days before 2026-09-23): Solana, Ethereum, Robinhood Chain, Arc, HyperEVM, Bitcoin (Native Segwit/Taproot), Base, Polygon. Not supported: BSC, Arbitrum, Optimism, Avalanche, Unichain, Linea. Help centre also carries 'Ending support for Sui' and 'Ending support for Monad' articles.",
   "ships_to_thailand": "Listed on the Thai App Store storefront (apps.apple.com/th). Google Play listing shows an Install button from a Thailand connection.",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "Onboarding lets a new user 'Optionally, enter a Phantom referral code' (help centre). What the referrer receives is not stated on the pages read. No affiliate page on phantom.com; /referral, /referrals, /affiliate and /rewards return 404.",
    "url": "unclear"
   },
   "sources": [
    {
     "title": "Supported networks (chains) in Phantom",
     "url": "https://help.phantom.com/articles/supported-networks-chains-in-phantom-41372840389651",
     "date": "about 2026-09-16 ('Updated 7 days ago')",
     "accessed": "2026-09-23"
    },
    {
     "title": "Create a new Phantom wallet with a Secret Recovery Phrase",
     "url": "https://help.phantom.com/articles/create-a-new-phantom-wallet-with-a-secret-recovery-phrase-45135465489555",
     "date": "about 2026-09-17 ('Updated 6 days ago')",
     "accessed": "2026-09-23"
    },
    {
     "title": "Phantom: Trading Wallet - App Store (Thailand)",
     "url": "https://apps.apple.com/th/app/phantom-trading-wallet/id1598432977",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Phantom: Trading Wallet - Google Play",
     "url": "https://play.google.com/store/apps/details?id=app.phantom&hl=en",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "exodus",
   "name": "Exodus",
   "kind": "software",
   "price_usd": "free (Thai App Store listing: Free, 'In-App Purchases'). Fees on swaps and purchases through third-party providers: not recorded here. Exodus Web3 Wallet browser extension support ends October 1, 2026 (knowledge base article title).",
   "chains": "Homepage: '1,000,000+ assets supported'. App Store listing: swap 'across 50+ networks'.",
   "ships_to_thailand": "Listed on the Thai App Store storefront (apps.apple.com/th). Google Play listing shows an Install button from a Thailand connection. Knowledge base (updated September 20, 2026): the Exodus Card is available only in a listed set of countries that does not include Thailand; Thailand is not on the list of countries where Exodus Markets is unavailable.",
   "affiliate": {
    "exists": null,
    "pays_in": "unclear",
    "terms": "No affiliate or referral link in the exodus.com footer or in the knowledge base FAQ collection read on 2026-09-23. exodus.com paths /affiliate, /affiliates, /referral and /partners return HTTP 403 to a script, so their content is unread.",
    "url": "unclear"
   },
   "sources": [
    {
     "title": "Exodus homepage",
     "url": "https://www.exodus.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Why can't I access a feature in Exodus?",
     "url": "https://www.exodus.com/support/en/articles/15906733-why-can-t-i-access-a-feature-in-exodus",
     "date": "2026-09-20",
     "accessed": "2026-09-23"
    },
    {
     "title": "Exodus Knowledge Base - FAQ collection",
     "url": "https://www.exodus.com/support/en/collections/6990818-faq",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Exodus: Crypto & Payments - App Store (Thailand)",
     "url": "https://apps.apple.com/th/app/exodus-crypto-payments/id1414384820",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Exodus: Crypto & Payments - Google Play",
     "url": "https://play.google.com/store/apps/details?id=exodusmovement.exodus&hl=en",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  }
 ],
 "crypto_income": [
  {
   "id": "donation-address-btc",
   "name": "Bitcoin on-chain donation address",
   "needs": "A Bitcoin address from any wallet the owner controls. No account, no KYC, no business entity, no price.",
   "fees": "No fee to receive. The sender pays the network fee. mempool.space recommended fee rates read at 2026-09-23 13:44 UTC: fastest 2 sat/vB, half-hour 1 sat/vB, hour 1 sat/vB, economy 1 sat/vB, minimum 1 sat/vB. The owner pays a network fee again when moving the funds.",
   "status_2026": "Works with any Bitcoin wallet; nothing to join.",
   "notes": "A single static address shown on a page links every payment to that address publicly. BTCPay Server (separate entry) issues a new address per invoice from an extended public key. Fee rates change block to block; the figures above are one reading.",
   "sources": [
    {
     "title": "mempool.space API: recommended fees",
     "url": "https://mempool.space/api/v1/fees/recommended",
     "date": "live endpoint, read 2026-09-23 13:44 UTC",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "donation-address-evm",
   "name": "EVM donation address (Ethereum, Base and other EVM chains)",
   "needs": "One 0x address from a wallet the owner controls. The same address receives on Ethereum, Base, Polygon, Arbitrum and other EVM chains. No account, no KYC.",
   "fees": "No fee to receive. Gas prices read from public RPC endpoints at 2026-09-23 13:44 UTC: Ethereum 377,540,121 wei (about 0.378 gwei); Base 6,003,371 wei (about 0.006 gwei). A plain ETH transfer uses 21,000 gas; token transfers use more.",
   "status_2026": "Works with any EVM wallet; nothing to join.",
   "notes": "The owner needs the chain's gas token (ETH on Ethereum and Base) to move funds out later. A page listing the address should name the chain(s) the owner watches. Gas readings are single samples.",
   "sources": [
    {
     "title": "Ethereum public RPC (publicnode) eth_gasPrice",
     "url": "https://ethereum-rpc.publicnode.com",
     "date": "live endpoint, read 2026-09-23 13:44 UTC",
     "accessed": "2026-09-23"
    },
    {
     "title": "Base public RPC eth_gasPrice",
     "url": "https://mainnet.base.org",
     "date": "live endpoint, read 2026-09-23 13:44 UTC",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "donation-address-tron",
   "name": "Tron donation address (TRX, USDT-TRC20)",
   "needs": "A Tron address (starts with T) from a wallet the owner controls. No account, no KYC.",
   "fees": "Receiving costs the receiver nothing. Tron charges senders in Bandwidth and Energy. Chain parameters read from TronGrid on 2026-09-23: free Bandwidth quota 600 per account per day (getFreeNetLimit), Bandwidth burn 1000 sun per byte (getTransactionFee), Energy burn 100 sun per unit (getEnergyFee), create-account fee 100000 sun (0.1 TRX) and 1000000 sun (1 TRX) in system contract. Energy has no free quota; token (TRC-20) transfers need Energy, from staked TRX or burned TRX.",
   "status_2026": "Works with any Tron wallet; nothing to join.",
   "notes": "To move USDT-TRC20 out, the owner's address needs TRX (or staked TRX) to pay for Energy. A never-used address becomes active when it first receives TRX or tokens; the sender pays the account-creation cost. 1 TRX = 1,000,000 sun.",
   "sources": [
    {
     "title": "TRON Developer Hub: Resource model (Bandwidth and Energy)",
     "url": "https://developers.tron.network/docs/resource-model",
     "date": "page says 'Updated 8 days ago'",
     "accessed": "2026-09-23"
    },
    {
     "title": "TronGrid: wallet/getchainparameters",
     "url": "https://api.trongrid.io/wallet/getchainparameters",
     "date": "live endpoint, read 2026-09-23",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "donation-address-solana",
   "name": "Solana donation address (SOL, USDC and other SPL tokens)",
   "needs": "A Solana address from a wallet the owner controls. No account, no KYC.",
   "fees": "Base fee 5,000 lamports per signature (50% burned) plus an optional priority fee (compute-unit price x compute-unit limit / 1,000,000 lamports). Charged to the fee payer whether the transaction succeeds or fails. 1 SOL = 1,000,000,000 lamports.",
   "status_2026": "Works with any Solana wallet; nothing to join.",
   "notes": "The owner needs SOL to pay fees when moving funds out. SPL tokens such as USDC sit in token accounts tied to the owner's address; how the sender's wallet handles token-account creation was not checked here.",
   "sources": [
    {
     "title": "Solana Docs: Fee Structure",
     "url": "https://solana.com/docs/core/fees/fee-structure",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Solana Docs: Fees",
     "url": "https://solana.com/docs/core/fees",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "lightning-address-standard",
   "name": "Lightning Address (LUD-16 standard)",
   "needs": "A provider or server that answers https://<domain>/.well-known/lnurlp/<username>. Either an account with a hosted provider (entries below) or the owner's own domain pointed at a server they run (for example BTCPay Server or Alby's own-domain option).",
