Skip to the page
OFFRAMPT ไทย
EXIT 9Wordsศัพท์English and Thai

80 words, in English and in the Thai the SEC, the Bank of Thailand and the Thai press use, with a romanisation for reading aloud.

Anti Online Scam Operation Center (AOC 1441)ศูนย์ปฏิบัติการแก้ไขปัญหาอาชญากรรมออนไลน์sun patibatkan kaekhai panha atchayakam onlai
A government centre, reached on the 1441 hotline, that takes reports of online fraud in one place.[618]
Anti-Money Laundering Office (AMLO)สำนักงานป้องกันและปราบปรามการฟอกเงิน (ปปง.)samnakngan pongkan lae prappram kan fok ngoen (po po ngo)
The Thai agency that enforces the anti-money-laundering law, receives reports of suspicious transactions and keeps lists of people linked to crime.[619]
Bank of Thailand (BOT)ธนาคารแห่งประเทศไทย (ธปท.)thanakhan haeng prathet thai (tho po tho)
Thailand's central bank. It issues the baht and oversees banks, payment systems, e-money and foreign exchange rules.[620]
Bitcoinบิตคอยน์bitkhoi
The first cryptocurrency, launched in 2009, which runs on its own blockchain. The Office of the Royal Society lists this Thai spelling.[621]
blockchainบล็อกเชนblokchen
A shared record of transactions, grouped into blocks linked in time order and copied across a network, which makes past entries hard to alter.[622]
call-centre gangแก๊งคอลเซ็นเตอร์kaeng khonsentoe
Organised fraud groups that phone or message victims and frighten them into transferring money.[443]
capital gainกำไรจากการขายkamrai chak kan khai
Profit from selling an asset for more than it cost.[623]
central bank digital currency (CBDC)สกุลเงินดิจิทัลที่ออกโดยธนาคารกลางsakun ngoen dichithan thi ok doi thanakhan klang
Money in digital form issued directly by a central bank. It carries the same value as notes and coins.[624]
coin exchange serviceการรับแลกเหรียญkan rap laek rian
Offering the public a swap of crypto for cash or other coins. The SEC treats a regular service of this kind as dealer business that needs a licence.[625]
cryptocurrencyคริปโทเคอร์เรนซีkhripthokhoenrensi
A unit of electronic data created to serve as a medium of exchange for goods, services or other digital assets, where users accept it. The SEC notes that central banks do not recognise it as legal tender.[622]
cryptocurrency (Royal Society coinage)เงินตราเข้ารหัสลับngoentra khao rahat lap
The Thai word the Office of the Royal Society listed for cryptocurrency in 2019, next to the transliterated loanword. Literally 'encrypted currency'.[621]
cryptographic keyกุญแจเข้ารหัสkunchae khao rahat
The secret code that approves a transfer of a digital asset. Thai law uses this term to describe what a custodian manages for its customers.[626]
Cyber Crime Investigation Bureau (CCIB)กองบัญชาการตำรวจสืบสวนสอบสวนอาชญากรรมทางเทคโนโลยี (บช.สอท.)kong banchakan tamruat suepsuan sopsuan atchayakam thang theknoloyi (bo cho so o tho)
The Thai police bureau that investigates online and technology crime. It works with the SEC on raids against unlicensed crypto services.[625]
decentralised finance (DeFi)บริการทางการเงินแบบกระจายศูนย์borikan thang kan ngoen baep krachai sun
Financial services such as lending and token swaps that run on smart contracts on a blockchain, without a company in the middle.[627]
depositการฝากเงินkan fak ngoen
Putting money into an account. Thai exchanges accept baht deposits only from a bank account in the customer's own name.[628]
Deposit Protection Agencyสถาบันคุ้มครองเงินฝากsathaban khumkhrong ngoen fak
The Thai agency that insures bank deposits. Money and crypto held with a digital asset business are not bank deposits, so its cover does not apply to them.[629]
digital assetสินทรัพย์ดิจิทัลsinsap dichithan
Thailand's legal term covering both cryptocurrencies and digital tokens. The SEC licenses and supervises businesses that deal in them.[622]
digital asset brokerนายหน้าซื้อขายสินทรัพย์ดิจิทัลnaina sue khai sinsap dichithan
A business that buys, sells or exchanges digital assets on behalf of customers for a fee or other payment.[626]
digital asset business operatorผู้ประกอบธุรกิจสินทรัพย์ดิจิทัลphu prakop thurakit sinsap dichithan
A company licensed to run a digital asset business in Thailand, such as an exchange, broker, dealer or custodian. The Minister of Finance grants the licence and the SEC supervises the holder.[626]
digital asset custodial wallet providerผู้ให้บริการรับฝากสินทรัพย์ดิจิทัลphu hai borikan rap fak sinsap dichithan
A business that holds digital assets for customers, or manages the cryptographic keys that control them, for a fee.[626]
digital asset dealerผู้ค้าสินทรัพย์ดิจิทัลphu kha sinsap dichithan
A business that buys and sells digital assets in its own name, outside an exchange, as a regular business. The SEC counts a booth or online post offering to swap coins for the public as dealer business.[626]
digital asset exchangeศูนย์ซื้อขายสินทรัพย์ดิจิทัลsun sue khai sinsap dichithan
A platform that matches buyers and sellers of digital assets as a regular business. Running one in Thailand needs a licence.[626]
digital bahtเงินบาทดิจิทัลngoen bat dichithan
A digital form of the baht for public use that the Bank of Thailand has studied and piloted. It differs from crypto because the central bank would issue it.[630]
digital tokenโทเคนดิจิทัลthoken dichithan
A unit of electronic data that gives its holder a right, such as a share in a project or access to goods or services. Thai rules split tokens into investment tokens and utility tokens.[622]
e-moneyเงินอิเล็กทรอนิกส์ngoen ilektronik
Stored value that a licensed provider issues in return for cash and that people spend through apps or cards. The Bank of Thailand supervises it under the Payment Systems Act.[620]
Emergency Decree on Digital Asset Businesses B.E. 2561 (2018)พระราชกำหนดการประกอบธุรกิจสินทรัพย์ดิจิทัล พ.ศ. 2561phraratchakamnot kan prakop thurakit sinsap dichithan pho so 2561
The 2018 law that defines digital assets in Thailand and requires businesses dealing in them to hold a licence. It also requires them to keep customer assets separate from their own.[631]
Emergency Decree on technology crimeพ.ร.ก. มาตรการป้องกันและปราบปรามอาชญากรรมทางเทคโนโลยีpho ro ko mattrakan pongkan lae prappram atchayakam thang theknoloyi
The emergency decree that sets duties for banks, telecom firms and other providers to prevent and trace online fraud, including through mule accounts.[632]
Exchange Control Actพ.ร.บ. ควบคุมการแลกเปลี่ยนเงินpho ro bo khuapkhum kan laekplian ngoen
The Thai law that governs foreign currency dealings and moving money into and out of the country. The Bank of Thailand administers it.[633]
exchange rateอัตราแลกเปลี่ยนattra laekplian
The price of one currency in another, such as baht per US dollar. The Bank of Thailand publishes daily reference rates.[634]
fake transfer slipสลิปปลอมsalip plom
A forged bank-transfer receipt shown to make a seller release goods or crypto before any money has arrived.[635]
feeค่าธรรมเนียมkha thamniam
A charge for a service, such as a trading commission, a withdrawal charge or a network transfer cost.[626]
first in, first out (FIFO)วิธีเข้าก่อนออกก่อนwithi khao kon ok kon
A cost method that treats the first coins bought as the first ones sold. The Revenue Department accepts it for crypto.[636]
freeze (of an account)อายัดayat
A hold that stops money from leaving an account. Banks and authorities apply it to accounts and transactions linked to fraud.[637]
G-Token (Government Token)โทเคนดิจิทัลที่ออกและดำเนินการโดยกระทรวงการคลังthoken dichithan thi ok lae damnoenkan doi krasuang kan khlang
A digital token issued and operated by Thailand's Ministry of Finance. Licensed digital asset businesses offer it to customers under SEC rules.[626]
gain from transfer (tax term)ผลประโยชน์ที่ได้รับจากการโอนphon prayot thi dai rap chak kan on
The Revenue Department's phrase for profit from selling or swapping cryptocurrency or digital tokens above cost. The Revenue Code counts it as assessable income.[636]
grey moneyทุนเทาthun thao
Thai press term for money of illegal or unexplained origin that its owners try to move through legal channels.[628]
hardware walletฮาร์ดแวร์วอลเล็ตhatwae wonlet
A small physical device that keeps private keys offline and signs transfers when connected. It is one form of cold storage.[638]
ICO portalผู้ให้บริการระบบเสนอขายโทเคนดิจิทัลphu hai borikan rabop sanoe khai thoken dichithan
An SEC-approved platform that screens token issuers and runs the sale of their tokens to investors.[639]
in the ordinary course of businessทางค้าปกติthang kha pokkati
The test in Thai law for when crypto trading becomes a business that needs a licence: offering the service to the public, for example by posting ads or setting up a booth, or earning from it.[625]