   "fees": "The standard carries no fee. Fees depend on the provider and on Lightning routing.",
   "status_2026": "In use across wallets listed below.",
   "notes": "Format user@domain. Usernames are limited to a-z0-9-_. and the wallet makes a GET request to /.well-known/lnurlp/<username>. A '@domain' shorthand maps to '_@domain' where the service supports it. Phoenix pays LNURL Lightning addresses and also BIP353 DNS addresses (different standard).",
   "sources": [
    {
     "title": "LUD-16: Paying to static internet identifiers",
     "url": "https://raw.githubusercontent.com/lnurl/luds/luds/16.md",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Lightning Address",
     "url": "https://lightningaddress.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "wallet-of-satoshi",
   "name": "Wallet of Satoshi",
   "needs": "The app. It issues a random Lightning address (e.g. name@walletofsatoshi.com) at install, with a custom name selectable in the app. No KYC requirement found on the pages read.",
   "fees": "Disclosure v1.23 (25 Aug 2026): Lightning receives, no platform fee; Lightning sends, variable routing fees; BTC top-ups 1.95%; on-chain BTC payments 1.95% + fixed processing fee (custodial) or 1.95% + miner fee (self-custody).",
   "status_2026": "Two modes. Site: 'Custodial is available only in supported regions'; 'Self-custodial is available everywhere.' Reported (cryptonews.net, 13 Aug 2026): legacy custodial wallet stopped issuing Lightning invoices in the US, EU, Australia and New Zealand, remaining regions to follow by end of September 2026; balances can be moved to the self-custody wallet until 30 June 2027.",
   "notes": "Thailand is not named in the disclosure document. Which mode applies in Thailand after September 2026 is unclear. The disclosure bars use from a 'restricted jurisdiction' without listing them.",
   "sources": [
    {
     "title": "Wallet of Satoshi home page",
     "url": "https://www.walletofsatoshi.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Wallet of Satoshi Disclosure Document v1.23",
     "url": "https://www.walletofsatoshi.com/disclosure",
     "date": "2026-08-25",
     "accessed": "2026-09-23"
    },
    {
     "title": "Wallet of Satoshi transitions to self-custody (cryptonews.net)",
     "url": "https://cryptonews.net/news/bitcoin/33290220/",
     "date": "2026-08-13",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "alby-hub",
   "name": "Alby Hub + Alby account (getalby.com)",
   "needs": "An Alby account (sign-up) for the @getalby.com Lightning address, plus an Alby Hub wallet the owner runs (own device, Umbrel, Start9, or cloud). The Lightning address comes with the account by default; changing it needs the paid plan. No KYC mentioned on the pages read.",
   "fees": "Pricing page: Free plan, '0% added transaction fees', includes 'Lightning and Nostr address' and up to 3 sub-wallets. Pro plan $3.9/month (yearly -20%) adds custom Lightning and Nostr address. Lightning routing fees go to routing nodes. Channel/liquidity costs through the integrated LSP services apply; amounts not read.",
   "status_2026": "Live. Alby Hub is self-custodial ('Open source, self-custodial and always free to run').",
   "notes": "Running Alby Hub means running a Lightning node, which needs inbound liquidity to receive. The pricing page read did not show a hosted-cloud price.",
   "sources": [
    {
     "title": "Alby Pricing",
     "url": "https://getalby.com/pricing",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Alby Guides: Lightning Address",
     "url": "https://guides.getalby.com/user-guide/alby-account/features/lightning-address",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Alby Guides: Which service fees apply for using an Alby account?",
     "url": "https://guides.getalby.com/user-guide/alby-account/faq/which-service-fees-apply-for-using-an-alby-account",
     "date": "page says 'Last updated 3 months ago'",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "coinos",
   "name": "Coinos (coinos.io)",
   "needs": "A coinos.io account created with a username and password. Gives username@coinos.io. No KYC step described in the project README.",
   "fees": "Not read on a Coinos page (site is a JavaScript app that returned no text). Third-party listings mention a 0.1% fee on Lightning-to-on-chain withdrawals (reported, unverified).",
   "status_2026": "Live. The coinos.io lnurlp endpoint answered on 2026-09-23 with allowsNostr: true and a nostrPubkey, so addresses support Nostr zaps. Server repo last pushed 2026-09-22.",
   "notes": "Coinos is open-source software; anyone can host an instance. On the public coinos.io instance the operator holds the balance (custodial) per third-party descriptions; the README read does not state custody terms. Min 1,000 msat, max 500,000,000 msat per payment on the endpoint sampled.",
   "sources": [
    {
     "title": "coinos-server README",
     "url": "https://github.com/coinos/coinos-server",
     "date": "repo pushed 2026-09-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "coinos.io lnurlp endpoint (sample user)",
     "url": "https://coinos.io/.well-known/lnurlp/adam",
     "date": "live endpoint, read 2026-09-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Search-result snippet: How-To Guide: Getting Started with Coinos (TFTC)",
     "url": "https://www.tftc.io/coinos-guide",
     "date": "undated (snippet only)",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "blink",
   "name": "Blink (blink.sv)",
   "needs": "The Blink app. A Lightning address (username@blink.sv) needs a level 1 account, which needs a verified phone number (SMS or WhatsApp). Level 2 needs name, government-issued ID and a selfie. Non-custodial accounts (Spark protocol) launched June 2026 keep the same @blink.sv address.",
   "fees": "Intraledger (between Blink users): no fee. Outgoing Lightning: routing fees only. Limit amounts are shown in-app and 'depend on your account level, your status and country of residence'.",
   "status_2026": "Custodial accounts wound down in regions affected by regulation, with deadlines 31 Aug or 30 Sep 2026 per in-app notice (blog 1 Jul 2026, updated 31 Jul 2026). Reported (The Crypto Times, 19 Sep 2026): Blink paused services after an attacker drained some custodial accounts; non-custodial accounts not affected.",
   "notes": "Trial (level 0) accounts are no longer offered. The blog notice does not name the affected regions; whether Thailand is one is unclear. Blink states 'Not all features, modes, or services are available in all jurisdictions.'",
   "sources": [
    {
     "title": "Blink FAQ: Upgrading from a Trial account to level 1",
     "url": "https://faq.blink.sv/using-blink/upgrading-from-a-trial-account-to-level-1",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Blink FAQ: Upgrading to a level 2 account",
     "url": "https://faq.blink.sv/using-blink/how-can-i-change-my-transaction-limits-on-my-blink-account",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Blink FAQ: What are Blink's account limits?",
     "url": "https://faq.blink.sv/using-blink/what-are-blinks-account-limits",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Blink: Features",
     "url": "https://www.blink.sv/en/features",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Blink blog: Important Changes to Custodial Accounts in Your Region",
     "url": "https://www.blink.sv/blog/important-changes-to-custodial-accounts-in-your-region",
     "date": "2026-07-01, updated 2026-07-31",
     "accessed": "2026-09-23"
    },
    {
     "title": "Blink blog: Non-custodial accounts in Blink Wallet",
     "url": "https://www.blink.sv/blog/non-custodial-accounts-in-blink-wallet",
     "date": "2026-06-24",
     "accessed": "2026-09-23"
    },
    {
     "title": "The Crypto Times: Blink Wallet Pauses Services After Attack on Custodial Accounts",
     "url": "https://www.cryptotimes.io/2026/09/19/blink-wallet-pauses-services-after-attack-on-custodial-accounts/",
     "date": "2026-09-19",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "primal",
   "name": "Primal wallet (Nostr client with built-in wallet)",
   "needs": "The Primal app and a Nostr account. The wallet provides a Lightning address. Earlier custodial wallet (run by Strike's Zap Solutions) required KYC; current wallet uses Breez SDK Spark (self-custodial).",
   "fees": "Not read on a Primal page (primal.net returned a JavaScript shell).",
   "status_2026": "Primal Android release notes: 3.0.7 (17 Mar 2026) 'Spark wallet'; 3.5.27 (3 Sep 2026) 'Upgrade Breez SDK Spark to 0.23.1'. Reported (bitcoinproducts.com, search snippet): custodial wallet sunset in April 2026 with users migrated.",