income tax exemptionการยกเว้นภาษีเงินได้kan yokwen phasi ngoen dai
Relief from income tax. A 2025 ministerial regulation exempts gains from transferring cryptocurrency or digital tokens through licensed Thai exchanges, brokers or dealers from 1 January 2025 to 31 December 2029.[623]
initial coin offering (ICO)การเสนอขายโทเคนดิจิทัลkan sanoe khai thoken dichithan
Raising money by selling newly issued digital tokens to the public. In Thailand the issuer needs SEC approval, files an offering document and sells through an approved ICO portal.[639]
international transferการโอนเงินระหว่างประเทศkan on ngoen rawang prathet
Sending money across borders, such as from a foreign bank account to a Thai one.[640]
investment scamหลอกลงทุนlok longthun
A fraud that lures victims with promised returns, often in crypto, then blocks withdrawals or asks for more fees.[641]
investment tokenโทเคนดิจิทัลเพื่อการลงทุนthoken dichithan phuea kan longthun
A digital token that gives the holder a stake in a project and a return, such as a share of revenue. Offering one to the public needs SEC approval.[639]
know your customer (KYC)การรู้จักลูกค้าkan ruchak lukkha
Checks a financial business runs to confirm a customer's identity before opening an account.[632]
means of paymentสื่อกลางการชำระราคาค่าสินค้าและบริการsueklang kan chamra rakha kha sinkha lae borikan
Something used to pay for goods and services. Thai regulators bar licensed digital asset businesses from supporting the use of crypto as a means of payment.[642]
meme coinเหรียญมีมrian mim
A cryptocurrency that starts as an internet joke or meme and has little stated use. Its price tends to rise and fall with social-media attention.[643]
miningการขุดkan khut
Using computers to validate blockchain transactions in return for newly created coins. The Revenue Department taxes income from selling mined coins.[636]
money changer businessการซื้อและขายธนบัตรต่างประเทศkan sue lae khai thanabat tang prathet
The business of buying and selling foreign banknotes. Firms other than banks need a licence, and the Bank of Thailand publishes the list of licence holders.[644]
money launderingการฟอกเงินkan fok ngoen
Passing money from crime through transactions that hide where it came from.[626]
moving average costวิธีต้นทุนถัวเฉลี่ยเคลื่อนที่withi tonthun thua chalia khluean thi
A cost method that recalculates the average price of holdings after each purchase. The Revenue Department accepts it, as it does FIFO.[636]
mule accountบัญชีม้าbanchi ma
A bank or crypto account opened or rented out to receive and move scam money. Thai banks can block transfers out of such accounts and refuse the holder new ones.[632]
non-fungible token (NFT)ไม่สามารถทดแทนกันได้mai samat thotthaen kan dai
A token in which each unit is unique and cannot be swapped one-for-one, used for items such as art, music or collectibles. The Thai phrase is the SEC's rendering of 'non-fungible'.[645]
offset (losses against gains)หักกลบhak klop
Using a loss to reduce a taxable gain. The Revenue Department allows crypto losses to offset gains in the same year only for trades on SEC-licensed exchanges.[636]
peer-to-peer (P2P) tradeการแลกเปลี่ยนระหว่างบุคคลkan laekplian rawang bukkhon
Buying or selling crypto directly with another person, often paid by bank transfer. Such trades carry risks such as fake payment slips, mule-account money and frozen accounts.[635]
personal income taxภาษีเงินได้บุคคลธรรมดาphasi ngoen dai bukkhon thammada
Tax on an individual's yearly income, filed on the PND 90 or PND 91 return. Gains from transferring crypto or digital tokens count toward it.[636]
police reportแจ้งความchaeng khwam
Filing a complaint with the police. Thai banks use lists of people named in such reports when handling mule accounts.[619]
private keyกุญแจส่วนตัวkunchae suantua
The secret code that controls a wallet and signs transfers out of it. Whoever holds it can move the funds.[646]
PromptPayพร้อมเพย์phromphe
Thailand's instant transfer system, which links a bank account to a mobile phone number or national ID number so money can be sent to that number.[640]
regulatory sandboxโครงการทดสอบและพัฒนานวัตกรรมkhrongkan thotsop lae phatthana nawattakam