   "notes": "KYC status of the Spark wallet not stated on a Primal page read; Breez SDK Spark wallets do not use a Strike account.",
   "sources": [
    {
     "title": "PrimalHQ/primal-android-app releases",
     "url": "https://github.com/PrimalHQ/primal-android-app",
     "date": "3.5.27 published 2026-09-03",
     "accessed": "2026-09-23"
    },
    {
     "title": "Search-result snippet: Primal Review After Six Months of Lightning Zaps and Nostr Social",
     "url": "https://www.bitcoinproducts.com/blog/primal-review-six-months-lightning-zaps-nostr-social",
     "date": "undated (snippet only)",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "reported"
  },
  {
   "id": "strike",
   "name": "Strike (strike.me)",
   "needs": "A Strike account with identity verification (KYC). Issues a Lightning address on strike.me.",
   "fees": "unclear (strike.me returned HTTP 403 to the fetch).",
   "status_2026": "unclear. Search results cite 'over 95 countries' and 'over 100 countries'; Thailand is not named in any result seen, and the availability FAQ could not be read.",
   "notes": "KYC requirement comes from third-party sources describing Strike as licensed and regulated.",
   "sources": [
    {
     "title": "Strike FAQ: Where is Strike available (blocked, HTTP 403)",
     "url": "https://strike.me/faq/where-is-strike-available-wr/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "unconfirmed"
  },
  {
   "id": "minibits",
   "name": "Minibits (Cashu ecash wallet)",
   "needs": "The app. 'Get a human-readable Lightning address instantly — no sign-up or KYC required.'",
   "fees": "Not stated on the page read.",
   "status_2026": "Live. Wallet on Google Play, App Store, and others; built-in Nostr Wallet Connect for zaps.",
   "notes": "Ecash is held by a mint (custodial to the mint). The Minibits mint 'issues ecash with SAT unit and serves for testing purposes only' and the site says to use small amounts; other mints can be used.",
   "sources": [
    {
     "title": "Minibits",
     "url": "https://minibits.cash/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "misty-breez",
   "name": "Misty Breez (Breez)",
   "needs": "The app (Lightning address was a feature).",
   "fees": "n/a",
   "status_2026": "Impaired. Notice dated 14 Sep 2026: 'The service Misty Breez relies on is no longer available. As a result, on-chain and Lightning payments cannot be made in the app.' Funds can be moved out via a Liquid address. Breez points users to its Glow wallet.",
   "notes": "Listed for completeness; not a receiving option as of the notice.",
   "sources": [
    {
     "title": "Breez: Misty Breez notice",
     "url": "https://breez.technology/misty/",
     "date": "2026-09-14",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "phoenix",
   "name": "Phoenix (ACINQ)",
   "needs": "The app (self-custodial, 12-word recovery phrase). Can create a random BIP353 address on phoenixwallet.me (experimental since v2.3.3, July 2024) or the owner can publish a BOLT12 offer on their own domain. This is a BIP353/BOLT12 address, not an LNURL Lightning address; the payer's wallet must support BIP353.",
   "fees": "unclear (FAQ page returned HTTP 403).",
   "status_2026": "Maintained; latest release android-v2.8.2 on 8 Sep 2026.",
   "notes": "Country availability not read (site blocked the fetch).",
   "sources": [
    {
     "title": "ACINQ/phoenix README",
     "url": "https://github.com/ACINQ/phoenix",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "ACINQ/phoenix releases (android-v2.3.3 notes on BIP353)",
     "url": "https://github.com/ACINQ/phoenix/releases",
     "date": "2024-07-11; latest 2026-09-08",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "zeus",
   "name": "ZEUS (ZEUS Pay Lightning addresses)",
   "needs": "The ZEUS app. ZEUS Pay offers three address types under one ZEUS handle: Cashu addresses (mint holds funds), Zaplocker addresses (self-custodial, for the embedded node), and Nostr Wallet Connect addresses (for a remote node the owner runs).",
   "fees": "Cashu address page: 'There are no fees associated with the Cashu lightning address.' Other fees not read.",
   "status_2026": "Live; docs describe ZEUS v0.11 address types.",
   "notes": "ZEUS describes itself as 'Self-custodial Lightning and on-chain Bitcoin payments.' Cashu addresses are custodial to the chosen mint. KYC not mentioned on pages read.",
   "sources": [
    {
     "title": "ZEUS Docs: Lightning Address intro",
     "url": "https://docs.zeusln.app/lightning-address/intro",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "ZEUS Docs: Cashu lightning addresses",
     "url": "https://docs.zeusln.app/lightning-address/cashu",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "ZEUS home page (meta description)",
     "url": "https://zeusln.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "btcpay-server",
   "name": "BTCPay Server",
   "needs": "A server running BTCPay (self-hosted VPS, hardware, or a third-party host) and the owner's own wallet (extended public key). No account with a company, no KYC, no business entity.",
   "fees": "Software: 'no fees, transaction cost or a middleman'. Hosting, per the deployment docs table (approx. per month): LunaNode 1-click $10, Clovyr $20, Comet Cash $30 (basic plan, up to 4 instances), other VPS $10-70; third-party hosts free or paid depending on provider; hardware builds 'Components + Electricity'.",
   "status_2026": "Live. On 2026-09-23 the home page carried a banner: 'Critical security update: Update BTCPay Server to the latest version immediately.'",
   "notes": "Receives on-chain BTC and Lightning, plus altcoins via plugins; built-in apps include a tipping button, crowdfunding and payment links. Payments go straight to the owner's wallet; a new address per invoice. On a third-party host the docs warn against hot wallets on the host and describe an xpub-replacement risk from a malicious host. OpenVZ VPS not supported.",
   "sources": [
    {
     "title": "BTCPay Server home page",
     "url": "https://btcpayserver.org/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "BTCPay Server FAQ: General",
     "url": "https://docs.btcpayserver.org/FAQ/General/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "BTCPay Server docs: Deployment",
     "url": "https://docs.btcpayserver.org/Deployment/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "BTCPay Server docs: Third-party hosting",
     "url": "https://docs.btcpayserver.org/Deployment/ThirdPartyHosting/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "nowpayments",
   "name": "NOWPayments",
   "needs": "An account (Individual Registration for natural persons, or Business Registration), a receiving crypto wallet, and an API key. Terms: 'For Individual Partners, the Company may conduct a KYC procedure ... and may introduce mandatory KYC requirements in the future.' KYB may be requested by a third-party provider for fiat withdrawals.",
   "fees": "Pricing page: '1% Service fee'. Individuals page: 'Starting from: 1%. Reduce your rate to as low as 0.3% through custom offers or discount system.' Network fees extra; a 'fee paid by user' option exists.",
   "status_2026": "Live. Terms last updated 31 Aug 2026 (operator FD Transfers LLC).",
   "notes": "Prohibited jurisdictions (terms s.15.1): EU, UK, USA, UAE, Russia, and 'any jurisdiction where the use of cryptocurrency services is restricted or prohibited by applicable law'. Thailand is not named; other users must check local law themselves (s.15.2). Offers a custody balance and donation tools.",
   "sources": [
    {
     "title": "NOWPayments Pricing",
     "url": "https://nowpayments.io/pricing",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "NOWPayments for Individuals",
     "url": "https://nowpayments.io/all-solutions/individuals",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "NOWPayments Terms of Service (PDF)",
     "url": "https://nowpayments.io/doc/fd-tos.pdf?v=1.4.2",
     "date": "2026-08-31",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "opennode",
   "name": "OpenNode",
   "needs": "A registered business: KYB documents (proof of company legal existence, ownership, business address) and KYC for owners over 25% or a control person.",
   "fees": "'Typical processing fees for payments and payouts are 1%.' No setup, monthly or annual fees. Scheduled weekly Bitcoin transfers free; instant on-chain transfers 1%; instant Lightning transfers free; no conversion fees.",
   "status_2026": "Live. Help article (1 Jun 2026): 'OpenNode is available to registered businesses only.'",
   "notes": "Conflict: the terms of service say the service 'is intended for use by businesses and individuals 18 years of age and older', while the June 2026 help article limits it to registered businesses. No country list found on pages read.",
   "sources": [
    {
     "title": "OpenNode Help: Account Verification (KYB/KYC)",
     "url": "https://help.opennode.com/en/articles/3654899-account-verification-kyb-kyc",
     "date": "2026-06-01",
     "accessed": "2026-09-23"
    },
    {
     "title": "OpenNode Help: Pricing and Fees",
     "url": "https://help.opennode.com/en/articles/3176293-pricing-and-fees",
     "date": "2026-08-11",
     "accessed": "2026-09-23"
    },
    {
     "title": "OpenNode Pricing",
     "url": "https://opennode.com/pricing/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "OpenNode Terms and Conditions",
     "url": "https://opennode.com/terms-and-conditions/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "coingate",
   "name": "CoinGate",
   "needs": "A CoinGate account. General terms allow 'a legal entity or a natural person with full legal capacity'. Operator UAB 'Decentralized', Lithuania.",
   "fees": "Standard plan: 1% per transaction; volume-based pricing on the higher plan.",
   "status_2026": "Live. Thailand is not on the supported-countries list (read 2026-09-23); the page lists 67 countries and territories including Hong Kong, India, Japan, Korea and Singapore, and says 'Don't see your country? ... Get in touch'.",
   "notes": "Pricing page frames plans as 'business account pricing'.",
   "sources": [
    {
     "title": "CoinGate Pricing",
     "url": "https://coingate.com/pricing",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "CoinGate Supported countries",
     "url": "https://coingate.com/supported-countries",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "CoinGate General Terms and Conditions",
     "url": "https://coingate.com/policy/general-terms-and-conditions",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "coinbase-commerce-business",
   "name": "Coinbase Commerce / Coinbase Business (Checkouts, Payment Links)",
   "needs": "A Coinbase Business account and a CDP API key (Checkouts API). Funds are credited to the Coinbase Business account.",
   "fees": "CDP docs: 'Fees apply to all volume processed through Payment Links, Invoices, and Checkouts.' The rate is shown only while creating a Payment Link.",
   "status_2026": "Coinbase Business APIs changelog: Business APIs published 2025-06-30; Payment Links API 2025-10-31; Payment Links webhooks 2025-11-27; Invoicing API 2025-12-03. Checkouts return an x402_url payable by agents in USDC on Base. The former Commerce docs path on docs.cdp.coinbase.com redirects to a 404. Coinbase Commerce's current status: unclear.",
   "notes": "Countries where Coinbase Business accepts individuals: unclear. coinbase.com, help.coinbase.com and the Coinbase blog returned HTTP 403 to every fetch. The Business API terms link points to the United States user agreement.",
   "sources": [
    {
     "title": "Coinbase Business Changelog",
     "url": "https://docs.cdp.coinbase.com/coinbase-business/introduction/changelog.md",
     "date": "2025-12-03 (latest entry)",
     "accessed": "2026-09-23"
    },
    {
     "title": "Welcome to Coinbase Business APIs",
     "url": "https://docs.cdp.coinbase.com/coinbase-business/introduction/welcome.md",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Welcome to Checkout APIs",
     "url": "https://docs.cdp.coinbase.com/coinbase-business/checkout-apis/overview.md",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Accept x402 payments (Business Checkouts)",
     "url": "https://docs.cdp.coinbase.com/coinbase-business/checkout-apis/accept-x402-payments.md",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "unconfirmed"
  },
  {
   "id": "x402-protocol",
   "name": "x402 (HTTP 402 Payment Required payments protocol)",
   "needs": "Seller: a receiving address on the chosen network (EVM and/or Solana), x402 middleware on the server, and a facilitator (hosted, self-hosted, or self-facilitation). Buyer: a funded stablecoin wallet (commonly USDC).",
   "fees": "x402.org: 'zero protocol fees'; network fees apply; facilitators set their own prices (see facilitator entries).",
   "status_2026": "Governed by the x402 Foundation under the Linux Foundation since 2 Apr 2026 (Coinbase contributed the protocol; CDP docs say forty member organizations at launch). Current protocol generation: v2 (CDP facilitator table 'x402 v2 support'; Go module path .../go/v2; Cloudflare Agents SDK v0.4.0 changelog of 9 Feb 2026 mentions 'x402 v2 migration'). The x402-foundation/x402 repo shows no tagged releases. x402.org (last updated 25 Aug 2026) shows, for the last 30 days: 75.41 million transactions, $24.24 million volume, 94,060 buyers, 22,000 sellers.",
   "notes": "Schemes: exact, upto, batch-settlement (EVM escrow). SDKs listed for EVM, SVM, AVM, Aptos, Casper, Stellar, TVM, Hedera, Keeta. Foundation announced by Coinbase and Cloudflare on 23 Sep 2025. Linux Foundation members named at launch include Adyen, AWS, American Express, Circle, Cloudflare, Coinbase, Google, Mastercard, Microsoft, Shopify, Solana Foundation, Stripe and Visa. coinbase/x402 is now a development fork of x402-foundation/x402.",
   "sources": [
    {
     "title": "x402.org",
     "url": "https://www.x402.org/",
     "date": "2026-08-25",
     "accessed": "2026-09-23"
    },
    {
     "title": "Linux Foundation: launching the x402 Foundation",
     "url": "https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol",
     "date": "2026-04-02",
     "accessed": "2026-09-23"
    },
    {
     "title": "CDP docs: x402 Foundation",
     "url": "https://docs.cdp.coinbase.com/x402/support/x402-foundation.md",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "x402-foundation/x402 (GitHub)",
     "url": "https://github.com/x402-foundation/x402",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "coinbase/x402 (GitHub, now a development fork)",
     "url": "https://github.com/coinbase/x402",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Cloudflare Blog: Launching the x402 Foundation with Coinbase",
     "url": "https://blog.cloudflare.com/x402/",
     "date": "2025-09-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Cloudflare changelog: Agents SDK v0.4.0 (search result)",
     "url": "https://developers.cloudflare.com/changelog/post/2026-02-09-agents-sdk-v040/",
     "date": "2026-02-09",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "x402-cdp-facilitator",
   "name": "x402: Coinbase CDP Facilitator",
   "needs": "A CDP account and CDP API key (ID and secret): 'The CDP Facilitator authenticates with your CDP API key ID and secret.' A payTo address on each network advertised (a self-custody wallet works; CDP can also provision a wallet, which needs a wallet secret).",
   "fees": "First 1,000 onchain facilitator transactions per month free; above that $0.001 per onchain transaction. Verification free; failed settles and compliance-declined payments not billed. The facilitator pays settlement gas. 'There are no processor fees or chargeback fees.'",
   "status_2026": "Production. Networks (x402 v2): Base, Polygon, Arbitrum, World, Solana mainnets, plus Base Sepolia, World Sepolia, Solana Devnet. Tokens: ERC-20s via EIP-3009 or Permit2 on EVM; SPL tokens on Solana. Schemes: exact, upto, batch-settlement (EVM); exact, upto (Solana). CDP reports more than 100 million transactions and $28 million volume across Base and Solana.",
   "notes": "Base mainnet settlement through the CDP facilitator needs CDP API keys. Every payment is screened (OFAC and KYT). Payments land directly at the payTo address; CDP does not hold revenue. Whether a Thailand-based individual can open a CDP account: unclear (Coinbase terms pages returned HTTP 403).",
   "sources": [
    {
     "title": "CDP docs: CDP Facilitator",
     "url": "https://docs.cdp.coinbase.com/x402/seller/facilitator",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "CDP docs: x402 FAQ",
     "url": "https://docs.cdp.coinbase.com/x402/support/faq.md",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "CDP docs: x402 seller quickstart",
     "url": "https://docs.cdp.coinbase.com/x402/seller/quickstart.md",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "CDP docs: x402 overview",
     "url": "https://docs.cdp.coinbase.com/x402/welcome",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "x402-other-facilitators",
   "name": "x402: other facilitators (PayAI, Dexter, XPay, x402.org testnet, others)",
   "needs": "A payTo address; some facilitators need no account or key.",
   "fees": "Per docs.x402.org list: Dexter 'Free public x402 facilitator across Solana and EVM chains with no fees and no account required'; Mogami 'Free, developer-focused facilitator for Base'; PayAI 'No API keys required'. PayAI's own page: free tier with settlement caps (HTTP 403 'free_tier_exhausted' when exceeded; credits sold via merchant portal); POST /verify and /settle need a signed JWT for batch-settlement, optional for other schemes. XPay README: 'open, no API keys required', Base and Base Sepolia, USDC.",