A test scheme in which a regulator lets approved firms try a new financial service within set limits and under supervision, before or without a full licence.[626]
Revenue Departmentกรมสรรพากรkrom sanphakon
The Thai tax authority under the Ministry of Finance. It publishes guidance on how income from crypto and digital tokens is taxed.[636]
scammerมิจฉาชีพmitchachip
The usual Thai word for a fraudster, used by banks, regulators and police in scam warnings.[632]
SEC Check Firstเช็กก่อนเชื่อchek kon chuea
The SEC's website and app for checking whether a firm holds a Thai licence. The Thai tagline means 'check before you trust'.[625]
Securities and Exchange Commission, Thailand (SEC)สำนักงานคณะกรรมการกำกับหลักทรัพย์และตลาดหลักทรัพย์ (ก.ล.ต.)samnakngan khana kammakan kamkap laksap lae talat laksap (ko lo to)
The regulator that licenses and supervises digital asset businesses and approves token offerings in Thailand.[625]
smart contractสัญญาอัจฉริยะsanya atchariya
Code on a blockchain that carries out the terms of an agreement automatically when set conditions are met.[647]
source of incomeแหล่งเงินได้laeng ngoen dai
Where income counts as earned for tax. For crypto the Revenue Department looks at the country where the wallet used for trading is located.[636]
stablecoinสเตเบิลคอยน์sateboenkhoi
A cryptocurrency built to hold a steady value by tracking a currency such as the US dollar or the baht, or another asset.[630]
stakingการฝากสินทรัพย์ดิจิทัลเพื่อรับผลตอบแทนkan fak sinsap dichithan phuea rap phon topthaen
Depositing or locking digital assets with a service to earn a return, usually paid in more coins. The SEC has issued a circular on how licensed firms may offer it.[626]
TouristDigiPayการนำสินทรัพย์ดิจิทัลมาเปลี่ยนเป็นเงินบาท เพื่อชำระค่าสินค้าและบริการในประเทศสำหรับนักท่องเที่ยวต่างชาติkan nam sinsap dichithan ma plian pen ngoen bat phuea chamra kha sinkha lae borikan nai prathet samrap nakthongthiao tangchat
An SEC sandbox that lets foreign visitors convert digital assets into baht through licensed exchanges and dealers linked to e-money providers, to pay for goods and services in Thailand.[648]
Travel Ruleหลักเกณฑ์การส่งต่อข้อมูลระหว่างผู้โอนและผู้รับโอนlakken kan song to khomun rawang phu on lae phu rap on
A rule that requires the business sending a crypto transfer to pass the names and account details of sender and receiver to the business receiving it. The SEC and AMLO consulted on Thai rules based on the FATF standard in 2026.[649]
unlicensed digital asset businessประกอบธุรกิจสินทรัพย์ดิจิทัลโดยไม่ได้รับอนุญาตprakop thurakit sinsap dichithan doi mai dai rap anuyat
Running an exchange, broker, dealer or similar service without a licence. The penalty is 2 to 5 years in prison and a fine of 200,000 to 500,000 baht, plus up to 10,000 baht for each day the breach continues.[625]
utility tokenโทเคนดิจิทัลเพื่อการใช้ประโยชน์thoken dichithan phuea kan chai prayot
A digital token that gives the holder a right to specific goods, services or other benefits. Some kinds need SEC approval before sale and some do not.[639]
value added tax (VAT)ภาษีมูลค่าเพิ่มphasi munlakha phoem
A consumption tax added to the price of goods and services.[636]
volatilityความผันผวนkhwam phanphuan
How far and how fast a price moves up and down over a period.[630]
walletกระเป๋าสินทรัพย์ดิจิทัลkrapao sinsap dichithan
Software or a device that holds the keys needed to store and send digital assets. In a custodial wallet a provider holds the private key; in a non-custodial wallet the user does.[629]
wallet addressบัญชีเก็บสินทรัพย์ดิจิทัลbanchi kep sinsap dichithan
The public string of characters that identifies where digital assets are sent, similar to an account number.[631]
whitepaperเอกสารประกอบการเสนอขายekkasan prakop kan sanoe khai
The document a token issuer publishes to describe the project and the rights attached to its tokens. A token holder's rights are the ones written in it.[647]
withdrawalการถอนเงินkan thon ngoen
Taking money or assets out of an account. Thai exchanges may delay or cap withdrawals for new or small accounts as an anti-fraud measure.[628]
withholding taxภาษีเงินได้หัก ณ ที่จ่ายphasi ngoen dai hak na thi chai
Tax the payer deducts from a payment and sends to the Revenue Department. The recipient can claim it as a credit on the yearly return.[636]