   "status_2026": "docs.x402.org lists 15 production facilitators (Stellar, CDP, Celo, Corbits, Dexter, Fireblocks, FTP Canton, HPP, Meridian, Mogami, NEAR, PayAI, Polygon, Solvador, T54 XRPL). The x402.org facilitator is for testnets: its /supported endpoint on 2026-09-23 listed Base Sepolia (eip155:84532), Solana devnet and other testnets only, and the docs say it 'is not intended for mainnet routes'.",
   "notes": "Conflicts: Cloudflare's Agents docs (updated 3 Jun 2026) call https://x402.org/facilitator 'the public facilitator operated by Coinbase' and list mainnet networks, while docs.x402.org and the live /supported endpoint show testnet only. XPay's README says PayAI needs a JWT and supports Base only; PayAI's page lists Solana, Base, Polygon, Avalanche, Arbitrum, Sei, X Layer and SKALE with auth optional outside batch-settlement. Self-facilitation (settling onchain from the seller's own server) is a documented option.",
   "sources": [
    {
     "title": "x402 docs: Facilitators",
     "url": "https://docs.x402.org/dev-tools/facilitators.md",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "x402.org facilitator /supported endpoint",
     "url": "https://x402.org/facilitator/supported",
     "date": "live endpoint, read 2026-09-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "PayAI x402 Facilitator",
     "url": "https://facilitator.payai.network/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "xpaysh/xpay-x402 README",
     "url": "https://github.com/xpaysh/xpay-x402",
     "date": "repo pushed 2026-03-01",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "cloudflare-agents-x402",
   "name": "Cloudflare Agents SDK and MCP: x402 support",
   "needs": "A Cloudflare Workers project using the Agents SDK, a payTo address, and a facilitator.",
   "fees": "No Cloudflare fee stated in the docs read; Workers pricing applies separately.",
   "status_2026": "Docs (updated 3 Jun 2026) list: 'Charge per tool call using paidTool' for MCP servers, 'Wrap MCP clients with withX402Client' for paying agents, and Hono middleware (x402-hono) for Worker servers. Networks listed: Base, Ethereum, Polygon, Optimism, Arbitrum, Avalanche, Solana, Aptos, Stellar, Sui; testing on base-sepolia.",
   "notes": "Cloudflare's examples use https://x402.org/facilitator (see conflict note in the other-facilitators entry). Cloudflare docs also carry a separate MPP payments section (seen in search results, not read).",
   "sources": [
    {
     "title": "Cloudflare Agents docs: x402",
     "url": "https://developers.cloudflare.com/agents/tools/payments/x402/",
     "date": "2026-06-03",
     "accessed": "2026-09-23"
    },
    {
     "title": "Cloudflare Agents docs: Charge for MCP tools (search result)",
     "url": "https://developers.cloudflare.com/agents/x402/charge-for-mcp-tools/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "cloudflare-pay-per-crawl",
   "name": "Cloudflare Pay Per Crawl / Pay Per Use",
   "needs": "A Cloudflare account with the domain on Cloudflare nameservers or Cloudflare-managed DNS, Administrator access, acceptance into the closed beta, and a dedicated Cloudflare Stripe Connect account created through the dashboard ('Pre-existing Stripe accounts are not compatible'); Stripe onboarding asks for basic business information and bank account details.",
   "fees": "Site owner sets a price in USD, minimum $0.001 per crawl. Cloudflare's fee not stated. Payouts monthly 'to publishers in good standing', 'subject to settlement periods and minimum payout thresholds' (amounts not given).",
   "status_2026": "Docs (updated 28 Jul 2026): 'Pay per crawl is currently in closed beta'; join via the signup form or an Enterprise account executive. On 1 Jul 2026 Cloudflare announced Pay Per Use (paying when content is used in an answer) with partners Ceramic.ai and You.com; TechCrunch reports no pricing disclosed, and ppc.land reports broad availability 'later in 2026'. From 15 Sep 2026 Cloudflare blocks mixed-use AI crawlers by default on pages with ads (reported).",
   "notes": "Payouts are fiat through Stripe, not crypto. Accrued balance is not visible in the dashboard; owners ask their Cloudflare team. Stripe lists Thailand as a supported country, but whether Cloudflare's Stripe Connect platform onboards Thailand-based individuals: unclear.",
   "sources": [
    {
     "title": "Cloudflare docs: What is Pay Per Crawl?",
     "url": "https://developers.cloudflare.com/ai-crawl-control/features/pay-per-crawl/what-is-pay-per-crawl/",
     "date": "2026-07-28",
     "accessed": "2026-09-23"
    },
    {
     "title": "Cloudflare docs: Enable in account settings",
     "url": "https://developers.cloudflare.com/ai-crawl-control/features/pay-per-crawl/use-pay-per-crawl-as-site-owner/enable-in-account-settings/",
     "date": "2026-04-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Cloudflare docs: Set a pay per crawl price",
     "url": "https://developers.cloudflare.com/ai-crawl-control/features/pay-per-crawl/use-pay-per-crawl-as-site-owner/set-a-pay-per-crawl-price/",
     "date": "2026-07-28",
     "accessed": "2026-09-23"
    },
    {
     "title": "Cloudflare docs: Manage payouts",
     "url": "https://developers.cloudflare.com/ai-crawl-control/features/pay-per-crawl/use-pay-per-crawl-as-site-owner/manage-payouts/",
     "date": "2026-04-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Cloudflare press release: Your content, your rules",
     "url": "https://www.cloudflare.com/press/press-releases/2026/cloudflare-allows-the-agentic-internet-to-flourish-with-a-simple-philosophy-your-content-your-rules/",
     "date": "2026-07-01",
     "accessed": "2026-09-23"
    },
    {
     "title": "TechCrunch: Cloudflare's new policy pushes AI companies to pay for publishers' content",
     "url": "https://techcrunch.com/2026/07/01/cloudflares-new-policy-pushes-ai-companies-to-pay-for-publishers-content/",
     "date": "2026-07-01",
     "accessed": "2026-09-23"
    },
    {
     "title": "PPC Land: Cloudflare stops charging AI per crawl and starts paying per answer",
     "url": "https://ppc.land/cloudflare-stops-charging-ai-per-crawl-and-starts-paying-per-answer/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "cloudflare-monetization-gateway",
   "name": "Cloudflare Monetization Gateway (x402)",
   "needs": "A Cloudflare customer account and a place on the waitlist (Google Form early-access list).",
   "fees": "Not stated.",
   "status_2026": "Announced 1 Jul 2026; 'The Monetization Gateway waitlist is open now for Cloudflare customers.' Charges 'any caller for any resource' behind Cloudflare: web pages, datasets, APIs, MCP tools.",
   "notes": "'At launch, payments will settle in stablecoins over x402'; the post names Open USD and USDC. 'Sellers will be able to use the stablecoins they accumulate ... or redeem the stablecoins for equivalent fiat currency in their bank account.' Settlement network not stated in the post.",
   "sources": [
    {
     "title": "Cloudflare Blog: Announcing the Monetization Gateway",
     "url": "https://blog.cloudflare.com/monetization-gateway/",
     "date": "2026-07-01",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "nostr-zaps",
   "name": "Nostr zaps (NIP-57)",
   "needs": "A Nostr keypair with a profile whose lud16 field holds a Lightning address, and a Lightning address provider whose LNURL-pay endpoint returns allowsNostr: true and a nostrPubkey (the provider signs kind-9735 zap receipts).",
   "fees": "None in the protocol; Lightning provider and routing fees apply.",
   "status_2026": "NIP-57 is marked 'draft' 'optional'; file last changed 13 Jun 2026. Providers checked here that support zaps: coinos.io endpoint returns allowsNostr: true; Alby free plan includes a Nostr address; Minibits has Nostr Wallet Connect for zaps; ZEUS Cashu addresses are described as receiving zaps.",
   "notes": "Zap request = kind 9734 (sent to the LNURL callback, not published); zap receipt = kind 9735 (published to relays named in the request).",
   "sources": [
    {
     "title": "NIP-57: Lightning Zaps",
     "url": "https://raw.githubusercontent.com/nostr-protocol/nips/master/57.md",
     "date": "2026-06-13 (last commit)",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "brave-creators",
   "name": "Brave Creators (BAT contributions)",
   "needs": "A Brave Creators account, a verified site or channel, and either a self-custody Ethereum or Solana address (signed through Brave Wallet) or a custodial account (Uphold, bitFlyer; custodial accounts need KYC with the custodian).",
   "fees": "Not stated on the pages read.",
   "status_2026": "Live; the creators page says 'Join over 1,622,679 content creators'. On-demand contributions can arrive as BAT, USDC, ETH or SOL; monthly recurring contributions are BAT and 'only available for custodian-connected accounts'. Gemini payout accounts 'are no longer supported in Brave Rewards'.",
   "notes": "Custodial regions: Uphold in listed countries (Thailand not listed), bitFlyer Japan only, ZebPay India only (Rewards side), Gemini United States. Solana self-custody is available in most regions; the exclusion list (Japan, Afghanistan, Albania and others) does not include Thailand. The regions article body says 'Last updated: August 18th, 2025' while the help-centre record shows an update on 23 Sep 2026. Help-centre pages were read through the Zendesk API; the browser URLs returned HTTP 403.",
   "sources": [
    {
     "title": "Brave Creators",
     "url": "https://creators.brave.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Brave Help: List of supported regions: Payout accounts",
     "url": "https://support.brave.app/hc/en-us/articles/6539887971469-List-of-supported-regions-Payout-accounts",
     "date": "body 2025-08-18; record updated 2026-09-23",
     "accessed": "2026-09-23"
    },
    {
     "title": "Brave Help: Brave Creator FAQ",
     "url": "https://support.brave.app/hc/en-us/articles/360025397851-Brave-Creator-FAQ",
     "date": "2026-09-22",
     "accessed": "2026-09-23"
    },
    {
     "title": "Brave Help: How do I connect an Ethereum or Solana address to my channel?",
     "url": "https://support.brave.app/hc/en-us/articles/33819084569101-How-do-I-connect-an-Ethereum-or-Solana-address-to-my-channel",
     "date": "2026-09-16",
     "accessed": "2026-09-23"
    },
    {
     "title": "Brave Help: How do I connect my Creators account with a custodian?",
     "url": "https://support.brave.app/hc/en-us/articles/360046470011-How-do-I-connect-my-Creators-account-with-a-custodian",
     "date": "2026-09-19",
     "accessed": "2026-09-23"
    },
    {
     "title": "Brave Help: Gemini account support in Brave Rewards",
     "url": "https://support.brave.app/hc/en-us/articles/41292963350669-Gemini-account-support-in-Brave-Rewards",
     "date": "2026-09-22",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "affiliate-bybit",
   "name": "Bybit Affiliate Program",
   "needs": "An application to the programme and a Bybit account.",
   "fees": "'Up to 50% Commission' on referrals' trading; payout shown in USDT.",
   "status_2026": "Page live on 2026-09-23 ('Trusted by 100K+ Affiliates').",
   "notes": "Eligibility by country and KYC terms not shown on the landing page. Thai regulation of foreign exchanges not checked here (see open questions).",
   "sources": [
    {
     "title": "Bybit Affiliate Program",
     "url": "https://affiliates.bybit.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "affiliate-okx",
   "name": "OKX Affiliate Program",
   "needs": "An application and an OKX account.",
   "fees": "'Earn up to 50% commission in USDT when users sign up via your affiliate link and trade.'",
   "status_2026": "Page live on 2026-09-23.",
   "notes": "Page: 'The availability and the terms of the Affiliate Program may vary depending on your country or region.' Thai regulation of foreign exchanges not checked here.",
   "sources": [
    {
     "title": "OKX Affiliates",
     "url": "https://www.okx.com/affiliates",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "affiliate-bitget",
   "name": "Bitget Affiliate Program",
   "needs": "An application and a Bitget account.",
   "fees": "Rebates in USDT based on referred users' trading; rate not stated on the landing page text read.",
   "status_2026": "Page live on 2026-09-23; claims 300,000+ affiliates and 20 million USDT paid in the past 30 days.",
   "notes": "Country eligibility not shown on the page read.",
   "sources": [
    {
     "title": "Bitget Affiliate Program",
     "url": "https://www.bitget.com/affiliates",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "affiliate-kucoin",
   "name": "KuCoin Affiliate Program",
   "needs": "An application ('Anyone with community, media, or other resources') and a KuCoin account.",
   "fees": "'earn up to 60% commission on their trading fees'; commission totals shown in USDT.",
   "status_2026": "Page live on 2026-09-23 (the fetch was redirected to a Thai-locale URL).",
   "notes": "Country eligibility not shown on the page read.",
   "sources": [
    {
     "title": "KuCoin Affiliate Program",
     "url": "https://www.kucoin.com/affiliate",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "affiliate-binance",
   "name": "Binance Affiliate Program",
   "needs": "unclear",
   "fees": "unclear (page returned a bot-check or template text only).",
   "status_2026": "unclear",
   "notes": "Not verified in this pass.",
   "sources": [
    {
     "title": "Binance Affiliate (did not render)",
     "url": "https://www.binance.com/en/activity/affiliate",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "unconfirmed"
  },
  {
   "id": "affiliate-bitrefill",
   "name": "Bitrefill affiliate programme",
   "needs": "Sign-up through the programme form.",
   "fees": "'reward your Bitrefill Store Credits with 1% of your audience purchases, forever'; credited 'at the moment your referee completes a purchase'.",
   "status_2026": "Page live on 2026-09-23.",
   "notes": "Paid as Bitrefill store credit, not as BTC to an external address, per the page text read.",
   "sources": [
    {
     "title": "Bitrefill Affiliate",
     "url": "https://www.bitrefill.com/affiliate/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "affiliate-hardware-wallets",
   "name": "Hardware wallet affiliate programmes (summary)",
   "needs": "An application to each programme.",
   "fees": "Trezor: 'up to 15% commission on every sale (net order value, excluding VAT and shipping)', 30-day cookie, 'Monthly payouts in Euros or BTC'.",
   "status_2026": "Trezor page live 2026-09-23. BitBox affiliate page returned HTTP 403; ledger.com/affiliates and coinkite.com/affiliate returned HTTP 404.",
   "notes": "Covered in detail by the wallet-programmes researcher.",
   "sources": [
    {
     "title": "Trezor Affiliate",
     "url": "https://trezor.io/affiliate",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "stripe-stablecoins",
   "name": "Stripe (stablecoin pay-ins and stablecoin payouts)",
   "needs": "A Stripe account in a supported country. Stablecoin payments: business located in the US (private preview for EU, Hong Kong, Mexico, Switzerland). Stablecoin payouts for Connect: private preview, 'only available to platforms based in the United States'.",
   "fees": "Not read.",
   "status_2026": "Stripe's global page lists Thailand as a supported country. Stablecoin payments accept USDC on Tempo, Ethereum, Solana, Polygon and Base (USDP and USDG US-only) and settle to the Stripe balance in local currency; customer limit 10,000 USD per transaction.",
   "notes": "Thailand is not among the business locations for stablecoin acceptance. Whether Stripe Thailand onboards unregistered individuals was not checked.",
   "sources": [
    {
     "title": "Stripe: Global availability",
     "url": "https://stripe.com/global",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Stripe Docs: Stablecoin payments",
     "url": "https://docs.stripe.com/payments/stablecoin-payments",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "Stripe Docs: Stablecoin payouts for Connect",
     "url": "https://docs.stripe.com/connect/stablecoin-payouts",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "paypal-pyusd",
   "name": "PayPal USD (PYUSD)",
   "needs": "A PayPal account with crypto services enabled.",
   "fees": "Sending PYUSD between PayPal and Venmo users: 'without fees'; sending to external wallets: network fees apply.",
   "status_2026": "PayPal US page (read 2026-09-23) advertises 4% annual rewards on PYUSD held. Issued by Paxos Trust Company.",
   "notes": "Only the US pages were read; availability to PayPal accounts registered in Thailand: unclear.",
   "sources": [
    {
     "title": "PayPal: PYUSD Stablecoin",
     "url": "https://www.paypal.com/us/digital-wallet/manage-money/crypto/pyusd",
     "date": "undated",
     "accessed": "2026-09-23"
    },
    {
     "title": "PayPal Help: What is PayPal USD (PYUSD)?",
     "url": "https://www.paypal.com/us/cshelp/article/what-is-paypal-usd-pyusd-help1005",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "unconfirmed"
  },
  {
   "id": "github-sponsors",
   "name": "GitHub Sponsors (fiat, listed for comparison)",
   "needs": "A GitHub account with a sponsored-developer profile, residence in a supported region, and bank/Stripe payout details.",
   "fees": "No fee on sponsorships from personal accounts; up to 6% on sponsorships from organization accounts (3% card processing + 3% GitHub service).",
   "status_2026": "Thailand is on the supported-regions list.",
   "notes": "Pays in fiat, not crypto.",
   "sources": [
    {
     "title": "GitHub Docs: About GitHub Sponsors",
     "url": "https://docs.github.com/en/sponsors/getting-started-with-github-sponsors/about-github-sponsors",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "tip4commit",
   "name": "Tip4Commit",
   "needs": "Sign-up by email or GitHub. Donors deposit BTC into a project; contributors whose commits are accepted are tipped.",
   "fees": "Not stated on the home page.",
   "status_2026": "Site live on 2026-09-23 (footer '© Tip4Commit 2013-2026').",
   "notes": "Pays commit authors, not site owners directly.",
   "sources": [
    {
     "title": "Tip4Commit",
     "url": "https://tip4commit.com/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "confirmed"
  },
  {
   "id": "gitcoin-grants",
   "name": "Gitcoin Grants",
   "needs": "unclear (round requirements not on the home page).",
   "fees": "unclear",
   "status_2026": "Home page lists Gitcoin Grants 24 ('GG24 — The First Funding Round of Gitcoin 3.0').",
   "notes": "Round dates, grantee requirements and payout tokens not read.",
   "sources": [
    {
     "title": "Gitcoin",
     "url": "https://gitcoin.co/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "unconfirmed"
  },
  {
   "id": "geyser-fund",
   "name": "Geyser (bitcoin crowdfunding)",
   "needs": "unclear",
   "fees": "unclear",
   "status_2026": "Site title 'Bitcoin Crowdfunding for New Ideas and Humanitarian Causes'; the page renders only through JavaScript and gave no further text.",
   "notes": "Fees, KYC and custody not verified.",
   "sources": [
    {
     "title": "Geyser",
     "url": "https://geyser.fund/",
     "date": "undated",
     "accessed": "2026-09-23"
    }
   ],
   "confidence": "unconfirmed"
  }
 ],
 "atms": {
  "thailand_crypto_atms": "Unclear. CoinATMRadar blocked every fetch (Cloudflare 'Sorry, you have been blocked' page, also in a browser tab), the Internet Archive was offline, and no other ATM directory was read, so no machine count, operator or city is confirmed for Thailand today. Legal position: not read on a regulator page; the Thai SEC site (sec.or.th) returned HTTP 403. Sources read state that only SEC-licensed digital asset exchanges, brokers and dealers may convert crypto for visitors under TouristDigiPay (AIM Bangkok), and that since 1 April 2022 Thai rules bar crypto as payment for goods and services while holding and trading stay legal (Wikipedia). No SEC warning or enforcement action about crypto ATMs was found in what was read; this is not evidence that none exists.",
  "sources": [
   {
    "title": "coinatmradar.com countries page (fetch blocked by Cloudflare)",
    "url": "https://coinatmradar.com/countries/",
    "date": "undated",
    "accessed": "2026-09-23"
   },
   {
    "title": "Legality of cryptocurrency by country or territory - Wikipedia (Thailand entry)",
    "url": "https://en.wikipedia.org/wiki/Legality_of_cryptocurrency_by_country_or_territory",
    "date": "undated",
    "accessed": "2026-09-23"
   },
   {
    "title": "Thailand Launches “TouristDigiPay” Sandbox, Operator Applications Open | AIM Bangkok",
    "url": "https://aimbangkok.com/thailand-launches-touristdigipay-crypto-sandbox/",
    "date": "2026-07-14",
    "accessed": "2026-09-23"
   }
  ],
  "confidence": "unconfirmed"
 },
 "open_questions": [
  "[cards] Binance Card: no Binance page with card eligibility, issuer or fees could be read on 2026-09-23 (JavaScript-only pages, bot challenge from a Thai IP, login redirect). Needs a browser session or another route to the Binance Card FAQ/terms.",
  "[cards] Bybit Card and Thailand: the only Bybit page naming Thailand is an AI-generated wiki article ('Thailand: Not currently available'). An authoritative Bybit card country list, or the Asia Pacific cardholder terms (which name the issuer), did not render. Bybit's sitemaps carry no th-TH locale while carrying vi-VN, id-ID, km-KH and my-MM. The Thai SEC's 2025 order blocking access to Bybit is known from memory only and was not verified today (web search budget exhausted).",
  "[cards] KAST: the country dropdown in the app is the only published eligibility test; whether Thailand appears in it was not checked (no sign-up).",
  "[cards] Tria: no first-party list of supported or excluded countries found; third-party lists are unverified. Card-terms fees ($25 / $109 / $250 issue and annual) conflict with the homepage's 'free' virtual card.",
  "[cards] Crypto.com: whether residents of Thailand can apply for the Singapore-issued (Foris Asia Pte. Ltd.) card is not stated on any page read; Google Pay support for that card not confirmed.",
  "[cards] RedotPay: numeric spend and ATM limits sit in an image on the help-centre fee page; the figures in this file come from conflicting third-party snippets. Card-funding (credit/debit card top-up) fee page failed to load.",
  "[cards] ether.fi Cash: help-centre pages conflict on the Core physical card fee ($50 vs 'Free; shipping fee applies') and on affiliate earnings (0.1%–0.3% vs 1% of referral purchases). ATM fee for Core and Luxe is not stated.",
  "[cards] KAST: help centre (0.5%–1.75% FX, $0 Standard membership) conflicts with the March 20, 2025 cardholder agreement (FX up to 2%, annual fee up to USD 20).",
  "[cards] Gnosis Pay consumer card ends 20 December 2026; partner apps (Rebind, Picnic, MiniPay, Gnosis App) take over, and their availability in Thailand is not researched here.",
  "[cards] Bitget Card (exchange, APAC): the eligibility article https://www.bitget.com/support/articles/12560603881033 renders client-side and was not read. Whether Thailand residents can apply is unresolved; a search summary naming Thailand may have mixed it up with Bitget Wallet Card's list.",
  "[cards] OKX Card: regions are shown only inside the app. Thailand is absent from OKX's restricted-locations list (8 July 2026), but that does not confirm the card is offered there. Whether the Thai SEC's action against unlicensed foreign exchanges still covers OKX in 2026 was not checked. Who holds the OKX Pay balance, and which entity issues the card, are not stated.",
  "[cards] Tevau: the 'unsupported countries/regions' list names Thailand but does not say whether it covers residence, nationality or place of use. The card fee table is an image and was not read.",
  "[cards] Wirex Pay: the card issuer, network, card order and delivery fees, FX and ATM fees, and Apple/Google Pay support are not stated in the docs. It was not checked whether the web app (app.wirexpaychain.com) accepts new sign-ups today.",
  "[cards] Bitget Wallet Card: fee percentages (top-up, conversion, ATM) and limits are not published on readable pages. The 49 USD physical-card price and the 'citizens or residents (employment pass or proof of address)' wording come only from a search snippet of https://web3.bitget.com/helpCenter/675.",
  "[cards] Wirex app: the supported-countries table metadata says 2024-10-29 and the fees page 2023-12-14, so both may be out of date. Wirex affiliate commission rates are not on Wirex's own pages.",
  "[cards] Coinbase: the live coinbase.com pages returned HTTP 403, so Wayback Machine copies (3 and 7 Sep 2026) were used. The Cardholder Agreement (ATM and FX fees) was not read.",
  "[cards] Nexo: support.nexo.com renders client-side. Limits and the physical-card pause come from nexo.how, a mirror of Nexo's help centre dated 10 July 2025.",
  "[cards] Holyheld: the site no longer markets a card. The terms refer to a partner-issued card for Swiss residents. Card fees, network and whether a card is still issued are unconfirmed.",
  "[cards] Not included as entries: Cypher's card wound down. Its site says cards stop working on 8 August 2026 at 00:00 UTC (https://www.cypherhq.io/wind-down-support/until-when-can-i-use-my-cypher-card, updated July 7, 2026).",
  "[cards] Not included as entries: Plasma One (issued by Rain, Visa; https://www.plasma.org/personal) and Kolo (https://kolo.xyz/countries) publish no country list readable without JavaScript, and Oobit's pages read name no card countries. Oobit lists local QR payments in Brazil, Argentina, Vietnam and the Philippines, with no Thailand or PromptPay mention (https://www.oobit.com/qr-payments).",
  "[cards] Fiat24's eligible-country list (https://info.fiat24.com/overview) renders client-side and was not read. New individual clients are paused.",
  "[cards] The web-search quota ran out partway through. Other Rain-issued cards, Solayer Emerald, Payy, UR, Bitsa and Argent/Ready were not checked for Thailand.",
  "[exchanges] Bitkub: the non-Thai document list lets a passport (NFC) plus one home-country document (category 4) qualify on paper, with no Thai visa or work permit; whether Bitkub approves such applications in practice is not stated.",
  "[exchanges] Binance TH: search-result snippets of its foreign-national KYC FAQ mention proof of Thai residence (lease or condo agreement) and a second ID from Thailand or the home country; the page text read today listed only passport, second ID, visa and supporting visa document.",
  "[exchanges] Coins TH: two help pages conflict on foreign KYC (unavailable, updated 2024-01-03, vs passport accepted, updated 2024-08-24).",
  "[exchanges] Orbix, InnovestX, Bitazza TH, Kulap, Maxbit, Xspring, MobyX, WAANX, Z.com EX and Coins Connect: no foreign-national policy found on pages read.",
  "[exchanges] Upbit TH, Orbix, InnovestX, Coins TH, Bitazza TH, 1109X: no referral or affiliate programme found; absence from pages read is not proof none exists.",
  "[exchanges] KuCoin: third-party search results referred to a 'KuCoin Thailand'; no KuCoin entity is on the SEC list read today. Not verified.",
  "[exchanges] A third-party site (brokerth.com) claims foreign exchanges soliciting Thai users face enforcement after a 28 June 2026 grace period under amendments in force 13 April 2025. Not verified against SEC or Royal Gazette text.",
  "[exchanges] Bybit is blocked (SEC News 134/2025) but no 'Bybit' entry was found on the SEC Investor Alert list; reason unknown.",
  "[exchanges] P2P THB checks used a browser whose location was not confirmed; P2P fiat lists and ads can vary by viewer location and time.",
  "[exchanges] Binance global's restricted-jurisdiction list did not render; whether binance.com accepts new Thai-resident sign-ups was not verified.",
  "[exchanges] USDT networks for Bybit, OKX and Kraken were not checked (no public endpoint without login).",
  "[exchanges] Stablecoin supervision principles: final wording, effective date and whether foreigners' own-name wallets at foreign exchanges count as 'own' are not yet known; hearing closes 25 Sep 2026.",
  "[exchanges] Holdstation-UNO and Exmix block details come from Thai news only.",
  "[exchanges] The session's web-search budget ran out mid-task; later discovery relied on direct site navigation, so some platform pages (e.g. Bitkub THB withdrawal own-name article, Binance global terms) were not located.",
  "[other_rails/atms] Crypto ATMs in Thailand: count, operators and cities from CoinATMRadar (blocked today); and whether the Thai SEC treats a crypto ATM as a licensed exchange/broker/dealer activity or has issued any warning. Needs sec.or.th access or a news search.",
  "[other_rails/atms] TouristDigiPay: official list of approved digital asset operators and e-money partners, current live status, and whether long-stay foreign residents (DTV, retirement, work visa) are eligible. sec.or.th returned HTTP 403.",
  "[other_rails/atms] Bangkok Bank, Krungthai, GSB, UOB and CIMB Thai foreign-card ATM fees on their own fee schedules (Bangkok Bank timed out; Krungthai bot-protected; GSB, UOB, CIMB fee tables not found).",
  "[other_rails/atms] AEON foreign-card ATM fee (150 THB per third-party guides) not on AEON's own pages; which AEON machines accept foreign cards now.",
  "[other_rails/atms] Wise Thailand: conflict between the rollout page (Thai-address accounts get currencies, account details and cards in 2026) and the older help page saying Wise has 'temporarily stopped issuing currencies and account details for customers in Thailand'. Also Wise's THB fees for Thai-address accounts and the card network.",
  "[other_rails/atms] Wise THB payouts: whether PromptPay payout is still used (2020 blog says yes up to 50,000 THB; 2025-2026 guide does not mention it); Citibank listed as both supported and unsupported.",
  "[other_rails/atms] DeeMoney standard fee and limits (150 THB + VAT; 200,000 THB per transaction; 800,000 THB per month) only in snippets of blog pages that now return 404; inbound corridors today.",
  "[other_rails/atms] Revolut country list not readable (HTTP 403); Thailand residence support confirmed only by a 2022 App Store reply and third-party guides.",
  "[other_rails/atms] TrueMoney foreigner tiers and limits (30,000 / 50,000 THB) only from third-party guides; truemoney.com returned HTTP 403.",
  "[other_rails/atms] Alipay foreign-card fee, Alipay Tour Pass status, and WeChat Pay with a foreign card at Thai QR codes: not read on the providers' pages.",
  "[other_rails/atms] Whether a passport number can be registered as a PromptPay ID at any Thai bank.",
  "[wallets] Ledger affiliate cookie length: not in the Ledger FAQ; the programme terms page (affiliate.ledger.com/terms-and-conditions) sits behind a Cloudflare challenge and was not read.",
  "[wallets] Ledger USD prices come from the shop's embedded product data read from Thailand; a USD storefront view was not seen. Nano S Plus THB 2,060 against USD 59.0 gives a different THB/USD ratio from the other models (about 42 for the rest).",
  "[wallets] Trezor affiliate tiers (12% then 15% after ten conversions) and minimum payouts (100 EUR for BTC, 200 EUR for EUR) appear only in third-party search snippets; Trezor's own page says 'up to 15%' with no threshold.",
  "[wallets] Trezor shipping cost and duties for Thailand (Safe 3, Safe 5): not published on the pages read.",
  "[wallets] Tangem commission percentage, cookie length and minimum payout: not published on tangem.com/en/affiliates/.",
  "[wallets] BitBox: whether checkout offers DDP for Thailand is shown only at checkout, which was not opened.",
  "[wallets] Coinkite/COLDCARD: no affiliate programme found on the vendor pages read, and Thailand shipping is not stated. The web search budget for this session ran out before third-party reports could be checked.",
  "[wallets] Trust Wallet referral article returns HTTP 500; Phantom referral reward is not described; Exodus affiliate paths return 403 to scripts. Software-wallet swap fee percentages were not recorded.",
  "[wallets] Keystone 'BTC-Only' page is linked in the footer but was not opened.",
  "[crypto_income] Wallet of Satoshi: which mode (custodial or self-custodial) applies to Thailand accounts after the reported end-of-September 2026 phase-out of legacy custodial invoices.",
  "[crypto_income] Strike: whether Thailand residents can open accounts (strike.me returned HTTP 403 to every fetch).",
  "[crypto_income] Coinbase Commerce: current status; Coinbase Business: country list and whether individuals can join (coinbase.com and help.coinbase.com returned HTTP 403).",
  "[crypto_income] CDP (Coinbase Developer Platform): whether a Thailand-based individual can open an account and create the API keys the CDP x402 facilitator needs.",
  "[crypto_income] Cloudflare Pay Per Crawl: whether its Stripe Connect onboarding accepts Thailand-based individuals, payout currency, and minimum payout threshold (not disclosed).",
  "[crypto_income] x402.org facilitator: Cloudflare's Agents docs (3 Jun 2026) describe it as Coinbase-operated with mainnet networks; docs.x402.org and the live /supported endpoint show testnet only.",
  "[crypto_income] Thai SEC treatment of foreign crypto exchanges (reported in 2025 to have ordered blocking of some unlicensed platforms) and its effect on exchange affiliate programmes for Thailand residents; not verified in this pass.",
  "[crypto_income] Binance, Ledger, BitBox and Coinkite affiliate terms (pages blocked, did not render, or 404).",
  "[crypto_income] Phoenix fees and country availability (FAQ returned HTTP 403).",
  "[crypto_income] Blink: which regions lost custodial accounts in August/September 2026, and service status after the 19 Sep 2026 incident.",
  "[crypto_income] Coinos custody terms and fees on a Coinos-published page (site renders only through JavaScript).",
  "[crypto_income] Primal: KYC status of the Spark-based wallet on a Primal-published page.",
  "[crypto_income] Ko-fi and Buy Me a Coffee crypto support (help centres returned HTTP 403 or were not checked).",
  "[crypto_income] Geyser fees, KYC and custody.",
  "[crypto_income] Stripe Thailand: whether unregistered individuals can open accounts.",
  "[crypto_income] PayPal PYUSD availability for PayPal accounts registered in Thailand.",
  "[crypto_income] Alby: hosted (cloud) Alby Hub price; not shown on the pricing page read.",
  "[crypto_income] Thai tax and reporting rules on crypto income (outside this slice).",
  "[exchanges] KuCoin Thailand (kucoin.th, ERX Company Limited) prints Thai licence numbers but is absent from the SEC licensed-operator page read 2026-09-23; licence status needs an SEC source.",
  "[atms] CoinATMRadar returned Cloudflare blocks to every fetch on 2026-09-23 (direct, browser, and all Wayback Machine captures since 2024 are 403 pages); the Thailand machine count is unread."
 ]
}